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    <title>Senior Housing Benefits | Robert Cottingham Property Management</title>
    <link>https://www.rcpmco.com</link>
    <description>As you decide on your living situation in old age, learn how a senior housing complex can help prevent the onset of brain disease. Read on for more.</description>
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      <title>Senior Housing Benefits | Robert Cottingham Property Management</title>
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      <title>5 Features That Make Quality Senior Housing for Rent</title>
      <link>https://www.rcpmco.com/blog/five-features-that-make-quality-senior-housing-rent</link>
      <description>Discover senior housing for rent in Iroquois County, IL, with Robert Cottingham Property Management. Call us today at (309) 673-2252 for details.</description>
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           Finding the best senior housing for rent in Iroquois County, IL, can be one of the most important decisions you make for your comfort, independence, and happiness. If you’re a senior or helping a loved one search for a supportive living arrangement, Robert Cottingham Property Management provides guidance every step of the way. By focusing on features that matter—from safety to nearby necessities—the company stands out for helping seniors discover homes that enrich daily living.
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           Quality Senior Housing for Rent: Why Features Matter
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            The search for
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            senior housing
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            for rent in Iroquois County, IL, presents unique challenges and exciting opportunities. Not all rentals are created equal for older adults, and the right features can vastly improve quality of life. At Robert Cottingham Property Management, serving Iroquois County, Illinois, we understand that the little details make a meaningful difference for seniors seeking a blend of comfort, safety, and convenience.
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           1. One-Level Floor Plans: Accessibility and Ease
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           When searching for senior housing for rent, one-level floor plans are a top priority. Multi-story homes can be challenging for seniors who want to avoid stairs, thereby reducing the risk of accidents and promoting ease of movement. In Iroquois County, IL, Robert Cottingham Property Management ensures that many rental options are thoughtfully designed on a single level, allowing you or your loved one to move easily from room to room.
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           Accessibility doesn’t just refer to mobility but also to the comfort of knowing you have a home that’s future-proofed for your changing needs. Seniors in Iroquois County, IL, benefit from layouts that let them age in place confidently, and our portfolio reflects homes designed to maximize ease and independence.
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           2. Grab Bars and Walk-In Showers: Prioritize Safety
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           The importance of safety features cannot be overstated when it comes to senior housing for rent in Iroquois County, IL. Grab bars in bathrooms and walk-in showers are essential for maintaining independence while greatly reducing the risk of slips and falls. These features also offer peace of mind for family members.
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           Robert Cottingham Property Management is committed to showcasing appartments in Iroquois County, IL, that include these vital amenities. Our careful selection process means your search is streamlined to find residences with enhanced safety measures, from sturdy grab bars to accessible showers that fit every lifestyle.
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           3. Quiet, Safe Neighborhoods: Rest and Rejuvenation
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           A quiet and secure environment forms the foundation of high-quality senior housing for rent in the Iroquois County, IL, area. Tranquil neighborhoods not only foster relaxation but also support a sense of community. Seniors can enjoy serene settings ideal for walking, socializing, or simply unwinding after a busy day.
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           Robert Cottingham Property Management focuses on properties located in peaceful pockets of Iroquois County, Illinois. We know safety is a top concern, so each community offers well-lit pathways, reliable property checks, and an atmosphere where neighbors look out for one another. When choosing a new home, consider a place where you can feel relaxed and truly at home every day.
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           4. On-Site Maintenance or Support Staff: Reliable Help When Needed
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           Reliable maintenance is a must for smooth senior living. When exploring senior housing for rent in Iroquois County, IL, access to knowledgeable on-site support staff can make all the difference. Rapid response to maintenance requests means less stress and fewer disruptions for everyday routines.
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            Through its dedicated
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           , Robert Cottingham Property Management provides seniors in Iroquois County, IL, with access to responsive staff who keep appartements running efficiently. Whether it’s a plumbing concern or a minor repair, expert help is always available—ensuring residents can focus on enjoying their retirement without unwanted worries.
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           5. Proximity to Medical Facilities and Grocery Stores: Convenience Counts
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           No search for senior housing for rent in Iroquois County, IL, is complete without considering location. Easy access to healthcare and daily essentials simplifies life, and the convenience of nearby stores boosts independence. Seniors deserve the freedom to maintain well-being, stock up on groceries, and manage errands with minimal hassle.
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           Robert Cottingham Property Management operates in the Iroquois County, IL, area with a keen attention to location. Our team is proud to highlight properties that offer proximity to regional hospitals, clinics, and shopping hubs. Whether you need to refill prescriptions or grab food for the week, our homes are situated to make these tasks easier.
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            How Robert Cottingham Property Management Meets Senior Needs
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           Robert Cottingham Property Management specializes in curating senior housing for rent in Iroquois County, IL, that goes beyond the basics. We believe seniors in Iroquois County, IL, deserve residences reflecting thoughtful design and practical comforts. Our properties feature one-level living, advanced safety fixtures, and supportive neighborhood atmospheres.
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           But our commitment doesn’t stop there. With ongoing maintenance and access to essentials nearby, seniors can experience the lifestyle they’ve dreamed of during retirement. Every rental is selected to meet or exceed the standards seniors have come to expect from quality housing in Iroquois County, Illinois.
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           Your Next Step Toward Senior Housing for Rent
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            Ready to find senior housing for rent in Iroquois County, IL, that truly fits your needs and lifestyle? Robert Cottingham Property Management is here to guide you through the journey, ensuring you discover a home built for comfort, safety, and peace of mind. Call
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            (309) 673-2252
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            today and let us show you the difference that careful attention and dedicated service can make for seniors in Iroquois County, Illinois. Your next chapter begins with a home you’ll love—don’t wait to transform your living experience!
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      <pubDate>Sat, 18 Oct 2025 02:29:13 GMT</pubDate>
      <guid>https://www.rcpmco.com/blog/five-features-that-make-quality-senior-housing-rent</guid>
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      <title>Senior Low-Income Apartment in Taylorville, IL: 5 Myths</title>
      <link>https://www.rcpmco.com/blog/senior-low-income-apartments-myths-taylorville-il</link>
      <description>Find an affordable senior low-income apartment in Taylorville, IL, with Robert Cottingham Property Management. Call 309-673-2252 today!</description>
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           Finding the perfect home as a senior on a fixed income can be challenging. At Robert Cottingham Property Management, we understand the importance of comfortable and affordable living options. If you’re searching for a senior low-income apartment in Taylorville, IL, you may have heard some common misconceptions.
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            We want to clear up these myths and show you how our properties provide safe, well-maintained, and welcoming communities. Call us today at
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            309-673-2252
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            to learn how we can help you find a great home.
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           Myth 1: Low-Income Housing Is Unsafe.
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           One of the biggest myths about the senior low-income apartment in Taylorville, IL, is that it is not safe. This is far from the truth. Safety is a top priority at all Robert Cottingham Property Management communities. We have secure entrances, good lighting, and 24/7 emergency maintenance to keep residents feeling secure.
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           Many families worry about crime and safety when considering a move. We work closely with local law enforcement and have strict security protocols in place. Our goal is to create a community where seniors feel protected both inside their homes and around the neighborhood.
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           Fact:
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            Our senior low-income apartment in Taylorville, IL, is managed with a focus on resident safety and peace of mind.
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           Myth 2: Low-Income Apartments Are Poorly Maintained.
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           People often think affordable housing is run-down. Our senior low-income apartment in Taylorville, IL, tells a different story. We perform regular maintenance and quick repairs and keep the grounds neat. Clean and cared-for property means a better quality of life for all our residents.
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           Apartment cleanliness and upkeep are key in helping seniors feel comfortable and happy. Robert Cottingham Property Management dedicates resources to ensure all apartments and common areas look their best year-round. We also respond promptly to any maintenance requests, so minor issues never become big problems.
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            You will find a well-maintained senior apartment that is clean, comfortable, and inviting.
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           Myth 3: Only Unemployed People Live In Low-Income Apartments.
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           Many believe that only those without jobs can live in senior low-income apartments in Taylorville, IL. Actually, many residents here are retired or living on a fixed income like Social Security. Affordable housing helps seniors live independently, regardless of employment status.
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           It’s important to know that a low-income apartment is not a sign of inability but a practical solution to manage housing costs. Seniors from all walks of life choose this apartment to stretch their budgets, allowing them to spend more on healthcare, food, and daily needs while still enjoying a quality home.
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            Low-income housing serves a variety of seniors who need affordable options.
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           Myth 4: Low-Income Housing Limits Residents' Independence.
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           There’s a worry that moving into low-income housing means losing control or independence. At Robert Cottingham Property Management, seniors maintain full control over their lives. Our community offers support without pressure, letting residents enjoy their home and freedom.
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            You can live independently while benefiting from affordable housing designed for your needs.
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           Myth 5: Low-Income Senior Apartments Have Few Amenities.
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           Some assume affordable apartments don’t offer amenities or services. Our senior low-income apartment in Taylorville, IL, includes responsive on-site management, maintenance services, and peaceful community spaces. These amenities help seniors enjoy life in a comfortable environment.
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           Fact
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           : Our senior apartments come with features that promote ease, comfort, and convenience
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           .
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           Why Choose Senior Low-Income Apartments in Taylorville, IL, With Robert Cottingham?
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            Professional property management focused on seniors.
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            Safe and secure building access.
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            Well-kept homes and landscapes.
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             Friendly staff available at
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             309-673-2252
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            .
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            Affordable rent tailored to income.
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            Easy application process.
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            You can learn more about our senior housing options at
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            senior housing apartments in Taylorville, IL
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           .
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           Understanding Low-Income Housing in Taylorville, IL
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           Low-income housing in Taylorville, IL, is designed to help seniors find a home within their budget. Robert Cottingham Property Management specializes in offering senior low-income apartments in Taylorville, IL, that combine affordability with quality. Our management ensures all property is clean, safe, and well cared for.
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           We understand that finding the right senior low-income apartment in Taylorville, IL, means more than just affordable rent. It means finding a community where you feel supported and valued. Our commitment is to enhance every resident’s living experience through excellent customer service and a friendly environment.
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            For details about our management approach and other properties, visit our
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            property management page
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           .
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           Ready to Find Your Senior Low-Income Apartment in Taylorville?
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            If affordable senior housing sounds like the right choice for you or a loved one, reach out to Robert Cottingham Property Management at
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    &lt;a href="tel:309-673-2252"&gt;&#xD;
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            309-673-2252
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           .
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           We offer personalized tours and dedicated support to make finding your next home simple and stress-free.
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           Discover safe, affordable living within a caring community that truly values its residents. Call us today to learn more about our available senior low-income apartment in Taylorville, IL, and take the first step toward your new home.
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      <pubDate>Thu, 11 Sep 2025 15:20:37 GMT</pubDate>
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    <item>
      <title>Finding the Perfect Fit: A Guide to Senior Apartments for Rent in Iroquois County IL</title>
      <link>https://www.rcpmco.com/blog/finding-the-perfect-senior-apartments-for-rent-iroquois-county-il</link>
      <description>Discover the top senior apartments for rent in Iroquois County, IL, with Robert Cottingham Property Management. Call (309) 673-2252 today!</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/GettyImages-1301572616.JPG" alt="Senior woman with coffee sitting indoors in her apartment, relaxing." title="Senior woman with coffee sitting indoors in her apartment, relaxing."/&gt;&#xD;
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         Searching for the ideal senior apartments for rent in Iroquois County, IL, can be a challenging yet crucial task for seniors and their families. With Robert Cottingham Property Management, we strive to simplify this process by offering diverse, comfortable, and safe housing options tailored specifically to seniors’ needs. Whether you’re looking into independent living or require more supportive amenities, our guide aims to help you navigate your search effectively and find the perfect fit.
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           Step-by-Step Guide for Senior Apartments for Rent
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           Navigating the search for senior apartments for rent can be overwhelming, but following a structured approach can greatly simplify the process and ensure you find the perfect living arrangement to suit your needs.
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           Determine Your Needs and Preferences
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           Before diving into your search, it’s important to assess your personal needs and preferences. 
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           Ask yourself questions such as:
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            What kind of living arrangement am I looking for?
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            Do I need accessibility features like grab bars or step-free showers?
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            Are there any medical or personal care amenities I require?
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           Understanding your priorities will help narrow down your options and clarify what kind of senior apartment will be most conducive to your lifestyle. Senior apartments for rent often come with a variety of features tailored for older adults, such as single-story layouts, emergency response systems, and communal spaces that encourage social interaction.
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           Evaluate Accessibility Features of Senior Apartments
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           Senior apartments in Iroquois County, IL, are designed to be accessible and comfortable for older adults. When touring potential homes, keep a lookout for features that will make day-to-day living easier:
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            Wider hallways and doorways for ease of movement.
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            Slip-resistant flooring and secure carpeting.
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            Accessible kitchen and bathroom layouts.
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            Adequate lighting throughout the apartment.
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      &lt;span&gt;&#xD;
        
            Our
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            property management
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            ensures that all our senior apartments for rent are equipped with these essential accessibility features, promoting both independence and safety for our senior residents.
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           Explore the Community and Local Amenities
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           The surrounding community and amenities play a significant role in your overall living experience. Consider the proximity of medical facilities, shopping areas, parks, and entertainment options. Taking the time to explore the neighborhood will give you an insight into the kind of lifestyle you can expect.
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           Senior apartments managed by Robert Cottingham Property Management are strategically located to offer convenience and accessibility. We make sure that our residents are close to local services and can easily integrate into the community, ensuring they feel connected and supported.
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           Examine Supportive Amenities
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           Senior apartments in Iroquois County, IL, often come with a range of supportive amenities aimed at easing daily activities and promoting a comfortable lifestyle. 
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           These may include:
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            On-site fitness centers tailored for seniors.
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            Communal spaces for social events and gatherings.
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            Landscaped gardens and walking paths.
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           Our senior apartments for rent at Robert Cottingham Property Management offer an array of amenities designed to foster well-being and community engagement. Our maintenance-free living approach means residents can enjoy a hassle-free lifestyle with readily available support whenever needed.
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           Engage With Current Residents
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           One effective way to gain an authentic understanding of a senior apartment is to interact with current residents. Discussing their experiences can provide insights into daily living in the community. 
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           Ask questions like:
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  &lt;ul&gt;&#xD;
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      &lt;span&gt;&#xD;
        
            What do you enjoy most about living here?
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            Are there any challenges you face?
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            How is the staff’s responsiveness to concerns?
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           Senior apartment communities typically have a welcoming atmosphere, and residents are often happy to share their experiences. Robert Cottingham Property Management encourages new residents to engage with established community members to foster connections and support networks.
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  &lt;h2&gt;&#xD;
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           Highlighting Senior Apartments in Iroquois County, IL
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           Highlighting senior apartments in Iroquois County, IL, can provide valuable insights into the unique characteristics and advantages of living in this area, ensuring you select the best option for a comfortable and fulfilling lifestyle.
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           Accessibility and Convenience
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           Senior apartments in this area are thoughtfully designed to accommodate the unique requirements of older adults. Besides the physical features of the apartments themselves, there is also a growing emphasis on community integration and support networks. Senior living in Iroquois County, IL, goes beyond comfortable housing; it’s about creating an enabling environment where seniors can thrive.
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           Quiet and Welcoming Communities
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            One of the distinctive aspects of senior apartments in Iroquois County, IL, is its tranquil and welcoming neighborhoods. Residents can enjoy peaceful surroundings, lower levels of noise pollution, and community-focused events. Robert Cottingham Property Management ensures that our
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    &lt;a href="/properties"&gt;&#xD;
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            properties
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            provide a serene setting, away from the hustle and bustle, which is ideal for relaxed senior living.
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           Supportive and Enhancing Amenities
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           The amenities provided within senior apartments for rent can greatly impact the quality of life. At Robert Cottingham Property Management, we pride ourselves on delivering a range of supportive services and features designed to enhance daily living. From maintenance-free arrangements to safety installations, the focus is on creating a comfortable, secure, and fulfilling living experience.
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           Focus on Health and Wellness
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           Health and wellness are significant factors for senior living. Senior apartments in Iroquois County, IL, often have health-centered amenities such as fitness centers, wellness programs, and regular health checkups. These facilities are tailored to senior residents, ensuring they have access to resources needed for a healthy lifestyle. Robert Cottingham Property Management integrates health and wellness options into our communities to support our residents’ well-being.
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           Finding Your Perfect Senior Apartment
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           The journey to finding the right senior apartment can be complex, but it is vital for ensuring a satisfying and supportive living situation. By following this comprehensive guide, you can make informed decisions and find the most suitable senior apartments for rent in Iroquois County, IL. With Robert Cottingham Property Management, senior living is simplified, providing our residents with enriched lifestyles, safety, and community engagement.
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           Contact Us for Rentals Today!
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            By prioritizing needs, accessibility, community, and amenities, seniors and their families can find the ideal living arrangements that cater to older adults’ unique lifestyles. Robert Cottingham Property Management is dedicated to offering superior senior apartments for rent in Iroquois County, IL, ensuring a supportive and enriching living environment. Don’t hesitate! Reach out today at
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            (309) 673-2252
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            and let us help you find your perfect home.
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      <pubDate>Wed, 30 Jul 2025 02:26:14 GMT</pubDate>
      <guid>https://www.rcpmco.com/blog/finding-the-perfect-senior-apartments-for-rent-iroquois-county-il</guid>
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      <title>Top Benefits of Low Income Housing in Taylorville, IL</title>
      <link>https://www.rcpmco.com/blog/top-benefits-low-income-housing-taylorville-il</link>
      <description>Explore income housing in Taylorville, IL, with Robert Cottingham Property. Call 309-673-2252 to find your ideal low-cost housing option today!</description>
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  &lt;img src="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/GettyImages-1253867205.jpg" alt="Charming Two-Story Home with Updated Front Porch Appeal " title="Charming Two-Story Home with Updated Front Porch Appeal "/&gt;&#xD;
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            Finding a safe and affordable place to live can be a challenge. That’s why many people turn to low
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            income housing in Taylorville, IL
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            . It offers financial relief and a better quality of life for people of all ages. Whether you're a senior, a single parent, or a working adult, Robert Cottingham Property is here to help. Call
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            309-673-2252
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            today to learn more.
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           What Is Low Income Housing?
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           Low Income housing in Taylorville, IL, is designed for people who need lower-cost housing options. Rent is often based on a percentage of your income. This makes it easier to afford housing without sacrificing other important needs like food, healthcare, or education. Local programs are run with care to support community needs while helping families stay secure in their homes.
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           Key Benefits of Low Income Housing in Taylorville, IL
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           1. Lower Monthly Rent
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           The most obvious benefit of low income housing in Taylorville, IL, is that it's more affordable. Your rent is usually capped at 30% of your monthly income. This allows you to better manage your money and avoid falling behind on bills.
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           2. Stability for Families
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            Stable housing helps families thrive. Kids do better in school, parents feel less stress, and everyone enjoys a sense of security. This is especially true for those living in
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           subsidized housing in
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           Taylorville, IL, where extra support services are often available.
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           3. Community Support and Services
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            Many housing programs offer more than just a place to live. They provide services like job training, childcare, and wellness programs. These services are often available in
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           affordable housing programs in Taylorville, IL
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           , and help residents grow and succeed.
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           More Than Just a Place to Live
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           Low Income housing in Taylorville, IL, is about creating strong communities. When people live in safe and stable homes, they’re more likely to invest in their neighborhoods. This improves local parks, schools, and community spaces for everyone.
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           Some properties also feature playgrounds, community gardens, and learning centers. These features make low-income housing in Taylorville, IL, more than just a roof over your head, it becomes a place to call home.
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           Who Can Apply?
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           Anyone who meets the income requirements may apply. This includes seniors, veterans, single parents, and workers in retail, food service, healthcare, and more. Low Income-based housing in Taylorville, IL, aims to support a wide range of residents. If you're not sure where to start, Robert Cottingham Property can guide you through the process.
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           Why Choose Taylorville, IL?
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           Taylorville offers a quiet, friendly atmosphere while being close to major cities. It’s an ideal location for families and individuals who want peace and comfort without being too far from services and jobs. With access to trusted programs like subsidized housing in Taylorville, IL, it’s easy to see why many people choose to live here.
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           A Safe Environment
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           One of the overlooked benefits of income housing in Taylorville, IL, is safety. Many properties are managed with on-site staff and regular maintenance. This ensures residents feel safe and secure. Neighborhood watch programs and community involvement also add to the sense of well-being.
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           Good for the Local Economy
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           Affordable housing helps everyone, not just those who live in it. Workers who live close to their jobs are more reliable. Local stores benefit from regular shoppers. And when people can afford rent, they spend more on local services. That’s why affordable housing programs in Taylorville, IL, are a win-win for the whole area.
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           Financial Peace of Mind
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           Imagine having money left after rent to save, invest, or simply enjoy life. That’s what income housing in Taylorville, IL, provides. Instead of living paycheck to paycheck, you can build a future. Programs like income-based housing in Taylorville, IL, are a step toward long-term financial health.
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           How to Get Started
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            Start by exploring available properties and community services. The
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            Robert Cottingham Property website
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            lists current
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            housing opportunities
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            .You can also learn about
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            local support services
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           .These resources are perfect for those seeking low-income housing in Taylorville, IL, or looking to understand eligibility for programs.
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            If you’re looking for a stable, affordable place to live, income housing in Taylorville, IL, might be right for you. With lower rent, access to support, and a sense of community, it's more than just housing, it’s a better way to live. Robert Cottingham Property can help you find the right fit. To learn more or begin the application process, call
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            309-673-2252
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           .
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      <pubDate>Thu, 10 Jul 2025 00:26:13 GMT</pubDate>
      <guid>https://www.rcpmco.com/blog/top-benefits-low-income-housing-taylorville-il</guid>
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    <item>
      <title>A Complete Guide to Senior Housing in Iroquois County, IL</title>
      <link>https://www.rcpmco.com/a-complete-guide-to-senior-housing-in-iroquois-county-il</link>
      <description>Robert Cottingham Property Management provides affordable senior housing in Iroquois County, IL. Call (309) 673-2252 for options tailored to your needs.</description>
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  &lt;img src="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/178525693.JPG" alt="Portrait of a senior husband and wife in front of their senior housing." title="Portrait of a senior husband and wife in front of their senior housing."/&gt;&#xD;
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           If you’re weighing your options for senior housing in Iroquois County, IL, or helping a loved one with that transition, there’s much to consider. Finding the right fit is essential, from care levels and amenities to affordability and community atmosphere. Selecting proper housing requires attention to quality, experience, and long-term comfort.
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           Whether you’re a senior exploring new living arrangements or a family member researching for a loved one, this guide breaks down key factors about housing in Iroquois County, IL, so you can confidently make informed decisions.
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           Understanding the Types of Senior Housing Available
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            Our Senior housing includes
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            independent living options
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           , Other types of communities catering to seniors’ needs, include:
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            Independent Living:
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             Best for active seniors who want a community lifestyle without the burden of home maintenance.
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            Assisted living is perfect for those who need
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             help with daily activities like bathing, dressing, or medication management.
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            Memory Care:
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             Specialized care for individuals with Alzheimer’s or other forms of dementia.
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            Skilled Nursing Facilities:
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             Provide 24/7 medical care and rehabilitation services.
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           Each of these housing types has its own features, cost structure, and level of care, so it’s vital to match the housing type to the individual’s current and anticipated needs.
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           We are an independent living facility.
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           Key Considerations When Choosing Senior Housing
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           Selecting the right housing in Iroquois County, IL, involves more than just cost. Here are some things to think about:
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            Location and Accessibility:
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             Consider proximity to family, healthcare providers, and essential services.
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            Services and Amenities:
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             Does the facility offer transportation, meal plans, social activities, or housekeeping?
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            Staff Qualifications:
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            Check for proper licensing and staff-to-resident ratios to ensure quality care.
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            Budget and Financing:
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            Understand pricing models (monthly rent, entrance fees, care costs), and ask about financial assistance programs.
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           Families should visit facilities in person whenever possible and talk to both staff and current residents to get a feel for the community environment.
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           Benefits of Senior Living in Iroquois County, IL
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           Iroquois County is a peaceful and welcoming area ideal for older adults. It offers:
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            ﻿
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            A lower cost of living compared to urban centers
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            Friendly, close-knit communities
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            Proximity to parks, nature, and local events tailored for seniors
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            A variety of healthcare providers within reach
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           These advantages make senior housing in this region not just a practical decision but a lifestyle choice that supports well-being and independence.
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           Take the First Step Toward Comfortable Senior Living
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            When it’s time to take the next step, let Robert Cottingham Property Management guide you. We provide families with affordable housing in Iroquois County, IL, tailored to the unique needs of seniors and their loved ones. Our specialty is senior &amp;amp; disabled apartments throughout Central Illinois. For trusted guidance and supportive service, call
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    &lt;a href="tel:(309) 673-2252"&gt;&#xD;
      &lt;strong&gt;&#xD;
        
            (309) 673-2252
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            today. Let us help you or your loved one find the perfect place to call home in Iroquois County.
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      <pubDate>Tue, 13 May 2025 18:24:58 GMT</pubDate>
      <guid>https://www.rcpmco.com/a-complete-guide-to-senior-housing-in-iroquois-county-il</guid>
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      <title>Comfortable Lifestyle: Senior Housing in Iroquois County, IL</title>
      <link>https://www.rcpmco.com/comfortable-lifestyle-senior-housing-in-iroquois-county-il</link>
      <description>Senior housing in Iroquois County, IL, provides safety and an engaging lifestyle for older adults. Call Robert Cottingham Property Management at (309) 673-2252.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/GettyImages-1313904440.JPG" alt="A caregiver in blue scrubs assists an elderly man using a walker in a senior housing community. " title="A caregiver in blue scrubs assists an elderly man using a walker in a senior housing community. "/&gt;&#xD;
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           Finding the right place to call home in your golden years is about more than just location. Senior housing in Iroquois County, IL offers a secure, low-maintenance, and social environment for older adults looking to enjoy their retirement years. With thoughtfully designed living spaces and community-focused amenities, senior housing provides a worry-free lifestyle that enhances overall well-being.
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           Why Senior Housing is a Great Choice
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           As people age, their housing needs change. Senior housing communities are designed to accommodate these changes by offering features and services tailored to the needs of older adults. Here’s what makes them a great choice:
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            Safety and Security
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             – Many senior housing communities provide secure entry systems, emergency call features, and on-site staff for added peace of mind.
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            Maintenance-Free Living
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             – No more worrying about home repairs or yard work. Senior housing offers maintenance-free living so residents can focus on enjoying their time.
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            Social Interaction
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             – Staying socially engaged is key to overall health. Senior communities offer social activities, group events, and shared spaces for connection.
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            Convenience and Accessibility
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             – Many housing options include on-site services such as transportation, meal plans, and wellness programs.
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           Choosing the Right Senior Housing Option
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           Not all senior housing options are the same, and it’s important to find the one that best fits your lifestyle and needs. Here are some factors to consider:
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            Independent Living vs. Assisted Living
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             – Independent living is ideal for active seniors who want a community atmosphere without assistance, while assisted living offers additional support for daily tasks.
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            Amenities and Services
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             – Look for features like fitness centers, dining services, and transportation to make daily life easier.
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            Location and Accessibility
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             – Choosing a location close to family, healthcare services, and recreational opportunities can improve quality of life.
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            Affordability and Lease Terms
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             – Understanding the costs and lease terms will help you plan for long-term comfort and financial stability.
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           How to Transition Smoothly Into Senior Housing
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           Moving into senior housing is a big step, but with the right approach, it can be a smooth and enjoyable transition. Here’s how to make it easier:
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            Downsize Thoughtfully
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             – Start by sorting belongings and deciding what to keep, donate, or pass on to family.
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            Plan for Comfort
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             – Arrange your new space with familiar items to make it feel like home.
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            Stay Connected
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             – Join community activities and engage with neighbors to build new friendships.
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            Take Advantage of Services
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             – Use available amenities such as transportation, fitness programs, and social events to make the most of your new home.
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           Find Quality Senior Housing in Iroquois County, IL
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           Choosing senior housing in Iroquois County, IL ensures a comfortable and fulfilling retirement with the right balance of independence and support. Whether you’re looking for a vibrant community or a peaceful retreat, there are many options to explore.
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            For professional assistance in finding the perfect senior housing, call
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    &lt;a href="https://www.rcpmco.com" target="_blank"&gt;&#xD;
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            Robert Cottingham Property Management
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            at
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    &lt;a href="tel:(309) 673-2252"&gt;&#xD;
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            (309) 673-2252
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            today.
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      <pubDate>Wed, 26 Mar 2025 04:18:16 GMT</pubDate>
      <guid>https://www.rcpmco.com/comfortable-lifestyle-senior-housing-in-iroquois-county-il</guid>
      <g-custom:tags type="string">Senior Housing</g-custom:tags>
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    <item>
      <title>Choosing Senior Housing Property Management in Springfield, IL</title>
      <link>https://www.rcpmco.com/choosing-senior-housing-rentals-springfield</link>
      <description>What to look for when choosing senior housing property management in Springfield, IL. Call Robert Cottingham Property Management at (309) 673-2252 to learn more.</description>
      <content:encoded>&lt;div data-rss-type="text"&gt;&#xD;
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            When it comes to finding suitable living options for seniors, choosing the right property management company is essential.
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            Senior housing property management in Springfield, IL
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            ﻿
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           , involves more than just maintaining buildings—it’s about creating a supportive environment that caters to the specific needs of seniors. Whether you are a family member or caregiver seeking the best for your loved one, or an investor looking to optimize your senior housing property, finding a trustworthy property management team is crucial.
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  &lt;img src="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/GettyImages-2096494655.jpg" alt="Senior couple on sofa at home, showcasing quality senior housing property management by Robert Cottingham in Springfield, IL" title="Senior couple on sofa at home, showcasing quality senior housing property management by Robert Cottingham in Springfield, IL"/&gt;&#xD;
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           Understanding the Needs of Seniors
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           Before choosing a property management company, it’s vital to understand the unique needs of senior living communities. Unlike typical rental properties, senior housing facilities must provide specialized care, including accessibility features, social programs, and transportation options. A property management company that understands these needs can help ensure the community operates smoothly and provides a high quality of life for seniors.
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           Key Qualities To Look For in Senior Housing Property Management in Springfield, IL
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           1. Experience in Senior Housing
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            Look for property management companies with experience in handling senior housing properties. Managing properties for seniors requires a unique set of skills, such as maintaining accessible facilities, overseeing healthcare-related services, and fostering a community that is welcoming and inclusive.
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           2. Focus on Resident Care and Safety
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            Safety and care should always be top priorities in senior housing. Ensure the property management company prioritizes regular safety checks, well-maintained emergency systems, and adequate staff training in resident care.
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           3. Communication and Responsiveness
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           Effective communication is key in any property management relationship. This is especially true when it comes to senior housing, where family members and caregivers often need up-to-date information about the well-being of their loved ones. The right property management company should be highly responsive, keeping residents and their families informed about maintenance schedules, community events, and any issues that arise.
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           4. Knowledge of Local Regulations
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           Senior housing in Springfield, IL, is governed by specific local and state regulations. It’s essential to select a property management company that understands these legal requirements and ensures compliance. A knowledgeable property manager will navigate complex regulations related to safety, healthcare, and accessibility, protecting both the residents and the property owner from potential liabilities.
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           5. Positive Reputation and Reviews
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           Don’t underestimate the value of reputation. Take time to research the property management company's reputation by reading reviews and asking for references. A company that consistently receives positive feedback from residents and their families is likely one that provides great service and operates with integrity.
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           Why Partner With a Professional Senior Housing Property Management in Springfield, IL?
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            Choosing a property management company that specializes in senior housing can provide a stress-free, well-managed experience for both property owners and residents. The right property manager will handle the day-to-day operations, from maintenance to resident care, so you can rest assured that the senior community is in good hands.
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            If you're looking for reliable and professional senior housing property management in Springfield, IL, look no further than our team at Robert Cottingham Property Management
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            . With years of experience managing senior housing properties, we understand the unique challenges and requirements of this sector. Contact us at
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            (309) 673-2252
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            today to learn more about how we can assist you in managing your senior housing property.
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      <pubDate>Wed, 26 Feb 2025 08:24:34 GMT</pubDate>
      <guid>https://www.rcpmco.com/choosing-senior-housing-rentals-springfield</guid>
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      <title>What to Look for When Choosing A Mobility-Accessible Unit</title>
      <link>https://www.rcpmco.com/what-to-look-for-when-choosing-a-mobility-accessible-unit</link>
      <description>Learn how to find mobility-accessible units in senior communities with features like barrier-free layouts, safety systems, and accessible bathrooms.</description>
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           Finding safe, comfortable, and accessible housing is a key priority for seniors with mobility challenges. Low-income senior housing communities often provide mobility-accessible units tailored to meet the unique needs of residents who require additional assistance. The right living environment can make an enormous difference in the quality of life, ensuring physical ease, peace of mind, and dignity.
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           If you're exploring mobility-accessible units for yourself or a loved one, it's essential to know what features and considerations make a space truly functional. From design elements that enhance safety to community features that promote inclusivity, this guide will help you identify the attributes that matter most.
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           Prioritize Barrier-Free Design and Accessible Layouts
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           Mobility-accessible units should incorporate intuitive, barrier-free designs that make it easy to move through living spaces safely. Wide doorways and hallways ensure wheelchairs, walkers, or other assistive devices can pass through with ease. Low thresholds or step-free entryways prevent tripping hazards and make navigation seamless.
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           Inside the unit, pay attention to how rooms are organized. Open layouts make it easier for residents to move freely without needing to constantly turn, backtrack, or maneuver through tight spaces. Living areas, kitchens, and bathrooms should be conveniently located, minimizing the need to travel long distances inside the home.
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           Seek Thoughtful Kitchen and Bathroom Features
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           Accessible kitchen and bathroom design plays a central role in the liveability of mobility-friendly units. Look for kitchens outfitted with countertops, cabinets, and sinks positioned at heights that can accommodate seated individuals or those with restricted reach. Side-opening ovens, pull-down shelves, and lever-style faucets are practical additions that empower seniors to maintain their independence while cooking and completing daily tasks.
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           Bathrooms should be designed with safety and accessibility in mind. Grab bars installed near toilets and in showers provide essential support, reducing the risk of falls. Roll-in showers or step-free bathtubs, along with handheld showerheads, cater to users with varying needs. Ample space for wheelchair turning and slip-resistant flooring enhance practicality and safety.
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           Prioritize the Importance of Safety Features
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           Safety is a top consideration for mobility-accessible housing. Well-lit units and pathways ensure visibility, while emergency alert systems provide an added layer of security. Housing units equipped with emergency pull cords or call buttons placed within easy reach allow residents to quickly summon assistance if needed.
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           Additionally, ensure that flooring is not only slip-resistant but also free of bulky rugs or materials that could interfere with mobility devices. Smooth, continuous flooring throughout the unit eliminates potential tripping hazards and helps residents maintain stability.
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           Verify Elevator Access and Community Amenities
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           Before making a decision, assess the overall accessibility of the community. Elevator access is essential in multi-story buildings, ensuring that residents do not face undue challenges when entering or leaving their homes. Elevators should be located near units for convenience and should be large enough to accommodate wheelchairs and other equipment comfortably.
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           Beyond the units themselves, consider the amenities within the housing community. Accessible parking spaces close to entrances, ramps, and handrails significantly enhance mobility around the property. Common areas such as lounges, gardens, or activity rooms should also be designed inclusively, offering ample space and easy access for all residents to participate in social, recreational, or wellness activities.
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           Look for a Community Focused on Inclusivity
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           Mobility-accessible housing should provide more than just functionality; it should foster an environment of inclusivity and connection. Look for communities that encourage socialization and engagement through planned activities, communal spaces, and resident events. Maintaining social bonds and an active lifestyle is vital for seniors’ emotional well-being and overall quality of life.
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           Finding the Right Mobility-Accessible Unit
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           Selecting a mobility-accessible unit in a low-income senior housing community requires careful consideration of design, accessibility features, safety, and support services. Prioritizing these key factors ensures a living environment that promotes independence and safety while fostering a sense of belonging. Taking the time to evaluate these elements will help you make a more informed decision for yourself or a loved one.
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            ﻿
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           For more info, 
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           contact us
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            at Robert Cottingham Property Management.
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      <pubDate>Tue, 21 Jan 2025 05:45:18 GMT</pubDate>
      <guid>https://www.rcpmco.com/what-to-look-for-when-choosing-a-mobility-accessible-unit</guid>
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      <title>The Emotional Benefits of Independent Living</title>
      <link>https://www.rcpmco.com/the-emotional-benefits-of-independent-living</link>
      <description>Independent living for seniors stands as a gateway to enhanced mental health and emotional well-being. Read on to learn more about the emotional benefits.</description>
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           As individuals age, the desire for autonomy and maintaining a fulfilling lifestyle remains strong. Independent living for seniors offers a bridge to achieving this, providing a place to reside and an environment that fosters mental health and emotional well-being. Embracing independent living can significantly enhance the quality of life for seniors by boosting self-esteem, reducing isolation, and nurturing a sense of purpose.
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           Embracing Autonomy
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           One of the cornerstone benefits of independent living is the ability to maintain autonomy, which plays a crucial role in enhancing the quality of life for seniors. For many, the transition to an independent living community marks a significant new chapter, offering them the freedom to exercise control over their daily routines and personal decisions in a supportive environment. This newfound autonomy is incredibly empowering, enabling seniors to continue engaging in activities they are passionate about, whether it’s tending to their gardens, exploring their creative side through painting, or diving into new hobbies they’ve always wanted to try.
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           Moreover, having the ability to make choices regarding meals, schedules, and social engagements reinforces a sense of dignity and personal agency. Residents can enjoy nutritious meals tailored to their preferences, creating a more personalized dining experience. They can set their own schedules, allowing for spontaneous outings or quiet days at home. Additionally, the opportunity to participate in community events and activities fosters social connections, combating feelings of isolation. This holistic approach enhances their well-being and nurtures a vibrant and fulfilling lifestyle, making independent living communities a desirable option for many seniors.
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           Boosting Self-Esteem and Confidence
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           Maintaining independence in later years significantly boosts self-esteem and confidence. Seniors living independently can feel a sense of accomplishment in managing their lives and maintaining their homes. This sense of self-reliance can positively affect mental health, reducing anxiety and depression. The ability to live independently reassures seniors of their capabilities, reinforcing their self-worth and confidence.
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           Moreover, independent living communities often offer various programs that encourage personal growth and skill development. Whether it’s learning a new instrument, taking a class, or engaging in volunteer opportunities, these activities provide a sense of achievement and purpose, further enhancing self-esteem.
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           Reducing Feelings of Isolation
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           Isolation is a significant concern for many seniors, especially those who live alone. Independent living communities address this by offering a vibrant social environment where interaction is not just possible but encouraged. Regular social activities and shared spaces create opportunities for spontaneous conversations and connections.
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           For seniors who may have recently lost a spouse or are transitioning from a family home, these communities offer a support network that mitigates the emotional impact of such changes. The availability of emotional and social support within arm’s reach reduces feelings of loneliness and enhances overall happiness.
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           Promoting a Sense of Purpose
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           Having a sense of purpose is vital for emotional well-being at any age. Independent living communities support this by providing residents with opportunities to engage in activities that contribute to the community and the world at large. Many communities encourage residents to participate in volunteer work, lead classes, or join resident councils, allowing them to share their skills and knowledge.
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           Engaging in purposeful activities provides a sense of fulfillment and contribution, which is crucial for maintaining mental health. This sense of purpose can also come from engaging in personal projects or hobbies, which are often facilitated by the resources and support available within independent living settings.
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           Independent living for seniors stands as a gateway to enhanced mental health and emotional well-being. By fostering autonomy, encouraging community connections, and providing opportunities for personal growth, these communities offer a supportive environment that enriches the lives of their residents. The ability to maintain independence while enjoying a vibrant social life leads to improved self-esteem, reduced isolation, and a renewed sense of purpose. For seniors and their families, the emotional benefits of independent living present a compelling option for a fulfilling and joyful life in the later years.
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           Contact us at 
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           Robert Cottingham Property Management
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            to learn more about independent living.
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      <pubDate>Tue, 12 Nov 2024 21:28:56 GMT</pubDate>
      <guid>https://www.rcpmco.com/the-emotional-benefits-of-independent-living</guid>
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      <title>Preparing for Independent Housing as a Senior</title>
      <link>https://www.rcpmco.com/preparing-for-independent-housing-as-a-senior</link>
      <description>Have you ever wondered what steps are necessary to transition smoothly into independent housing as a senior? Read on to learn what steps you should take.</description>
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           As we age, our living situation may change and the idea of moving into independent housing becomes a reality. This can be an overwhelming thought for many seniors, but with some careful planning and preparation, the process can go smoothly. In this blog post, we will discuss tips and strategies to help you prepare for independent housing.
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           Evaluate Your Current Living Situation
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           The first step in preparing for independent housing is to evaluate your current living situation. Take stock of your current home and consider factors such as accessibility, maintenance requirements, and overall comfort. Are there any safety concerns or physical limitations that make your current home difficult to navigate? Are you able to maintain your current home without assistance?
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           If your current living situation is no longer suitable for your needs, it may be time to consider alternative options. This can include downsizing to a smaller and more manageable space, or moving into an independent living community.
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           Research Different Housing Options
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           Once you have decided that independent housing is the best option for you, it's important to research different housing options available in your area. Consider factors such as location, amenities, and cost when comparing different options.
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           Independent living communities are designed specifically for seniors who want to maintain their independence while also having access to various services and social activities. These communities often offer amenities such as on-site dining, housekeeping, and transportation services.
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           Downsizing to a smaller home or apartment can also be a viable option. This allows you to have more control over your living space and potentially reduce maintenance costs. However, it's important to carefully consider your needs and preferences before making this decision.
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           Create a Budget
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           Moving into independent housing often comes with additional expenses such as monthly rent or service fees. It's important to create a budget that takes these new costs into account and ensures that you can comfortably afford your new living situation.
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           Consider speaking with a financial advisor or researching the cost of living in different areas to help you create an accurate budget. Additionally, some independent living communities offer financial planning services to help seniors manage their finances.
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           Declutter and Downsize
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           Moving into a smaller living space means that you will have to downsize and declutter. This can be a daunting task, but it's important to start early and tackle one room at a time. Consider donating or giving away items that you no longer need or use, and keep sentimental items that hold special meaning to you.
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           If downsizing seems overwhelming, consider enlisting the help of family members or hiring a professional organizing service. They can assist with packing, sorting, and organizing your belongings in preparation for your move.
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           Plan for Accessibility
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           When considering different housing options, it's important to take accessibility into account. This may include features such as grab bars in the bathroom, wheelchair ramps, or elevators. If you have any specific mobility needs, make sure to discuss them with potential housing providers to ensure that your new home will accommodate your needs.
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           Stay Connected
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           Moving into independent housing can also mean leaving behind a close-knit community and support system. It's important to stay connected with friends and family during this transition. Make an effort to maintain regular communication through phone calls, video chats, or in-person visits.
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           Many independent living communities offer social activities and events for residents to connect with their neighbors and form new friendships. Participating in these activities can help you feel more connected to your new community and combat feelings of loneliness.
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           Seek Assistance
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           Moving and preparing for independent housing can be physically and emotionally taxing, especially for seniors. Don't be afraid to ask for assistance from friends or family members during this process. They can help with tasks such as packing, moving, and setting up your new home.
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           Take Your Time
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           Preparing for independent housing is a process and it's important not to rush into any decisions. Take your time to carefully evaluate all of your options and make sure you feel comfortable with your decision before making a move. This will help ensure a smooth transition and reduce feelings of stress or anxiety.
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           In conclusion, preparing for independent housing as a senior can be a daunting task, but with careful planning and preparation, it can also be an exciting new chapter in life. These tips and strategies will help you prepare for this new stage of independence with confidence and ease. So, don't hesitate to start planning and preparing for your independent housing journey today.
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           For more information, 
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           contact us
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            at Robert Cottingham Property Management.
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      <pubDate>Wed, 23 Oct 2024 23:50:14 GMT</pubDate>
      <guid>https://www.rcpmco.com/preparing-for-independent-housing-as-a-senior</guid>
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      <title>Embracing Your Old Hobbies in Your New Independent Home</title>
      <link>https://www.rcpmco.com/embracing-your-old-hobbies-in-your-new-independent-home</link>
      <description>You can ease the transition to independent housing by revisiting old hobbies that may have taken a backseat during the moving process. Read on to learn more.</description>
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           Moving into a new independent housing situation can be both exciting and overwhelming. As you settle into your new space, it's important to remember to make time for the activities that bring you joy and fulfillment. One way to ease the transition and make your new house feel like home is by revisiting old hobbies and interests that may have taken a backseat during the moving process. In this blog post, we will explore how you can pursue your old hobbies while adjusting to your new living situation.
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           Rediscover Your Passions
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           As you unpack your belongings and arrange your new space, take some time to rediscover the hobbies and interests that once brought you happiness. Whether it's painting, gardening, crafting, or playing a musical instrument, reconnecting with these activities can help you feel more at home in your new environment. Set aside dedicated time each day or week to engage in these pursuits, even if it's just for a few minutes. By incorporating your old hobbies into your routine, you'll not only relax and unwind but also create a sense of familiarity in your new surroundings.
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           Create a Dedicated Space
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           To fully immerse yourself in your old hobbies, consider creating a dedicated space within your new home where you can pursue these activities without distractions. Whether it's setting up an art studio in a spare room, designating a corner of the garden for planting flowers, or organizing a music nook for playing instruments, having a designated area for your hobbies can help you stay organized and motivated. Personalizing this space with items that inspire you — such as artwork, plants, or decor — can also enhance your creativity and enjoyment.
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           Join Community Groups or Classes
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           If you're looking to meet like-minded individuals who share similar interests, consider joining community groups or classes related to your hobbies. Whether it's attending painting workshops at a local art center, joining a gardening club in your neighborhood, or enrolling in music lessons at a nearby school, connecting with others who enjoy the same activities can provide social interaction and support. You will have the opportunity to learn new skills and techniques and build friendships with people who appreciate your passions.
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           Set Realistic Goals
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           As you reignite your old hobbies after moving into independent housing, it's essential to set realistic goals that align with your current lifestyle and schedule. While it may be tempting to dive headfirst into multiple projects at once, taking on too much can lead to burnout and frustration. Instead, start small by focusing on one hobby at a time and gradually increasing the time and effort devoted to each activity. By setting achievable goals and milestones along the way, you'll stay motivated and inspired to continue pursuing your passions in the long run.
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           Practice Self-Care
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           In the midst of adjusting to life in independent housing and rekindling old hobbies, don't forget to prioritize self-care as well. Taking care of yourself physically, mentally, and emotionally is crucial for maintaining balance and overall well-being. Make sure to get enough rest, eat nutritious meals, exercise regularly, and practice mindfulness techniques such as meditation, yoga, or prayer. Remember that self-care looks different for everyone — whether it's taking a leisurely walk outside or indulging in a relaxing bubble bath — so listen to what makes you feel good and incorporate those practices into your daily routine.
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           As you navigate the transition into independent housing, don't forget about the activities that bring joy and fulfillment into your life. By embracing your old hobbies in your new home, you can establish a sense of familiarity and comfort during a time of change.
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           Contact us
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            at Robert Cottingham Property Management to learn more about transitioning to a new independent housing community.
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      <pubDate>Wed, 25 Sep 2024 07:29:38 GMT</pubDate>
      <guid>https://www.rcpmco.com/embracing-your-old-hobbies-in-your-new-independent-home</guid>
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      <title>Who Can Benefit from Independent Living Facilities?</title>
      <link>https://www.rcpmco.com/who-can-benefit-from-independent-living-facilities</link>
      <description>Read this blog to learn about the types of people who can benefit from independent living facilities if they are seeking comfort, autonomy, and community.</description>
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           Independent living facilities offer a unique blend of comfort, community, and autonomy, making them an ideal choice for a diverse range of individuals, from active seniors to those seeking a supportive living arrangement. These communities provide a nurturing and supportive environment that allows residents to remain independent while benefiting from various amenities and services tailored to their needs. Residents can enjoy spacious apartments, vibrant communal areas for socializing, and organized activities that promote engagement and connection. Additionally, access to health and wellness programs, transportation services, and on-site assistance ensures that individuals can thrive in their daily lives while enjoying the freedom to pursue their interests and hobbies. In this blog post, we'll explore the types of individuals who can greatly benefit from these facilities.
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           Seniors Seeking Autonomy
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           One of the primary demographics for independent living facilities is seniors who wish to retain their independence without the burdens of home maintenance and chores. Many older adults prefer to downsize and transition from traditional housing to smaller, more manageable living spaces. In these facilities, seniors can enjoy the benefits of a community atmosphere while having the freedom to come and go as they please, participate in activities, and engage with peers. The availability of various services, such as housekeeping and meal preparation, further enhances their quality of life, allowing them to focus on leisure and enjoyment.
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           Individuals with Limited Mobility
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           People with limited mobility due to age or health conditions also find independent living facilities advantageous. These environments are designed with accessibility in mind, featuring amenities such as wheelchair-friendly pathways and grab bars in bathrooms. Residents can move about freely and participate in organized activities without worry. The social aspect of independent living can help combat loneliness and depression, which can often accompany limited mobility, as residents are surrounded by others who share similar experiences and challenges.
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           Adults with Chronic Health Conditions
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           Independent living facilities can also significantly benefit individuals managing chronic health conditions. Many of these communities offer resources that can help residents manage their conditions more effectively. For instance, on-site health professionals may provide wellness checks, medication management, and health education programs. By living in an environment that promotes health and well-being, residents can maintain a higher quality of life while still having access to the support they need.
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           Caregivers Taking a Step Back
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           Caregivers often feel overwhelmed by the demands placed upon them, particularly when caring for aging parents or relatives. Independent living facilities can offer a much-needed solution, providing a safe and comfortable space for their loved ones while alleviating some of the caregiver's responsibilities. This arrangement allows caregivers to focus on their own well-being without the constant worry of managing day-to-day care. In these communities, residents can develop friendships and participate in social activities, ensuring they remain engaged and active.
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           Individuals Seeking an Active Lifestyle
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           For those who are not yet seniors but desire a lifestyle that encourages activity and social interaction, independent living facilities represent an appealing option. Many facilities offer a variety of amenities such as fitness classes, arts and crafts workshops, and entertainment options. These environments foster a sense of belonging, allowing residents to engage with others and create meaningful relationships, all while pursuing a healthier lifestyle.
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           Independent living facilities cater to a wide array of individuals, each seeking to enhance their quality of life in ways that align with their circumstances and preferences. Whether it's seniors wishing to maintain their independence, those with limited mobility, adults managing chronic conditions, caregivers needing respite, or individuals seeking an active lifestyle, these communities provide a nurturing environment that promotes both freedom and support. By providing the right balance of assistance and independence, independent living facilities serve as a valuable resource for many individuals looking to optimize their living experience. If you'd like to learn more about independent living facilities, 
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           contact our team
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            at Robert Cottingham Property Management today!
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&lt;/div&gt;</content:encoded>
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      <pubDate>Thu, 29 Aug 2024 17:12:12 GMT</pubDate>
      <guid>https://www.rcpmco.com/who-can-benefit-from-independent-living-facilities</guid>
      <g-custom:tags type="string" />
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    <item>
      <title>Key Points for Choosing an Independent Housing Roommate</title>
      <link>https://www.rcpmco.com/key-points-for-choosing-an-independent-housing-roommate</link>
      <description>Moving into independent housing can be fun if you have a friend. Read this blog for a list of things you should consider when finding your ideal roommate.</description>
      <content:encoded>&lt;div&gt;&#xD;
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           Choosing a roommate is a significant decision that can greatly impact your living experience in an independent housing space. Whether it's your first time living independently or you're a seasoned renter, finding the right person to share your home with requires careful thought and consideration. Here are some essential factors to keep in mind when making this important choice.
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           Compatibility with Lifestyle and Habits
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           One of the most crucial aspects to consider when choosing a roommate is their compatibility with your lifestyle and habits. This includes daily routines, cleanliness preferences, and social behavior. If you enjoy quiet evenings and a tidy living space, it may be challenging to live with someone who frequently entertains guests and has a more laid-back attitude towards cleanliness. Discussing these factors upfront can help identify any potential friction points and ensure a harmonious living environment.
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           Financial Responsibility
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           Another important consideration is your potential roommate's financial responsibility. Sharing an apartment involves dividing expenses such as rent, utilities, and groceries. It's vital to ensure that your roommate has a stable income and a track record of paying bills on time. Openly discussing financial expectations and sharing proof of income or references can help mitigate future conflicts regarding money.
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           Communication Skills
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           Effective communication is key to any successful living arrangement. Your roommate should be someone who can openly discuss and resolve issues, whether it's about household chores, guest policies, or personal boundaries. Good communication skills can prevent misunderstandings and foster a respectful and cooperative relationship. Before finalizing your decision, have in-depth conversations to gauge their willingness to communicate effectively.
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           Shared Interests and Values
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           While it's not necessary for a roommate to be your best friend, having some shared interests and values can make the living experience more enjoyable. Common interests can provide opportunities to bond and spend quality time together, creating a pleasant atmosphere in your home. Additionally, shared values regarding privacy, noise levels, and lifestyle choices can align your expectations and reduce potential conflicts.
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           Background and References
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           Conducting a background check and requesting references from previous landlords or roommates can provide valuable insights into a potential roommate's character and reliability. These steps can help you uncover any red flags, such as a history of disputes, property damage, or financial irresponsibility. It's always better to be thorough at the outset than to deal with unforeseen issues later.
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           Respect for Personal Space
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           Respecting each other's personal space is an integral part of a healthy co-living arrangement. Discussing and agreeing on boundaries for shared spaces like the kitchen, living room, and bathroom can prevent intrusions into personal areas. Make sure your roommate understands and respects the need for privacy, especially when it comes to work, study, or quiet relaxation time.
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           Long-term Plans
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           Understanding your potential roommate's long-term plans can help determine if they are a good fit for your housing situation. If you are looking for someone to sign a year-long lease but your prospective roommate is only available for a few months, this discrepancy could lead to complications down the line. Clarify their intentions and ensure that they align with your own plans to avoid any premature disruptions.
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           Conflict Resolution Style
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           Everyone has different ways of handling conflicts, and it's important to know how your potential roommate deals with disagreements. Some people are more confrontational, while others prefer to avoid conflict altogether. Understanding their conflict resolution style can help you anticipate how disputes might be handled and whether you will be able to resolve issues amicably.
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           Choosing the right roommate can make a significant difference in your independent living experience. By carefully considering these factors and having honest conversations with potential roommates, you increase the likelihood of finding someone who will contribute positively to your home environment. Taking the time to make a thoughtful decision can lead to a more harmonious and enjoyable living arrangement. For more information about independent housing, 
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           contact
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            one of our associates at Robert Cottingham Property Management.
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      <pubDate>Wed, 31 Jul 2024 18:24:19 GMT</pubDate>
      <guid>https://www.rcpmco.com/key-points-for-choosing-an-independent-housing-roommate</guid>
      <g-custom:tags type="string" />
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    <item>
      <title>Your Guide to Property Management</title>
      <link>https://www.rcpmco.com/your-guide-to-property-management</link>
      <description>Do you own property that you rent to others? You might have a lot of responsibility. Discover how property management services can help.</description>
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           If you own property that you rent to others, you take on a lot of responsibility. Luckily, many companies can take most or all the work off your plate. If you would like to know more about property management services, keep reading.
          
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           What Is Property Management?
          
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           When you rent property, you have many responsibilities, including maintaining the property, making repairs or upgrades, and handling finances and budgeting. If you neglect to do so, not only could you be breaking the law, but you will not maximize your earnings. Plus, finding good tenants may be hard if the place has poor maintenance.
          
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           On top of that, as a landlord, you have to:
          
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            Market the property
           
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            Screen tenants through background checks and references
           
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            Handle problematic tenants
           
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            Supervise employees
           
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           Luckily, a property management company offers a wide variety of services to cover most or all your responsibilities. They also better understand local regulations and laws regarding renting and property management.
          
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           Who Can Benefit From Property Management Services?
          
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           Anyone who owns property can benefit from a property management company. They are common for large residential structures like apartments and condos because there are so many tenants and a lot of community spaces, which you need to maintain. However, even if you only rent out one single-family home, a property management company can help.
          
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           However, they can also help with commercial and industrial property, including:
          
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            Retail spaces
           
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            Office spaces
           
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            Warehouses
           
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            Manufacturing facilities
           
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           Ultimately, if you do not have the time or knowledge, let a property management company take over.
          
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           What Are the Benefits of Property Management Services?
          
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           When you use a property management company, you save massive amounts of time and energy. Depending on how much property you own, trying to manage it yourself could quickly become a full-time job, making it hard to live your own life.
          
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           On top of that, hiring a property management company may reduce the risk of future issues. If you handle properties yourself, you might not fully understand the laws and regulations regarding renting, which may make you end up breaking the law, getting fined, or getting sued.
          
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           Using a property management company may even save you money in the long run. They frequently work with the same providers, or they may even have their own staff for repairs and services. For this reason, you may get a discount on services.
          
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           How Can You Find a Good Property Management Company?
          
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           When looking for a good property management company, start by asking about referrals from other property owners or the seller from whom you purchased the property. With a referral, you may even be able to better negotiate a discount or better rate. Do not forget to check online reviews from unbiased websites.
          
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           Make sure the property management company is local, so they can easily handle issues and better understand the local real estate market trends. Find out what services they offer to ensure one company meets all your needs. Of course, make sure the company's mission matches your own and that you feel comfortable with the company.
          
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           Before signing anything, go over the contract to check the terms regarding services and fees so you know what you are getting and will not be disappointed. In addition, review a tenant lease agreement to ensure you are happy with rent, leases, and tenant responsibilities.
          
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           Property management is a lot of work and time. If you own property and are tired of handling tenants, repairs, and maintenance yourself, consider partnering with a good property management company. If you would like to know more, 
          
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           contact us
          
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            at Robert Cottingham Property Management Co today.
          
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      <pubDate>Wed, 03 Jul 2024 21:37:23 GMT</pubDate>
      <guid>https://www.rcpmco.com/your-guide-to-property-management</guid>
      <g-custom:tags type="string" />
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    <item>
      <title>Maintenance Tips to Protect Your Rental Property's Investment</title>
      <link>https://www.rcpmco.com/maintenance-tips-to-protect-your-rental-property-s-investment</link>
      <description>Proper maintenance of your rental property protects the investment in multiple ways. Discover some tips for effecting maintenance of rental properties.</description>
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           Proper maintenance of your rental property protects the investment in multiple ways. A well-maintained property attracts tenants, does not incur frequent damages, and lowers property insurance costs. However, you have to get the maintenance right to enjoy the benefits. Below are some tips for effecting maintenance of rental properties.
          
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            ﻿
           
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           Create a Preventive Maintenance Plan
          
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           Preventive maintenance can save you considerable stress and resources:
          
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            You can schedule preventive maintenance at a time convenient for you.
           
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            Some contractors may offer you discounts if you book in advance.
           
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            Preventive maintenance can identify emerging issues that you can fix before they become expensive problems.
           
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           Create a preventive maintenance program and follow it. Incorporate all major parts of your property. For example, you should:
          
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            Trim tree branches and mow the lawn periodically
           
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            Have an HVAC contractor service the HVAC system at the necessary intervals
           
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            Inspect the roof and its drainage system regularly
           
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           Consult relevant contractors and incorporate their advice in your maintenance plan.
          
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           Conduct Turnover Repairs
          
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           Conduct a general inspection and repair whenever a tenant moves out. The turnover repair is necessary for two main reasons. First, your property is unlikely to stay the same throughout a tenant's term. Even if a tenant is responsible and careful, wear and tear will exert some toll on the property. A turnover repair allows you to fix such issues, even if they are cosmetic.
          
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           Secondly, tenants prefer to move into well-maintained and aesthetically pleasing properties. Therefore, a turnover repair is one way to attract new tenants. Moreover, a tenant is more likely to take good care of your property if they find it in a good state than if the property is already rundown.
          
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           Budget for Unexpected Breakdowns
          
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           Malfunctions or damages might occur without warning, even if you follow a strict preventive maintenance program. For example, strong storms damage even the best-maintained roofs. Buy insurance coverage for such mishaps. Also, create a maintenance emergency fund that you can use in such cases because insurance doesn't always cover everything.
          
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           Don't touch the emergency fund even if your property doesn't experience damage in a long time. You never know when a disaster might strike.
          
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           Act Fast in Case of Breakdowns
          
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           One of the best ways to maintain tenants and boost your property investment income is to listen to your tenants' concerns and address them quickly. In addition, tenants who feel you don't listen to their concerns might take matters into their own hands and conduct DIY repairs.
          
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           You will also save money if you address problems early enough. For example, a few missing roof shingles might not mean much. However, the missing shingles increase the risk of water intrusion, pest infestation, or wind damage. The subsequent damages might cost more money to fix than the missing shingles.
          
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           Use Professional Contractors
          
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           Always use professional contractors for issues that require skilled intervention. Discourage your tenants from DIY services; encourage them to alert you if problems occur to allow you to address them professionally. Also, avoid handling technical issues as DIY tasks unless you have the relevant skills and experience.
          
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           Say a storm damages some electrical wiring or circuit. A haphazard connection or repair of the damaged wires might lead to a short circuit. The short circuit might trigger further problems and even start an electrical fire. Professional repairs can help you avoid all that. You can get professional repairs fast if you prescreen and maintain contacts with contractors in different trades.
          
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           Hopefully, the maintenance tips above will help improve the returns of your property investment. Robert Cottingham Company offers high-quality and affordable property management services. 
          
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           Contact us
          
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            for a consultation to determine how we can partner and take your investment to the next level.
          
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&lt;/div&gt;</content:encoded>
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      <pubDate>Wed, 03 Jul 2024 21:37:22 GMT</pubDate>
      <guid>https://www.rcpmco.com/maintenance-tips-to-protect-your-rental-property-s-investment</guid>
      <g-custom:tags type="string" />
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    <item>
      <title>What Independent Living Communities Do To Put Loved Ones' Minds At Ease</title>
      <link>https://www.rcpmco.com/what-independent-living-communities-do-to-put-loved-ones-minds-at-ease</link>
      <description>Worried about how your loved one will manage independent life? This blog explores ways that an independent living facility can put their mind at ease.</description>
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           You may have a parent or another elderly loved one who needs access to additional assistance to help manage their daily life. A senior independent living community can provide your loved one with any needed assistance while still giving them as much independence as they need to feel comfortable.
          
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           Whether your loved one moves into an independent living facility or an 
          
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           economically efficient senior home
          
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            for independent living, you'll want to know that they'll be safe and happy in their new environment. If you're worried about how your loved one will manage life when you're not around to help, here are a few ways that a senior community can put your and your loved one’s mind at ease.
          
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           Equip Homes with Security Features
          
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           Today's top senior living facilities are equipped with state-of-the-art security features that are intended to keep senior residents safe around the clock. These security features can help prevent break-ins and notify your loved one of a fire or another emergency situation that occurs. These features usually include:
          
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            Security locks
           
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            Emergency alarms
           
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            Fire sprinkler systems
           
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            Video surveillance of communal areas
           
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           Ensuring these systems are in place before moving your senior loved one into the independent living facility can put both their and your mind at ease, knowing they’ll stay safe from any potential safety or security risks.
          
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           Offer Additional Accessibility Features
          
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           Seniors who have trouble getting around because of old age or other medical conditions can enjoy more convenience living in a senior community that has the most practical accessibility features.
          
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           Doors, stairways, and other parts of the homes are often designed with accessibility in mind and with better ease of use for seniors while still providing the safety they need. Many stairways are typically accompanied by elevators, and walkways are often made to be easier for seniors to navigate.
          
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           Have an On-site Manager
          
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           You can choose to move your loved one into a place that has an on-site manager who can be notified quickly if something goes wrong. These on-site managers can address maintenance problems, medical emergencies, and other issues that could put seniors' lives in danger. A manager who works within the community can also address issues between senior tenants to resolve any conflicts.
          
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           Provide Transportation
          
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           Even though many older drivers can still operate a motorized vehicle safely, the chances of getting into a car accident 
          
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           increase
          
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            as people age. The senior housing option that you and your loved one decide on may offer scheduled bus trips that can save your loved one from having to drive on their own. Mobility grocery van bus trips can also offer a great way for seniors to fit in their grocery shopping.
          
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           Offer Group Activities
          
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           It's believed that loneliness can increase a senior's chance of developing dementia by as much as 
          
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           50%
          
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            and could also make them more prone to other medical conditions. To combat this problem, many senior living centers offer access to a wide range of group activities. Many facilities have community areas for the purpose of socializing and encourage seniors to take part in art and music classes along with other group activities.
          
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           Ensure Regular Contact with Loved Ones
          
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           Just because you're moving your loved one into a senior community doesn't mean that you have to cut ties with them or rarely see them. Many senior communities have flexible visiting hours, and some may not restrict the times you can visit at all. If your loved one has trouble communicating, support staff can ensure that they stay in contact with you regularly.
          
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           Offer Service Fee Reductions
          
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           With utility expenses and other costs of living at an all-time high, you may be worried about how you or your loved one will afford basic services. Some senior living facilities for low-income residents offer free utilities so that tenants never have to worry about receiving an electric or water bill. Seniors who live in these facilities may also enjoy price breaks on phone and internet services.
          
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           The decision to move an elderly loved one into a senior community can be a difficult one, but Robert Cottingham Property Management Co can make the process easier by presenting you with several housing options that are ideal for older people with fixed incomes. 
          
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           Contact
          
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            Robert Cottingham Property Management Co to learn more.
           
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      <pubDate>Wed, 03 Jul 2024 21:37:19 GMT</pubDate>
      <guid>https://www.rcpmco.com/what-independent-living-communities-do-to-put-loved-ones-minds-at-ease</guid>
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      <title>Tips To Enhance Living Conditions for Seniors With Vision Problems</title>
      <link>https://www.rcpmco.com/tips-to-enhance-living-conditions-for-seniors-with-vision-problems</link>
      <description>Vision problems can cause frustration and limit activities seniors once enjoyed. Explore tips to enhance living conditions for seniors with vision problems.</description>
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           Good eyesight is paramount for maintaining independence and quality of life as we age. Yet, for many seniors, vision problems become an unfortunate reality. It's a challenge that can cause frustration and limit activities they once enjoyed.
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            ﻿
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           However, this doesn't have to entirely strip away their independence or lower their quality of life. Explore practical and useful tips to enhance living conditions for seniors with vision problems.
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           Increase Artificial Lighting
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           For better illumination, seniors can upgrade to high-power light-emitting diode (LED) bulbs. The result can be a more well-lit space with better visibility. Using nightlights, ceiling lamps in corridors, and automatic lights and motion sensors could also be a good idea.
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           Lighting is especially important in common areas where people congregate for reading, relaxing, and chatting. To accomplish this, strategically place floor, surface, and clip-on lamps. Additionally, check for blown bulbs regularly, and replace them as soon as possible. In addition, elderly people who have trouble seeing may try out various lightbulb kinds (halogen, fluorescent, incandescent, and floor lights) to see which ones work best for them.
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           Ensure the light bulbs are at the right angle and that the light is not shining directly into the person's eyes to avoid glare. To do this, use lamps with variable angles, and keep mirrors away from areas that could produce glare by reflecting light.
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           Reduce Tripping Hazards
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           Seniors with trouble seeing should do their best to maintain a clutter-free home. You can remove any dangers that could cause you to fall, bump into something, or have something fall on you. 
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           For example, you can secure cords and remove unneeded furniture or objects that block paths. Using non-slip rug pads and replacing damaged carpets or rugs are two more ways to make a space safer for everyone.
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           Arranging furniture that permits simple movement can also help seniors with visual impairments enhance visibility and make it simpler to travel around the house. To further aid clarity, you can use textured furnishings. You can also make routes easier to navigate by adding grab bars on sidewalls and avoiding dangling items.
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           Use Contrast and Color
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           Older adults with visual impairments can live more independently and safely using color and contrast accents placed strategically around the house. Small adjustments, such as employing contrasting surfaces, color-coding, and bright colors, can greatly improve the daily lives of those with impaired vision.
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           Incorporating contrast into the staircase is crucial. Stair covers or colored tape can make each step stand out, making it less likely that someone may trip and fall. A rubber rug or textured cover at the base of the steps can serve as a visual cue to step down and give an extra layer of safety.
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           The kitchen is another crucial room to consider because it might be difficult to distinguish between the countertop's edge and the floor's edge. Seniors with vision problems can make better progress in utilizing their kitchen if there is contrast between the two surfaces or brightly colored strips around the edges of the counters. 
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           Other rooms in the house can also benefit from using color contrast. One way to make things simpler to find is to use light objects amid dark backgrounds. Another is to use color-coded knobs or frames. Older adults with visual impairments can benefit substantially from this in terms of both safety and freedom.
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           When creating contrast, use solid, bright hues like yellow, red, and orange because they stand out more to people with low eyesight. Avoid darker hues because they make things harder to see. To ensure the adjustments are perfect for the seniors, they should also tell a contractor the color schemes they like.
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           Contact us at 
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           Robert Cottingham Company
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           for affordable independent living housing for senior and retired citizens.
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      <pubDate>Wed, 03 Jul 2024 21:37:14 GMT</pubDate>
      <guid>https://www.rcpmco.com/tips-to-enhance-living-conditions-for-seniors-with-vision-problems</guid>
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      <title>Helping Your Senior Loved One Find Affordable Housing</title>
      <link>https://www.rcpmco.com/helping-your-senior-loved-one-find-affordable-housing</link>
      <description>With many options available, choosing a place for a senior to live on their own can feel overwhelming.</description>
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           As our loved ones age, the thought of them being unable to take care of themselves can be frightening, and finding them the perfect place to live becomes a priority. With many options available, choosing a place for a senior to live on their own can feel overwhelming. One great option to explore is independent living. It offers aging adults the ability to live in a community, surrounded by others their age with lovely amenities and activities to keep them engaged. Here's how to find affordable senior housing and the benefits of independent living for seniors.
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           Signs They Are Still Able to Live on Their Own
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           When suggesting independent living to your loved one, it is important to determine whether they are still capable of living on their own. Some signs that may indicate that they are still capable include:
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            They can make decisions competently and don't need assistance.
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            They are mentally and physically healthy, including not having major memory issues.
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            They can perform activities of daily living (ADL) with ease and little to no assistance.
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            ﻿
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           To be sure, you can reach out to their physician to get their opinion on their capability to live independently.
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           How Can They Benefit From Downsizing from Their Existing Living Situation to a Senior-Friendly Community?
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           Downsizing can be a significant change and may seem daunting, but there are plenty of benefits associated with it. Moving into a senior-friendly community means that the home will cater to their needs better. They will have access to fundamental amenities such as walking paths, cleaning services, recreational activities, and on-site fitness centers. Additionally, senior living communities provide social engagements for age-appropriate bonding, allowing seniors to explore and get involved in a new chapter of life comfortably.
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           What Are the Benefits of Choosing Independent Living for Seniors?
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           Independent living communities, often referred to as retirement or senior living communities, provide a unique experience for older adults. It allows them to maintain their independence while being part of a community that understands their unique needs and accommodates them. Some benefits of choosing independent living for seniors include:
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            A sense of community and friendship.
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            Safety and security in a comfortable home.
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            Access to amenities useful to their needs and lifestyle 
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            No home maintenance responsibilities for easy living.
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           Furthermore, independent living offers a comfortable and manageable retirement lifestyle suitable for older adults looking for something extraordinary in their aging years.
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           Tips on Finding Affordable Senior Housing
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           Finding affordable senior housing may seem like an impossible task, but it is easier than you think. You need to research, consult with experts, and be open to trying something new. Here are tips on how to find affordable senior housing:
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            Start by conducting online research. Some websites and forums provide useful information on different options available in the market.
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            Reach out to various organizations that support seniors, and they may have solutions to your housing needs.
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            Hire a real estate agent who can help you navigate the market and find affordable options.
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           These tips help make finding housing for seniors much easier. 
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           The issue of senior housing can be overwhelming, but it's crucial to remember that seniors thrive in areas that cater to their needs. Independent living can allow seniors to have an enjoyable lifestyle, surrounded by a community that understands them, all while providing affordable senior housing. Remember to involve your loved one when choosing senior living so that they feel included, and they get to choose the community that meets their needs the best. It's essential to focus on the long-term benefits when making this decision so that you can build on the quality of life for your loved ones as they age.
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           If you have questions or concerns about the benefits of independent living, call 
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           Robert Cottingham Property Management
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            today. 
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      <pubDate>Wed, 03 Jul 2024 21:37:10 GMT</pubDate>
      <guid>https://www.rcpmco.com/helping-your-senior-loved-one-find-affordable-housing</guid>
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      <title>Independent Living Apartment Features to Consider</title>
      <link>https://www.rcpmco.com/independent-living-apartment-features-to-consider</link>
      <description>Moving to independent living is exciting and liberating for seniors. Check out our blog for key features to look for in an independent living apartment.</description>
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           The transition to independent living can be an exciting and liberating experience for seniors. However, choosing the right apartment with suitable features and amenities is crucial for a comfortable and fulfilling lifestyle. In this guide, we will discuss key features to look for in an independent living apartment, including essential amenities that offer comfort and convenience and other important considerations. By understanding these features and amenities, you can make an informed decision when selecting an independent living community that best suits your needs.
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           Accessibility and Safety
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           One of the most important features to consider when choosing an independent living apartment is accessibility and safety. The apartment should be easily accessible for seniors with mobility issues, so look for things like wheelchair ramps, elevators, and wide doorways. Additionally, it should have safety measures in place, such as grab bars in bathrooms, non-slip flooring, and emergency call systems.
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           Size and Layout
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           The size and layout of the apartment should also be considered. It should have enough space to comfortably accommodate your furniture and personal belongings. The layout should also be designed with seniors in mind, making it easy to navigate and reducing the risk of falls or accidents.
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           Kitchen and Storage Options
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           A well-equipped kitchen is essential for independent living, allowing seniors to prepare their own meals and maintain a healthy diet. Look for apartments with modern appliances, ample counter space, and accessible cabinets. Adequate storage options are also important to keep the apartment organized and clutter-free.
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           Pet-Friendly Options
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           For seniors who have furry companions, it is essential to choose an independent living apartment that allows pets. Many communities have pet policies in place, so be sure to inquire about any restrictions or fees before making a decision.
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           On-Site Staff and Services
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           Having on-site staff available can provide peace of mind for seniors living independently. Look for communities that offer 24-hour emergency assistance, housekeeping, and maintenance services. This ensures that help is always available when needed.
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           Transportation Services
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           Transportation services can be a significant convenience for seniors who no longer drive. Many independent living communities offer transportation to local shops, appointments, and planned outings.
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           Dining Options
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           Having dining options available within the community can make meal preparation easier and provide an opportunity for socializing with other residents. Look for communities that offer a variety of dining options, such as meals in a communal dining room, grab-and-go options, or in-room meal service.
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           Common Areas for Socializing
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           One of the benefits of independent living is the opportunity to socialize with other residents. Look for communities that have common areas such as a lounge, game room, or outdoor spaces where seniors can gather and engage in activities together.
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           Scheduled Events and Activities
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           Many independent living communities offer a variety of scheduled events and activities to keep residents engaged and entertained. Look for communities that offer a diverse range of options, such as movie nights, book clubs, or day trips.
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           Volunteer Opportunities
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           Seniors who enjoy giving back to their community should look for independent living communities that offer volunteer opportunities within or outside the community. This can be a fulfilling way to stay active and make a positive impact.
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           Wi-Fi and Cable Services
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           In today's digital age, having access to high-speed internet and cable services is essential. Look for communities that provide these amenities as part of their package or offer them at an additional cost.
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           Emergency Call Systems
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           Many independent living apartments come equipped with emergency call systems in case of any medical emergencies. Be sure to inquire about the type of system and how it works to ensure your safety.
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           Technology Classes and Support
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           Seniors who may not be as tech-savvy should look for communities that offer technology classes or support to help them stay connected with loved ones and navigate modern devices.
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           Choosing an independent living apartment with suitable features and amenities can greatly enhance the quality of life for seniors. By considering the key factors outlined in this blog, you can make an informed decision that best meets your needs and preferences. Remember also to visit the community in person to get a feel for the atmosphere and speak with current residents to get their perspectives on living there. With proper research and consideration, you can find an independent living community that offers a fulfilling and enjoyable lifestyle during your golden years. If you are a senior transitioning to independent living, visit our independent living apartments at Robert Cottingham Property Management to browse our options
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      <pubDate>Tue, 28 May 2024 23:36:54 GMT</pubDate>
      <guid>https://www.rcpmco.com/independent-living-apartment-features-to-consider</guid>
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      <title>Essential Items to Pack When Transitioning to Independent Living</title>
      <link>https://www.rcpmco.com/essential-items-to-pack-when-transitioning-to-independent-living</link>
      <description>Read this comprehensive guide for transitioning to independent living, featuring a meticulously crafted checklist to ensure a seamless and enjoyable move.</description>
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           Transitioning to an independent living facility can be a monumental step, filled with anticipation, reflection, and planning. Amidst the emotional and logistical facets of this move, there's the practical matter of deciding what to bring with you. Beyond the obvious necessities, certain items can make your transition smoother and the settling-in process more enjoyable. Here's a definitive checklist for ensuring you have the essentials when moving into independent living.
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            ﻿
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           Personal Touches
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           Photographs, artwork, and keepsakes can significantly impact the ambiance of your living space, transforming it from a generic room to a cozy home that's uniquely yours. Take the time to select a few meaningful personal items that you can integrate into your new environment.
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           Artwork and Picture Frames
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           A familiar mountain landscape, a cherished family photograph, or even artwork created by a loved one can help you feel grounded in your new space. Decorate your walls with these familiar pieces; don't just hang them—embrace them as the first adornments of your new home.
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           Family Heirlooms
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           There's no better time to share the stories behind treasured heirlooms than when you’re settling into independent living. Whether it’s a decorative piece, vintage furniture, or an old clock, these items can serve as conversation starters and connect you with the memories and legacies of your past.
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           Favorite Books and Mementos
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           For those quiet moments of solitude or when you're entertaining new friends, having your favorite books and mementos close by can be incredibly comforting.
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           Functionality Meets Comfort
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           While it's vital to infuse your new space with personal touches, you also need to focus on the items that enhance your day-to-day comfort and functionality.
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           Multi-purpose Furniture
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           Selecting items that serve more than one function is a must, especially when space is at a premium. Look for a comfortable armchair that also provides storage, a rolling kitchen island that works as a desk, and a sofa bed for impromptu guests. These versatile pieces offer convenience without overwhelming your space.
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           Kitchen Essentials
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           You don't need to pack your entire kitchen, but bringing along your favorite cookware, utensils, and dishes can make meal times feel more like home. Bring items that have become an integral part of your daily routine, and consider your most-used appliances, such as a coffee maker or a blender for morning smoothies.
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           Bathroom Necessities
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           Adapt the storage solutions from your previous space to your new bathroom. This could mean bringing along your favorite shower caddy, a set of bathroom organizers, or even a familiar bathmat.
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           Ready for Anything
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           The goal of preparing to move into independent living is to feel as independent and self-sufficient as possible. To this end, there are certain items that are crucial for maintaining your autonomy and preparedness.
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           Medications and Health Aids
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           It’s a good idea to pack at least a month’s supply of all necessary medications. In addition, bring along any health aids or mobility equipment that you use regularly. Also, consider creating a file with important medical contacts, copies of prescriptions, and your health history to keep on hand.
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           Important Documents and Finances
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           Don't forget to organize and bring along vital documents, such as identification, insurance information, and financial papers. Being organized with this information is not only essential for your peace of mind but also empowers you to take full control of your new endeavors.
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           Emergency Kit
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           An emergency or safety kit is a must-have in any home. Customize yours with items that will help in the case of a power outage or similar unexpected event. Think about including a flashlight, a first-aid kit, extra blankets or warm clothes, and a battery-operated radio.
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           Making a checklist of the objects you want to bring to your new living space is just the beginning of your transitioning process. Each item selected is a deliberate step towards creating a new environment that seamlessly combines the life you've lived with the life you're about to live. Whether you're exploring a more streamlined approach to life or choosing to focus on the necessities, these items will help reinforce the true essence of what it means to have a home. If you need help finding the perfect independent living space, contact our company for more information.
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      <pubDate>Tue, 23 Apr 2024 17:33:27 GMT</pubDate>
      <guid>https://www.rcpmco.com/essential-items-to-pack-when-transitioning-to-independent-living</guid>
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      <title>8 Essential Tips for Making Your Home Disability-Friendly</title>
      <link>https://www.rcpmco.com/8-essential-tips-for-making-your-home-disability-friendly</link>
      <description>With the right modifications, a home can become easily accessible for those with disabilities. Read our blog post to learn to do this in your home.</description>
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           Creating a living space that is welcoming and accessible to everyone, including those with disabilities, is an act of empathy and consideration. With the right modifications, a home can become a sanctuary where individuals with disabilities can move freely, perform daily tasks with ease, and enjoy a sense of independence. This article outlines eight essential tips to transform your living environment into a disability-friendly space, ensuring safety, comfort, and accessibility are at the forefront of your home's design.
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           Install Ramps and Handrails
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           Ramps and handrails are essential for making a home more accessible for those with disabilities. Ramps provide a smooth incline for wheelchair users to enter and exit the home, while handrails offer support and stability for those with mobility issues. It is important to ensure that both ramps and handrails are securely installed and meet safety standards.
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           Widening Doorways
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           Narrow doorways can be a major barrier for wheelchair users or individuals with other mobility disabilities. Widening doorways can make a significant difference in allowing easier access throughout the home. Widening the doorway by a few inches will provide enough space for most wheelchairs to pass through comfortably.
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           Lower Countertops and Cabinets
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           For individuals who use wheelchairs, standard countertop height can be a barrier when trying to prepare meals or use the sink. Consider lowering countertops and cabinets in the kitchen and bathroom to allow for easier access. This can also be beneficial for individuals of shorter stature or those with limited reach.
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           Install Grab Bars in Bathrooms
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           Bathrooms can be especially challenging for those with disabilities due to wet surfaces and slippery floors. Installing grab bars near the toilet, shower, and bathtub can provide necessary support and prevent falls. Make sure these grab bars are securely attached to studs in the wall for maximum stability.
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           Use Non-Slip Flooring
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           Another way to make bathrooms safer is by using textured tiles, rubber mats, or other non-slip flooring. These materials provide more traction than traditional tile or linoleum, reducing the risk of slips and falls.
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           Consider a Stairlift
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           Stairs can be a major obstacle for individuals with mobility issues or those who use wheelchairs or walkers. Installing a stairlift allows people to easily navigate between levels of the home without having to climb stairs. There are various types of stairlifts available depending on your specific needs and budget.
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           Create a Bedroom on the Main Floor
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           For individuals who have difficulty climbing stairs, having a bedroom on the main floor can greatly improve accessibility. This can be achieved by converting an existing room or building an addition to the home. Having a bedroom on the main floor also provides more privacy for individuals who may need assistance with daily tasks.
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           Make Sure Pathways Are Clear
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           Ensure that pathways throughout the home are clear and free of obstacles by removing clutter, securing loose rugs, and making sure furniture is arranged in a way that allows for easy navigation. This not only benefits those with disabilities but also helps prevent falls for everyone in the household.
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           In conclusion, creating a disability-friendly home takes thoughtful consideration and sometimes a bit of remodeling, but the payoff is a more inclusive, accessible, and comfortable living space. Each of these tips, from installing ramps and handrails to ensuring clear pathways, plays a crucial role in enhancing the quality of life for individuals with disabilities. By taking these steps to modify your home, you're not just making physical changes; you're fostering an environment of independence, safety, and dignity for everyone. Remember, creating an accessible home is an ongoing process that evolves with the needs of its occupants, and every small change can make a big difference in someone's life.
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           Contact our office for more information.
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      <pubDate>Fri, 29 Mar 2024 18:41:49 GMT</pubDate>
      <guid>https://www.rcpmco.com/8-essential-tips-for-making-your-home-disability-friendly</guid>
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      <title>What You Need To Know About Income-Based Housing</title>
      <link>https://www.rcpmco.com/what-you-need-to-know-about-income-based-housing</link>
      <description>In this blog post, we will discuss what you should know about income-based housing, including how it works and the benefits. Read on.</description>
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           Housing is a basic human need that everyone should have access to. However, for low-income families and individuals, finding an affordable place to live can be a challenge. Fortunately, income-based housing provides a solution for those who struggle to make ends meet.
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           In this blog post, we will discuss what you should know about income-based housing, including how it works, who qualifies, and the benefits of this type of housing.
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           What is Income-Based Housing?
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           Income-based housing, also known as subsidized housing, is a type of housing in which rent is based on a resident's income. It is designed to provide affordable housing for low-income families and individuals who are unable to afford market-rate rents.
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           In income-based housing, residents pay a percentage of their income towards rent, and the government subsidizes the remainder of the rent. The mission of income-based housing is to ensure that all residents can afford a decent and safe place to live.
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           Who Qualifies for Income-Based Housing?
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           To qualify for income-based housing, you must have a low income. The income limits vary depending on the location and the type of housing. However, as a general rule, your income must be below 50% of the median income in your area to qualify.
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           Additionally, some income-based housing programs have specific eligibility requirements, such as age, disability status, or veteran status. To determine if you qualify for income-based housing, you will need to contact the housing agency or landlord responsible for the property.
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           What Are the Benefits of Income-Based Housing?
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           One of the primary benefits of income-based housing is that it provides affordable rent. For low-income families and individuals who struggle to make ends meet, affordable rent can be the difference between having a safe place to live or being homeless.
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           Additionally, income-based housing often provides amenities and services that are not available in market-rate housing, such as on-site social services, childcare, or community events.
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           Finally, income-based housing can provide much-needed stability for families and individuals who are struggling financially. By knowing that they have a safe and affordable place to live, they can focus on improving their financial situation, finding a job, or pursuing education or training.
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           How Do You Apply For Income-Based Housing?
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           To apply for income-based housing, you will need to contact the housing agency or property management company responsible for the property. The application process can vary depending on the location and the type of housing, but it typically involves submitting proof of income, residency, and identification.
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           Additionally, you may need to undergo a background check or credit check. The application process can take several weeks or months, so it's essential to apply as soon as possible.
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           What Are Some Additional Considerations For Income-Based Housing?
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           While income-based housing can provide many benefits, there are still a few factors to consider. One of the most significant factors is the availability of the housing. Income-based housing is in high demand, and there may be a long waiting list for certain properties.
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           Additionally, the housing may have restrictions on the number of people who can live in the unit or the income of additional family members. Finally, because income-based housing is subsidized by the government, there may be strict rules and regulations that residents must follow. Failure to follow these rules could result in an eviction.
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           Income-based housing is a valuable resource for low-income families and individuals who struggle to find affordable housing. By providing affordable rent, amenities, and stability, this housing option can help families and individuals improve their financial situation and achieve self-sufficiency. If you think you may qualify for income-based housing, contact us at 
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           Robert Cottingham Property Management
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            to learn more about the eligibility requirements and available apartments.
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      <pubDate>Mon, 05 Feb 2024 20:33:27 GMT</pubDate>
      <guid>https://www.rcpmco.com/what-you-need-to-know-about-income-based-housing</guid>
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      <title>Benefits of a Minimalist Lifestyle for Seniors</title>
      <link>https://www.rcpmco.com/benefits-of-a-minimalist-lifestyle-for-seniors</link>
      <description>As a person ages, the need for a simpler, more manageable lifestyle can become apparent. Discover some benefits of having a minimalist lifestyle.</description>
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           As age progresses, the need for a simpler, more manageable lifestyle often becomes increasingly apparent. This could be one of the many reasons why seniors decide to make a move to an independent living community, where life can be experienced with fewer responsibilities and more leisure time.
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           But before making this significant shift, one might want to consider a lifestyle option that complements the ease independent living aims to provide, such as a minimalist lifestyle. Discover some of the numerous benefits of leading a minimalist lifestyle.
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           Cost Savings
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           Minimalism promotes downsizing and eliminating redundant possessions. Because of this, senior citizens will not have to waste their money on unnecessary purchases. For example, cable and satellite TV subscriptions can add up to significant costs that retirees might avoid with a minimalist lifestyle. Expensive furniture, ornamental pieces, and seldom-used electronics also fall under this category.
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           As an added bonus, minimalists are more likely to use energy-saving measures like switching to light-emitting diode (LED) bulbs and buying efficient appliances. The result is less expensive utility costs. Seniors can save money on food and be more environmentally responsible by recycling and purchasing in bulk from local establishments.
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           Meaningful purchases can be more important to the elderly because of this. This can drastically decrease impulsive buying and wasteful spending. In addition, the distinction between necessities and wants will be clearer, allowing seniors to better allocate their resources.
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           Stress Reduction
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           It is only normal to amass more stuff as the years go by. However, the upkeep and maintenance of a larger number of possessions can be taxing for elderly people. Less stuff means less to keep track of and clean up after.
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           Cluttered living areas can elevate anxiety levels. This happens because the stress and anxiety-inducing hormone cortisol can rise in response to the constant stimulation of the senses. Eliminating unnecessary items from the home can help elders feel more at ease and reduce stress levels by creating a serene atmosphere.
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           A minimalist outlook can also help clear your head of mental clutter. Seniors who choose to downsize their living arrangements often report improved mental acuity and overall happiness as a result. In particular, retirees who seek a stress-free, peaceful lifestyle may benefit from living in such a setting.
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           Minimalism can provide seniors with stability and control while adjusting to life in an independent living facility. As a result of having fewer possessions, seniors will find that their everyday lives are less complicated, and they can experience less stress.
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           Better Focus and Tranquility
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           By reducing one's focus on material belongings, those who opt for a minimalist lifestyle are better able to concentrate on what really matters in life. It helps seniors to focus on what is actually important in their lives, whether it involves enjoying moments with family and friends or embracing hobbies and activities they appreciate.
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           Living in a consumer-driven world can be exhausting when the prevailing ideology is that more material possessions will lead to greater happiness. Conspicuous consumption is often a mistake. Because of the time and effort required to keep their material belongings in good condition, individuals may feel that they have less to devote to the pursuits that actually make them happy.
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           Seniors can free themselves from the burden of excess belongings and rediscover what really matters to them by adopting a minimalist lifestyle. Either they should simplify their existing home or move into a smaller one that is more suitable for their needs. Having fewer possessions means less clutter and more peace of mind for elders.
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           Looking to join an independent living community? Contact us at 
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           Robert Cottingham Company
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            for affordable apartment options.
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      <pubDate>Tue, 12 Dec 2023 00:21:02 GMT</pubDate>
      <guid>https://www.rcpmco.com/benefits-of-a-minimalist-lifestyle-for-seniors</guid>
      <g-custom:tags type="string" />
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      <title>How Independent Living Can Help Keep Your Senior Loved One Healthy</title>
      <link>https://www.rcpmco.com/how-independent-living-can-help-keep-your-senior-loved-one-healthy</link>
      <description>Do you have a senior loved one who is living alone? If so, read our blog to learn about how independent living can help them stay healthy.</description>
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           If you have a senior loved one who is living alone, you may worry about their health and well-being. You may wonder if they are eating well, taking their medications, staying active, and avoiding isolation. You may also worry about their safety and security in their home, especially if they have mobility or cognitive issues.
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           One option that can help address these concerns is independent living. Independent living is a type of senior living that offers a balance of freedom and support for older adults who can live on their own but may benefit from some assistance and amenities. Independent living communities typically provide services, such as meals, housekeeping, transportation, social activities, and access to health care.
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           Here is how independent living can help keep your senior loved one healthy.
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           Physical Health
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           Independent living can help your senior loved one maintain their physical health by providing access to nutritious meals, fitness programs, and wellness services. Fitness and dietary needs may change over time. However, it is important for your loved one to have access to services that promote senior health.
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           Many independent living communities have dining options that cater to different dietary needs and preferences, such as low-sodium, diabetic-friendly, or vegetarian meals. They may also have fitness centers, pools, walking trails, and exercise classes that can help seniors stay fit and flexible. Some communities even have on-site healthcare professionals, such as nurses, doctors, or therapists, who can monitor and manage seniors' health conditions.
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           Mental Health
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           Independent living can help your senior loved one preserve their mental health by stimulating their mind and preventing cognitive decline. Learning new things and playing games can help prevent cognitive decline.
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           Thus, many independent living communities offer educational opportunities, such as lectures, workshops, book clubs, or computer classes, that can keep seniors mentally engaged and curious. They may also have games, puzzles, trivia, and other activities that can challenge and sharpen seniors' memory and thinking skills. Some communities even have brain fitness programs that are designed to improve cognitive function and delay the onset of dementia.
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           Emotional Health
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           Independent living can help your senior loved one enhance their emotional health by reducing stress and increasing happiness. High levels of stress are associated with depression and anxiety.
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           Many independent living communities have a relaxed and comfortable atmosphere that can make seniors feel at home and at ease. They also have staff members who are friendly, helpful, and respectful of seniors' privacy and independence. Some communities even have pet-friendly policies that allow seniors to bring their furry friends with them or adopt new ones.
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           Social Health
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           Independent living can help your senior loved one improve their social health by fostering connections and friendships with other seniors. These social interactions are particularly important because they relate to other areas of health, including the ability to maintain physical mobility.
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           Many independent living communities have a vibrant and diverse social calendar that offers a variety of events and activities for seniors to enjoy. They also have common areas, such as lounges, libraries, gardens, or cafes, where seniors can mingle and chat with their neighbors. Some communities even have clubs, groups, or committees that allow seniors to share their hobbies, interests, or talents with others.
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           Independent living is a great option for seniors who want to live independently but also enjoy the benefits of community living. The housing option is a great way to help keep older adults healthy and active. If you are interested in learning more about independent living or finding an independent living community near you, please 
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           contact
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            Robert Cottingham Company. We would love to help you find the best fit for your senior loved one. 
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&lt;/div&gt;</content:encoded>
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      <pubDate>Mon, 06 Nov 2023 21:34:28 GMT</pubDate>
      <guid>https://www.rcpmco.com/how-independent-living-can-help-keep-your-senior-loved-one-healthy</guid>
      <g-custom:tags type="string" />
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      <title>How Seniors Can Maximize Space in a Small Apartment</title>
      <link>https://www.rcpmco.com/how-seniors-can-maximize-space-in-a-small-apartment</link>
      <description>As a senior, you might want to downsize and move to a small apartment. Read on to learn helpful tips to maximize your space in a small apartment.</description>
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           As a senior, you might want to downsize and move to a small apartment. With effective small apartment storage solutions and space-saving tips, you can make your living area feel more spacious. Here are tips to maximize space in a small apartment.
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           Declutter
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           Start by decluttering countertops, tables, and other surfaces. When these areas are free of excess items, they appear larger and offer more usability. Next, reorganize your storage spaces, like closets and cabinets, to efficiently accommodate your belongings. 
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           Another way to declutter is to choose multi-functional furniture pieces that serve multiple purposes, like a sofa bed or a coffee table with storage. This eliminates the need for extra furniture and creates a more open layout.
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           Install Shelves
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           Shelves create dedicated spots for items that might otherwise clutter limited surfaces or occupy valuable floor space. By affixing shelves to walls, residents can arrange belongings in an orderly manner, making it easier to locate and retrieve items as needed.
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           Moreover, shelves can be strategically placed in unused vertical areas, such as above countertops or near ceilings, to fully utilize the room's height and prevent wasted space. This not only keeps essential items within arm's reach but also allows for the display of decorative pieces, optimizing both functionality and aesthetics. 
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           Organize
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           Group similar items together, such as kitchen supplies, office supplies, or personal belongings. This categorization will help you allocate specific storage areas for each group of items, making it easier to locate and manage them.
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           Also, consider labeling items. Labeling makes it easier to find what you need and encourages you to put things back in their designated places, maintaining your organized apartment.
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           Rent a Storage Unit
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           By relocating seasonal or infrequently used items to an off-site storage facility, you can reclaim precious square footage within their apartment. Securely store non-essential items like sporting equipment, holiday decorations, or surplus furniture in a storage unit. This maximizes the available apartment space for daily activities and personal enjoyment. 
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           Loft Your Bed
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           By elevating your bed frame, you open up a world of possibilities for maximizing the space underneath. 
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           One common use for the area under a lofted bed is creating a cozy study nook. You can place a desk, chair, and bookshelves, transforming the space into a productive and focused workspace. This setup not only helps you stay organized but also optimizes your room's layout.
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           Install Wall Hooks
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           Wall hooks allow you to maximize vertical space, which is often underutilized in many rooms. This can be especially useful in smaller living spaces or rooms with limited storage options. By taking advantage of wall space, you can free up valuable floor and counter space for other uses.
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           In terms of organization, wall hooks help keep frequently used items within easy reach and prevent clutter on tables, countertops, or the floor. This can create a more organized and visually appealing living environment.
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           Another important advantage of wall hooks is their space efficiency. They make efficient use of vertical space without occupying valuable floor space. This is particularly valuable in small apartments or rooms where every inch counts.
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           Push Furniture Against the Wall
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           Pushing furniture against the wall maximizes floor space by positioning furniture, such as sofas, beds, or tables, against the walls. This frees up the central floor area, creating more open space in the middle of the room and making it feel less cluttered and more spacious.
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           Moreover, this arrangement improves the flow of foot traffic through the room. With furniture against the walls, there's a clearer path for movement, which minimizes congestion in a small space.
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    &lt;a href="https://www.rcpmco.com/" target="_blank"&gt;&#xD;
      
           Robert Cottingham Property Management Co
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            offers quality, affordable housing in Peoria with various budget options. We prioritize client satisfaction, providing income-based housing with great amenities. Contact us for more information.
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      <pubDate>Thu, 05 Oct 2023 20:49:23 GMT</pubDate>
      <guid>https://www.rcpmco.com/how-seniors-can-maximize-space-in-a-small-apartment</guid>
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      <title>The Unmet Need for Affordable Housing for Seniors—A Deep Dive</title>
      <link>https://www.rcpmco.com/the-unmet-need-for-affordable-housing-for-seniorsa-deep-dive</link>
      <description>Learn about the lack of affordable housing for seniors, including examining why it's a pressing issue, the impact of the crisis, and efforts to address it.</description>
      <content:encoded>&lt;div&gt;&#xD;
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           As the population continues to age, a growing number of seniors are struggling to find affordable housing. Housing for seniors can be difficult to come by for a variety of reasons, including rising rent prices, stagnant social security benefits, and increasing healthcare costs. The lack of affordable housing can have a profound impact on the quality of life and health of seniors.
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           Here's a closer look at the lack of affordable housing for seniors, including examining why it's a pressing issue, what the contributing factors are, exploring the impact of the crisis, and evaluating current efforts to address it. 
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           Senior Housing Crisis
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           According to the 
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           Harvard Joint Center for Housing Studies
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           , the number of seniors with severe cost burdens has increased to over 10 million households. Those seniors struggle to make ends meet due to the high cost of housing, with one-third or even over half of their income going to housing costs. These figures are particularly concerning since, over the next decade, the population of seniors is set to increase significantly.
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           Contributing Issues
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           There are several factors contributing to the lack of affordable housing for seniors, including:
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            Rising rent prices.
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             As rents continue to increase, seniors on fixed incomes are finding it difficult to afford housing. 
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            Stagnant social security benefits.
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             While social security benefits have a built-in COLA or cost-of-living adjustment, they cannot keep up with the rapidly rising rents. 
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            Increasing healthcare costs.
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             The cost of healthcare takes a larger and larger percentage of our income as we age. However, as healthcare costs continue to rise, less and less is left to pay for housing and other expenses. 
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           Additionally, there is a lack of incentives for developers to build affordable housing for seniors. With the high cost of land and construction in many cities, and the limited resources available from government agencies, it can be difficult to find financing or subsidies for new projects.
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           Profound Impact 
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           When seniors struggle to find affordable housing, it can have a profound impact on their quality of life. Unfortunately, as seniors are forced to spend the vast majority of their income on housing, many have to cut back on essential items such as food and medication. They may also be unable to find affordable housing near friends and family, which can lead to social isolation and depression.
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           Current Efforts 
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           There are a number of government programs and non-profit organizations that are working to provide 
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           affordable housing for seniors
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           . For example, the Department of Housing and Urban Development (HUD) has a number of programs designed to help seniors find affordable housing. Non-profit organizations such as AARP and Habitat for Humanity also have programs to assist seniors with affordable housing.
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           Viable Solutions 
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           In order to address the unmet need for affordable housing for seniors, there are several potential solutions, including:
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            Policy changes to increase social security benefit
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            Develop innovative housing models, such as senior co-housing or tiny homes
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            Community initiatives to promote affordable housing
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            Advocate for seniors' needs at the local, state, and national levels
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           The lack of affordable housing for seniors is a pressing issue that requires attention from policymakers and the public. By understanding the factors contributing to the crisis and evaluating current efforts to address it, we can come up with potential solutions to ensure that all seniors have access to safe and affordable housing. Whether through advocacy efforts or supporting organizations working on this issue, we all have a role to play in addressing this critical issue. 
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           At Robert Cottingham Property Management Co, we are dedicated to making the search for your next home as easy as possible. Our wide range of senior-friendly, affordable apartments are designed with you in mind, offering the comfort you deserve at a price that fits your budget. 
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           Contact us
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            to explore our affordable housing options, and let us guide you home.
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&lt;/div&gt;</content:encoded>
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      <pubDate>Mon, 28 Aug 2023 22:10:55 GMT</pubDate>
      <guid>https://www.rcpmco.com/the-unmet-need-for-affordable-housing-for-seniorsa-deep-dive</guid>
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      <title>Free Television Options for Seniors in Independent Housing</title>
      <link>https://www.rcpmco.com/4-free-television-options-for-seniors-in-independent-housing</link>
      <description>Check out some of the free television options available and how seniors in independent housing can eliminate the extra costs of television.</description>
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           Seniors who move into independent housing want all of the luxuries of a regular home, but may find themselves stuck on a fixed budget. With the average cost of cable services and streaming services on the rise, you will need to consider their options for home viewing entertainment.
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           Instead of cutting into their budget for television need, you can find a wide range of free options that will provide them with a lot of entertainment options. Check out how seniors in independent housing can take advantages of services and features to eliminate the extra costs of television.
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           Senior Housing Community Centers
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           In some cases, a housing resident may enjoy the company of others when watching movies and TV. Instead of paying for cable, look into housing locations with community centers. The centers will often feature a television that has cable networks or premium streaming services.
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           Along with free time to use the television, some locations may host movie nights where multiple residents can all enjoy a movie together. Access to local cable also means a person can watch local news and weather right in the community center. See the available options as you check out different properties.
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           Check out all of our available properties at 
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    &lt;a href="https://www.rcpmco.com/" target="_blank"&gt;&#xD;
      
           Robert Cottingham Property Management Co
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           . We will help you find the right location for all of your television needs along with your daily needs. We have a wide range of options and homes to choose from.
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      <pubDate>Tue, 08 Aug 2023 17:13:35 GMT</pubDate>
      <guid>https://www.rcpmco.com/4-free-television-options-for-seniors-in-independent-housing</guid>
      <g-custom:tags type="string" />
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      <title>5 Home Safety Tips for Seniors Who Live Alone</title>
      <link>https://www.rcpmco.com/5-home-safety-tips-for-seniors-who-live-alone</link>
      <description>Maintaining a safe and secure home environment is essential for seniors who live alone. Learn seniors can ensure safety in isolated living circumstances.</description>
      <content:encoded>&lt;div&gt;&#xD;
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           Maintaining a safe and secure home environment becomes increasingly important as we age, especially for seniors who live alone. By implementing a few essential safety measures, seniors can enhance their well-being and enjoy an independent lifestyle with peace of mind. In this blog post, we will discuss five crucial home safety tips specifically tailored for seniors who live alone. 
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           1. Stay Physically Active 
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           Following an exercise routine recommended by a healthcare professional is essential to enhance strength, balance, and coordination. Seniors should consider activities like walking, stretching, and light strength training to maintain their independence and minimize the chances of accidents occurring in their homes. 
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           Regular exercise improves physical well-being and boosts confidence and overall quality of life. Seniors should slowly and gradually increase the intensity and duration of their exercises to avoid strain or injury. Additionally, seniors should consult their healthcare provider before starting any new exercise program to ensure it is safe and suitable for their needs. 
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           2. Install an Alert System
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           An alert system offers a fast and convenient way to seek assistance during accidents or medical emergencies. Several options include wearable devices, home-based alert systems, and smartphone apps. It's essential for seniors to carefully research and select a system that aligns with their specific requirements, guaranteeing access to help at any time of the day or night. 
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           These alert systems often have easy-to-use buttons or interfaces that connect the user to a monitoring center or designated emergency contacts. With an alert system, seniors can have peace of mind knowing that help is just a button press away, enabling them to live independently while ensuring their safety. 
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           3. Be Medically Prepared
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           Being medically prepared means taking precautions to handle emergencies effectively. To create a list of emergency contacts for seniors, including primary care physicians, family members, and helpful neighbors who can be contacted during accidents or emergencies. It's essential to keep this list updated and readily available. 
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           Another important aspect is maintaining an updated medication list, including dosages and any known allergies. This information can assist medical professionals in providing appropriate care.
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           Additionally, keeping a well-stocked first aid kit in an easily accessible location is recommended. It is crucial to familiarize oneself with the kit's contents and know how to use them in case of minor injuries. 
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           4. Maintain Close Contact With Neighbors 
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           Regular communication and a supportive network of neighbors can play a crucial role in detecting any unusual activities or emergencies that may occur. Seniors must consider informing trusted neighbors about their living situation, sharing that they live alone, and establishing a system for daily check-ins or periodic visits. 
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           This connection can bring peace of mind, knowing someone nearby is looking out for them. By building these relationships, seniors can create a supportive community that enhances their safety and provides companionship and a sense of belonging. In times of need, having neighbors aware of their living situation can significantly affect their well-being. 
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           5. Establish a Daily Check-In Routine
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           A daily check-in routine helps ensure the safety and well-being of seniors who live alone. Regular communication with loved ones allows for promptly addressing any concerns. This can be as simple as making phone calls or engaging in video chats to stay connected.
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           Some seniors may find using smartphone apps specifically designed for check-ins helpful. These apps can provide reminders and notifications to seniors and their loved ones.
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           In cases where daily check-ins are not possible, it is crucial to designate a reliable contact person who can be informed about the agreed-upon schedule. If any issues or emergencies occur, the designated person can quickly raise the alarm and take appropriate action. 
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           At Robert Cottingham Property Management, we understand the importance of home safety for seniors. If you or your loved one needs to find a home that provides a safe living environment, our team of experts is here to help. 
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    &lt;a href="https://www.rcpmco.com/" target="_blank"&gt;&#xD;
      
           Contact us
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            today to learn more about our independent living communities for seniors.
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      <pubDate>Tue, 27 Jun 2023 17:19:29 GMT</pubDate>
      <guid>https://www.rcpmco.com/5-home-safety-tips-for-seniors-who-live-alone</guid>
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    <item>
      <title>Air Conditioning and Independent Living: Why Is In-Home AC Important for Seniors?</title>
      <link>https://www.rcpmco.com/air-conditioning-and-independent-living-why-is-in-home-ac-important-for-seniors</link>
      <description>Whether you're searching for a new home for yourself or for a loved one, discover what you need to know about seniors, the summer heat, and cooling systems.</description>
      <content:encoded>&lt;div&gt;&#xD;
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           Is air conditioning a necessity in a senior's independent living apartment or home? Home cooling systems are often seen as an extra or bonus. But for seniors, a working air conditioner is more than just a way to stay comfortable. Whether you're searching for a new home for yourself or for a loved one, discover what you need to know about seniors, the summer heat, and cooling systems.
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           Why Is Heat an Important Issue as Seniors Age?
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           Heat can negatively affect anyone of any age. But seniors are often more at risk for heat-related illnesses. According to the National Institutes of Health, age-related changes such as decreased circulation; inefficient sweat glands; and heart, lung, or kidney disease are factors that can make heat potentially dangerous for older adults.
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           Along with these issues, some medications, weight (either being overweight or underweight), and reduced sweating can also impact how a senior's body reacts to higher temperatures. A combination of these issues can add to the risk level.
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           What Can Happen in the Heat?
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           Why is heat a problem for seniors? The stress it puts on the body can put an older adult at risk for heat stroke and other heat-related illnesses. The National Institute on Aging notes that these heat-related illnesses may include heat syncope (sudden dizziness), heat cramps (painful spasms or muscle tightening), heat edema (painful swelling of the feet or ankles), heat rash (a skin irritation), or heat exhaustion.
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           Heat stroke happens when the body temperature spikes above 104 degrees Fahrenheit, according to the National Institute on Aging. This medical emergency can cause confusion, flushed skin, rapid pulse, or weak pulse and can leave the senior without the ability to sweat. 
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           How Can In-Home AC Help?
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           Heat illnesses don't have to happen. If you or your loved one is prone to any of these issues due to age, medication use, chronic medical conditions, weight, or impaired sweat gland function, you need to take as many preventative steps as possible.
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           To reduce the risks of the summer-time heat, seniors should stay out of the sun when possible, hydrate with water often, and keep the AC on. The cooler temperature of an air-conditioned apartment or home can make a major difference in your health or that of your loved one during the warmest months of the year.
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           Even though an apartment or house can provide the necessary shade, an open window or an electric fan may not do enough to keep an older adult with medical needs cool. This means staying indoors is often not enough to prevent heat-related illnesses. 
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           How Do You Know If a Rental Has Air Conditioning?
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           You're searching for a new independent living home for yourself or an aging parent, grandparent, or relative. But you're not sure which communities offer AC as a standard amenity. 
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           Many management companies provide this information in a brochure or online. If you can't find a list of features, you may need to do more research. As you tour rental apartments and homes, ask the agent or the person showing the property for more information on the HVAC system.
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           Not only should you ask if the rental has air conditioning, but you should also learn more about the type of system, the ability of the renter to control the temperature, and the age of the air conditioner. Ideally, the unit should have a new or newer system that is maintained by the property management company. Maintenance should include annual inspections, repairs as necessary, and air filter changes or cleaning. 
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           Are you looking for a new rental in an independent living community for seniors? Contact 
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           Robert Cottingham Property Management
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            for more information on your options. 
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      <pubDate>Wed, 24 May 2023 17:01:16 GMT</pubDate>
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      <title>Different Types of Housing Available for Seniors</title>
      <link>https://www.rcpmco.com/different-types-of-housing-available-for-seniors</link>
      <description>Read this blog to learn more about housing options for seniors that can offer various benefits and amenities for their different needs and preferences.</description>
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           As we age, our housing needs may change due to health issues, mobility challenges, financial considerations, and other factors. Therefore, you should consider various options to meet those changing needs and offer the necessary support and amenities to maintain a high quality of life.
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           Read on to learn more about housing options for seniors that can offer various benefits and amenities for their different needs and preferences.
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           Assisted Living
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           Assisted living offers a balance of independence and helps seniors accomplish daily tasks. In these communities, seniors enjoy private or semi-private apartments with caretakers. Caretakers can help you with meals, cleaning, and driving you to places you need to go, easing the burden of daily tasks so seniors can focus on enjoying their passions.
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           Assisted living communities often offer a range of social and recreational activities, which can help seniors stay engaged and maintain community.
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           House Sharing
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           House sharing is when seniors live together in one house, helping them save money while also providing company. However, seniors should be careful to consider their safety and privacy. They should set expectations on splitting bill costs and sharing house chores. If the expectations are clear, house sharing allows seniors to enjoy each other's company.
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           Independent Living Communities
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           Independent living communities are for seniors who can live independently and do not need help with daily tasks, such as bathing and cooking. These communities offer seniors their private living space, like an apartment or villa, with access to shared spaces, like dining areas and activity rooms.
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           A maintenance-free lifestyle allows seniors to embrace their independence. However, these communities also allow elders to live in a community with other seniors who live independently, so they are not alone in their endeavors. 
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           Senior Apartments
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           Senior apartments offer a range of amenities and services that cater to seniors' needs and preferences. These buildings or complexes are specifically designed for seniors, so they are equipped with features to make tasks easier, such as elevators, wide doorways, and bathroom grab bars.
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           They also provide social opportunities for seniors to connect with others in their age group and participate in community activities.
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           Memory Care Homes
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           Memory care is a unique home situation for seniors with Alzheimer's disease, dementia, or memory loss. Memory care homes have private or semi-private rooms with specific doors to keep residents safe.
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           Staff members are trained to give residents the help they need with daily tasks, like taking medication or getting dressed. They also provide emotional and social support to help residents feel happy and engaged in life.
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           Memory care homes offer special activities, like art, music, and remembering past events, to help residents stay sharp and feel connected with other seniors in their community.
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           Continuing Care Retirement Community (CCRC)
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           Continuing Care Retirement Community is a unique living situation for older people to live in as it provides different levels of care in one community. Therefore, if a person's health changes over time, they can get the care they need without moving to another complex or community.
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           At Continuing Care Retirement Communities, seniors start with independent living. They live in their apartments or villas and enjoy exercise classes, delicious meals, and fun activities. However, they can move to assisted living if they need more help with daily activities. 
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           You should consider your housing needs and explore the various options, so you can provide high-quality support and amenities for your senior. At Robert Cottingham Property Management, we understand the importance of finding the right housing option for seniors and their families. If you need help or have any questions about independent living communities, please 
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           get in touch
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            with us today.
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      <pubDate>Mon, 27 Mar 2023 21:38:42 GMT</pubDate>
      <guid>https://www.rcpmco.com/different-types-of-housing-available-for-seniors</guid>
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      <title>7 Considerations You Should Never Forget Before You Rent</title>
      <link>https://www.rcpmco.com/7-considerations-you-should-never-forget-before-you-rent</link>
      <description>Do you plan to rent a new home or apartment? Before you sign, here are 7 key things that you should never forget to do before you rent a property.</description>
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           Do you plan to rent a new home or apartment? Before you sign a lease and move in, you keep in mind some several important considerations. In this article, we will discuss 7 key things that you should never forget before you rent a property.
          
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           1. Read the Lease Agreement Carefully
          
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            ﻿
           
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           Most renters do not read their lease agreement carefully. Many renters will skim the lease agreement and sign it without paying attention to the details — such as payment schedules, late fees, and visitor protocols.
          
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           This rush can be problematic if the renter experiences unforeseen changes or circumstances, as the lease agreement will outline the process for maintenance, repairs, and damage. Disregard of the lease agreement can result in additional fees and penalties. Read the lease carefully and understand these terms before you sign it.
          
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           2. Visit the Property before You Rent
          
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           Online rental platforms have enabled prospective tenants to search for rental properties without unnecessary traveling. However, this convenience can encourage tenants to agree to rental leases even though they have not seen the property.
          
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           This ignorance can be costly, since you may not be able to account for any potential maintenance and repair costs associated with the property. You cannot determine the age of certain fixtures, the condition of major appliances, and the quality of the insulation if you do not visit the property.
          
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           In addition to inspecting your own prospective rental unit, you can ask the neighbors about the building's upkeep and safety to see if the property has had recurrent issues.
          
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           3. Assess the Neighborhood
          
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           Some renters do not take their time to investigate the neighborhood around the property. You must always
          
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            investigate the amenities
          
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            of the rental home and neighborhood. Also, visit the property at night to get a sense of the area.
          
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           This due diligence can help you understand the security of the locale. As you visit, you can notice if the area has any access to highways, public transport facilities, and other amenities. You can avoid unpleasant surprises after you sign the lease if you take your time to examine the neighborhood.
          
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           4. Obtain Renters' Insurance
          
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           Property owners understand the value of their estate. Thus, they obtain insurance to protect their assets from potential hazards like natural disasters. Renters cannot depend on the owner’s insurance policy, since it does not consider your assets as part of the coverage. Instead, protect yourself with renters' insurance. This way, you can safeguard your personal belongings if you lose them in a hazardous event.
          
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           5. Document the Property's State Before You Settle
          
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           Another consideration is a media record of the place as you move in. Remember to
          
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            take pictures and videos
          
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            that document the condition of the property. This evidence will protect you from disputes with the property owner at move-out time.
          
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           Without photographs or videos, you will face an uphill task to prove the condition of the property before you moved in and any pre-existing damage that the proprietor may be responsible for. Failure to document the property's condition might cost you your security deposit or trigger a small claims dispute.
          
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           6. Focus on Suitability Rather than Square Footage
          
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           Numerous renters focus too much on the square footage of a rental property and do not consider the layout. Without actual confirmation, renters may overlook important features such as room design or how furniture might fit and look like within the space. Do not consider a property just because it has a large square footage. Instead, choose a layout that suits your needs.
          
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           7. Create a Roommates' Agreement
          
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           You might decide to live with a roommate to minimize the costs you incur to rent a property. However, conflicts may arise if you did not stipulate common rules that you must all follow. For example, you might need to define how you and the roommates share and handle obligations. A 
          
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           written roommate agreement
          
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            will be necessary in such a situation.
          
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           Contact us
          
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            at Robert Cottingham Property Management Co for assistance with rental property services.
          
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      <pubDate>Thu, 12 Jan 2023 16:07:54 GMT</pubDate>
      <guid>https://www.rcpmco.com/7-considerations-you-should-never-forget-before-you-rent</guid>
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      <title>Downsizing To Age In Place? What Seniors Need To Know About Apartment Size Options</title>
      <link>https://www.rcpmco.com/downsizing-to-age-in-place-what-seniors-need-to-know-about-apartment-size-options</link>
      <description>What is the right size apartment for a senior who is ready to downsize? Read this blog to learn about different factors to consider.</description>
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         What is the right size apartment for a senior who is ready to downsize? Now that you're an empty nester and don't need the extra space, you're ready to make a change. Before you start your search and sign a lease, take a look at the top questions seniors have about downsizing answered.
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           Should You Choose an Apartment or a Single-Family Home?
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           There's no universal answer to this question. The decision to rent an apartment or a full home depends on a few factors. These may include:
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            Your mobility.
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             Are stairs difficult for you to manage? If you answered yes, you either need to choose an apartment or a single-story (ranch type) home. One floor makes it easier to move from area to area independently and can help you to age in place without the fear of a stair-related trip and fall incident.
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            Your overall space needs.
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             Do you have furniture, artwork, knick-knacks, or anything else you want to keep? These items may require more space than a smaller-sized apartment offers. But if you plan to declutter and sell, donate, or recycle everything you don't currently use, an apartment will probably fit your needs.
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            Your social needs.
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             Apartment living offers a community, and a way to socialize, without leaving your home. Unlike a single-family home, you won't have to walk outside or drive somewhere else just to spend time with your neighbors.
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           The decision to downsize from a single-family, multi-floor home to an apartment isn't always easy. If you have concerns about this transition, visit a few of your apartment options. You may feel differently about this change when you see the size, convenience, and community aspects of this type of home.
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           Should You Choose a One-Bedroom or a Larger Apartment?
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           You've decided to rent an apartment. But the apartment versus single-family home choice isn't the only decision that you will need to make. As you tour potential future apartments, you will need to select a room size. If you're not sure whether a one, two, or more bedroom arrangement is the right way to go, consider:
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            ﻿
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            Your mobility, again.
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             Your mobility doesn't just impact the decision to rent an apartment or a full home. It also affects whether you select a one or larger bedroom space. While the smaller size of a one-bedroom apartment may make it easier to get from point A to point B, a cramped apartment could add to your mobility issues.
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            Your family.
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             How many people will live in the apartment? If it's just you, a one-bedroom may do. But if you plan to live with your spouse, significant other, or a family member, you may want (or need) the added space of more rooms.
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             Your furnishings.
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            Do you want to keep most or all of your furniture? The more you bring to your new apartment, the more bedrooms you may need. This could include additional bedrooms for mattresses, dressers, and home office items.
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           Along with the number of bedrooms, think about the total square footage. A one-bedroom with a spacious square footage number may equal the size of a compact two- or three-bedroom apartment.
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           What Else Do You Need in an Apartment?
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           Bedrooms aren't the only size factor in your senior living apartment choice. Even though the number of bedrooms may inform your choice, you also need to look at:
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             The size of other rooms.
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            Do you need a larger kitchen area for a wheelchair, walker, or other mobility device? If cramped spaces make it hard for you to move, search for an apartment with extra-large spaces or an open floor plan.
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            Dining area options.
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             Will you need a full dining room or is an eat-in kitchen acceptable? 
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             The bathrooms.
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            A solo move may not require more than one bathroom per apartment. But if you live with family members or have guests often, you may need a larger apartment that comes with two or more of these facilities.
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           As you tour apartments you will have a better idea of what you need out of the overall layout, room number, and size. Start your search with an open mind and consider your options. This strategy can help you to find the best match for your needs.
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           Are you ready to make a change? Contact 
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           Robert Cottingham Property Management
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            for more information. 
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      <pubDate>Mon, 14 Nov 2022 16:45:14 GMT</pubDate>
      <guid>https://www.rcpmco.com/downsizing-to-age-in-place-what-seniors-need-to-know-about-apartment-size-options</guid>
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      <title>A Guide to Independent Living Housing &amp; Hand Arthritis</title>
      <link>https://www.rcpmco.com/a-guide-to-independent-living-housing-hand-arthritis</link>
      <description>If you're reconsidering your current living situation, learn how independent housing can provide the services you need while still living on your own.</description>
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           A diagnosis of arthritis can completely change a person's lifestyle. Arthritis that forms in the hands is a specific case where you may need to change your everyday living situation and seek out different options for your home. Independent living houses allow you to cope with painful arthritis while still living on your own.
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            ﻿
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           If you're considering a change from your current living situation, then learn how independent housing can provide the services you need to help your ailments while still living on your own in a private setting. This quick guide includes a lot of details and information specifically related to those who suffer from hand osteoarthritis.
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           Department of HUD Aid
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           If you worked with your hands in a wide range of job functions, you may now receive disability due to the condition and your inability to work. Disability payments will cut down on your income and could limit the houses or living situations you can afford. You do not want to spread yourself too thin with mortgage payments or traditional apartment rent you cannot afford.
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           When you seek out independent housing, the houses you search for may include financial support through the Department of HUD. The government support can help cut down on your costs of monthly rentals and supply aid to ensure you save money and do not have to spend through your disability payment.
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           The programs vary, but many housing programs already have them set in place. Once you find a housing area you like, you can see what financial assistance they have, and they will provide you with step-by-step directions to apply and get approved for the aid.
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           24-Hour Maintenance
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           Arthritis in the hands can change the way you would normally complete everyday tasks. For example, changing light bulbs, replacing circuits, or basic plumbing tasks could all be a problem with arthritis. You may struggle to turn tools like screwdrivers or Allen wrenches. When you move into an independent living home, you will have access to maintenance workers.
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           In many cases, the homes will provide you with 24-hour support. The 24-hour support will help you get repairs and fixes changed quickly. If your arthritis comes in waves and flares up, you can rely on the maintenance worker for your needs. The extra support can make a big difference and prevent additional pain in your hands.
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           Transportation Options
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           Arthritis in your hands could drastically change your transportation options. You may not be able to drive for long periods or grip the steering wheel. As you seek out independent living locations, look into the available transportation options. Some housing complexes will include a shuttle for residents.
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           The shuttle may include trips to local grocery stores or shopping centers. You can plan your trips around the shuttle rides and do not need to pay extra for other forms of transportation. Some locations may also offer medical rides when you need transportation to a doctor or medical specialist.
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           Easy Home Access &amp;amp; Community Centers
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           In an independent housing complex, you can find an area with first-floor homes and pull-up spots right to the front door. When cold weather arrives, the quick access to your house can limit the amount of time you expose yourself to cold air. Cold air can cause arthritis to flare up and create more pain.
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           Along with access to your home, many of the complexes will feature a community center. At the community center, you can meet up with other residents, play games, or just enjoy each other's company. Instead of traveling out during cold weather, you can remain close to home and reduce the flare-ups of your arthritis.
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           Check out all of our housing options available at 
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           Robert Cottingham Property Management Co
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           . We have a wide range of living options available and can accommodate your needs based on the ailments you have.
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      <pubDate>Mon, 14 Nov 2022 16:45:11 GMT</pubDate>
      <guid>https://www.rcpmco.com/a-guide-to-independent-living-housing-hand-arthritis</guid>
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      <title>4 Housing Options for People With Disabilities</title>
      <link>https://www.rcpmco.com/4-housing-options-for-people-with-disabilities</link>
      <description>People with disabilities can enjoy personalized, supportive housing arrangements. See four different housing options for people living with disabilities.</description>
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           Over time, there have been significant changes in housing options for people with developmental and intellectual disabilities. This shift has been characterized by shifting from institutional setups toward more personalized, integrated housing arrangements that provide for community inclusion.
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           This article explores four different housing options for people living with disabilities.
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           1. Group Homes
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           Group homes are an ideal housing option for individuals with special needs who don't require advanced care but can't live alone. These facilities offer round-the-clock monitoring for people who might require extra assistance with daily routines.
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           Additionally, the homes are staffed with counselors to help residents deal with various psychological issues since people living with disabilities often go through stress.
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           Most group homes offer residents their own bedrooms, and they come with a toilet and bathroom. This way, residents can enjoy privacy. These facilities also allow people to arrange or decorate the rooms according to their tastes and preferences and make them homey.
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           One of the advantages of group homes is that they allow people to socialize and feel like they are part of a community. Moreover, group homes offer quality services since the staff members are trained and experienced.
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           2. Assisted Living Facilities
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           Assisted living is a housing option whereby persons with disabilities can rent their own apartments within a building. Usually, assisted living facilities accommodate fewer people. On average, these buildings accommodate around 25-120 people.
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           Disabled people in assisted living facilities receive many services, including toileting, dressing, bathing, and cleaning. The facilities also help in administering medication for individuals with health issues. Some facilities also have a doctor onsite to treat the residents in emergency cases.
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           3. True Independent Living
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           True independent living also allows people to rent their own apartments, just like assisted living. However, these housing options have a slight difference. Unlike assisted living, where individuals get assistance in carrying out almost all of their daily chores, here, individuals are allowed to decide the amount of assistance they need.
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           This housing option is less restrictive and is among the most cost-effective options. Nevertheless, true independent living doesn't offer disabled persons much support compared to assisted living. Therefore, this housing option is best suited for individuals whose disability doesn't limit them from carrying out daily tasks but still need a little assistance.
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           When renting an independent living apartment for a disabled person, there are several things that a person should consider. First, look at the transportation options available. If the person can't drive, consider renting an apartment close to the bus system.
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           Another thing you should look at is the distance from the apartment to the workplace. Renting an apartment near your loved one's working place can save them the hustles of driving to work every day, promoting their well-being.
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           4. Skilled Nursing Facilities
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           Some disabled individuals require 24/7 medical assistance. Living with such people can be stressful, especially if you have a busy schedule. Moreover, hiring a nurse can be expensive, leading to financial constraints.
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           In such cases, taking your loved one to a skilled nursing facility can be the best option. These facilities are affordable and have skilled personnel who know how to handle individuals with various health conditions.
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           However, before choosing a nursing facility, do your homework well. Ensure the facility has the necessary licensing and that the staff members are well trained. Also, assess the building's general hygiene. The last thing you'll want is to leave your family member in a dirty environment since it may endanger their health.
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           Different disabled people have different needs, including different housing needs. Finding the best housing option for a disabled family member can be daunting. If you need assistance finding the right option for a disabled person, 
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           contact
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            Robert Cottingham Property Management.
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      <pubDate>Mon, 14 Nov 2022 16:45:09 GMT</pubDate>
      <guid>https://www.rcpmco.com/4-housing-options-for-people-with-disabilities</guid>
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      <title>The Role of HUD in Equitable Housing</title>
      <link>https://www.rcpmco.com/the-role-of-hud-in-equitable-housing</link>
      <description>You may have heard of HUD, but you aren’t quite sure what it does or what it means. Read this blog to learn about HUD’s history and how it operates.</description>
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           Numerous households and communities do not have access to quality housing because of economic challenges, health issues, and social limitations. The United States government acknowledges these people, which it cares for via programs and policies administered by the Department of Housing and Urban Development. Here is an outlook of this department's role in equitable housing for all American communities.
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           An Overview of the Department of Housing and Urban Development
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           The Department of Housing and Urban Development (HUD) is a federal agency that administers programs that provide housing and community development assistance. The Department of Housing and Urban Development was established in 1965 as a cabinet-level agency. HUD was created in response to the growing problems of urban decay and housing insecurity in the United States.
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           HUD's founding legislation, the Housing and Urban Development Act of 1965, charged the department with a broad mandate to alleviate poverty and improve living conditions in urban areas. HUD possesses authority over several existing federal housing programs and initiatives, such as Community Development Block Grants and HOME Investment Partnerships, to achieve this.
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           HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes. HUD programs include public housing, Community Development Block Grants, Fair Housing and Equal Opportunity, homeless assistance, and home mortgage insurance. These programs increase access to affordable housing and help families attain self-sufficiency. HUD also works to ensure that fair housing laws are followed and enforced.
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           In addition to its programmatic work, HUD also conducts research on various housing and urban development topics. This research informs HUD's policymaking and helps improve its programs' effectiveness.
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           The Legal and Technical Responsibilities of HUD in Equitable Housing
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           HUD is responsible for providing housing assistance to low-income families, the elderly, and people with disabilities. Also, it must support community development projects that benefit low- and moderate-income people. The department can work towards these objectives by implementing national programs and policies in its operations.
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           Fair Housing Act
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           The Fair Housing Act is a federal law enacted in 1968 to protect people from discrimination when buying or renting a home. The Act makes it illegal to discriminate against someone based on race, color, religion, national origin, sex, familial status, or disability. The Fair Housing Act also prohibits retaliation against someone who has filed a complaint about housing discrimination.
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           The Community Development Block Grant
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           The Community Development Block Grant (CDBG) is a federal program that provides funding to states and localities to help develop and implement programs that improve the quality of life for residents of low- and moderate-income neighborhoods. CDBG funds can be used for various activities, including housing rehabilitation, economic development, public facilities and services, and code enforcement.
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           HUD provides formula grants to eligible states and localities based on population and poverty levels. States and localities then use these funds to develop programs that meet their communities’ needs.
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           Housing Choice Voucher Program
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           The Housing Choice Voucher Program is a federally-funded program that provides housing assistance to low-income families, the elderly, and the disabled. Families who participate in the program receive a voucher that they can use to rent an apartment or house of their choice. The voucher covers a portion of the rent, and the family is responsible for paying the remainder.
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           The program is administered by local public housing agencies (PHAs), which work with landlords to find suitable housing for voucher holders. PHAs also provide counseling and assistance to help families find and maintain affordable housing.
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           HUD is a key driver towards quality housing for all households regardless of socio-economic status. Thus, projects implemented under HUD's guidance follow strict regulations and specifications to meet the need of communities with limited housing options. You will have better opportunities to find affordable and quality homes if you can consult and deal with companies affiliated with HUD.
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           Robert Cottingham Property Management leverages its relationship with HUD to provide comfortable living options to disadvantaged communities. 
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           Contact us today
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            to view our vast options for all demographics.
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      <pubDate>Mon, 14 Nov 2022 16:45:07 GMT</pubDate>
      <guid>https://www.rcpmco.com/the-role-of-hud-in-equitable-housing</guid>
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      <title>Busting Common Independent Living Myths</title>
      <link>https://www.rcpmco.com/busting-common-independent-living-myths</link>
      <description>Some seniors have yet to leverage the benefits of independent living due to myths and misinformation. See some common myths about independent living.</description>
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           The demand for independent living is on the rise as more individuals realize the benefits of this housing option. However, some individuals are yet to leverage these benefits due to myths and misinformation. This blog busts some common myths about independent living to help you make a sound decision.
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           Independent Living Kills Independence
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           Just because you move to an independent living community does not mean you have to give up your independence. On the contrary, independent living is designed for individuals who want to live independently, without the burden of home ownership.
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           In an independent living community, you will have your own apartment or home, and you can make your own decisions and live as you please. You can also access numerous fun activities and optional services, such as housekeeping and transportation.
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           Independent living is an excellent option for seniors who want to maintain their independence but need some assistance with day-to-day tasks.
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           Independent Living Is Same as Assisted Living
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           Independent living and assisted living are two different things. While both offer similar services, such as housekeeping and dining, independent living is designed for individuals who can live independently. Assisted living, on the other hand, is for seniors who need help with the activities of daily living, such as bathing and dressing.
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           Moreover, independent living residents live in their own apartments while assisted living residents share homes. Independent living allows the residents to come and go as they please. Some residents can even drive themselves. On the other hand, assisted living residents will usually be provided with transportation.
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           The best part about independent living is that services are optional. For example, if you are healthy and can do things by yourself, you don't need to pay for housekeeping services, but in assisted living, you must pay a monthly service fee.
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           Independent Living Is Only for the Rich
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           Some individuals assume independent living is expensive and only suitable for the rich. However, most independent living communities aim to offer a comfortable and healthy lifestyle at an affordable price. As a result, independent living is often cheaper than living at home, especially when you consider the costs of home maintenance and repairs.
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           Seniors may opt to move to independent living after retirement to lower expenses and cut down on rent without having to sacrifice their privacy and independence. Moreover, you have the choice to retain your luxuries such as cars and other personal belongings.
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           Independent Living Is Boring
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           Independent housing offers various activities and amenities to keep residents active and engaged. Most communities have common areas like game rooms and fitness centers. Some even have pools, golf courses, and tennis courts.
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           In addition, many communities offer social activities, such as clubs, groups, and outings. Such amenities make independent living communities an excellent place to kill depression and signs of dementia during old age.
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           Independent Living is for Unhealthy and Inactive Seniors
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           Independent living is for any senior who wants to live independently, regardless of their health or activity level. The goal is to live a simple and calm life around people with similar interests as you.
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           Some seniors in independent living communities are energetic enough to ride bikes, hike, play golf, and do other activities to keep them active and healthy. Also, the community offers a conducive place for writers and artists to unleash their creativity.
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           Now that you can differentiate independent living myths from facts you may feel that this housing option is right for you. 
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           Robert Cottingham Property Management Co
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            is here to help. We offer affordable independent housing options to help you save money and connect with other seniors. Contact us for more information.
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      <pubDate>Tue, 19 Jul 2022 20:27:15 GMT</pubDate>
      <guid>https://www.rcpmco.com/busting-common-independent-living-myths</guid>
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      <title>A Brief Guide to Picking the Best Handicap-Accessible Apartments</title>
      <link>https://www.rcpmco.com/a-brief-guide-to-picking-the-best-handicap-accessible-apartments</link>
      <description>This piece will introduce you to several vital features to look for in an ideal handicap-accessible apartment, so read on to learn more.</description>
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           People living with disabilities often have a hard time finding apartments. The reason is that, as a disabled person, you need several unique components to move around comfortably and tackle all day-to-day tasks.
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           Moreover, locating suitable accommodations can be challenging if you don't know what to look for. That is why you must familiarize yourself with everything accessible facilities should have before setting out.
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           This piece will introduce you to several vital features to look for in an ideal handicap-accessible apartment, so read on to learn more.
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           Handicap-Accessible Apartments: The Must-Haves
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           Below is a list of essential amenities that an ideal handicap-accessible apartment should have. These make life easier and navigation possible for disabled renters.
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           1. Accessible Ramps
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           Handicap-accessible buildings need wheelchair ramps for mobility-impaired renters living in ground-floor apartments.
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           These components help people with physical disabilities and older adults who use wheelchairs access their accommodations without unnecessary hassles.
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            Living in a building lacking ramps is inadvisable if you are disabled and use a wheelchair to move around. Remember, although you can go up a flight of stairs with your wheelchair, the entire ordeal is strenuous and incredibly dangerous, especially during harsh weather conditions. 
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           2. Grab Bars
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           The Americans with Disabilities Act (ADA) requires all accessible toilet stalls to have 
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           grab bars
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           . Why? First, these components improve bathroom safety and independent living for people with mobility limitations.
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           If you find an apartment with grab bars installed in the bathroom, requiring assistance when you want to relieve yourself or take a shower becomes unnecessary. Instead, you can use these sturdy bars to support yourself when you need to get in or out of the bathroom.
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           Besides, your visitors and loved ones can also use the grab bars in your apartment, even if they are fully mobile. By grasping these items, they maintain their balance more effectively and support themselves, avoiding slips, falls, and injuries.
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           3. Wide Doorways
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           Picture living in an apartment with narrow doorways that can't accommodate your wheelchair. Sounds quite inconvenient, right? After all, you likely use your chair at least once a day, meaning you need it close by at all times.
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           Important entrances in handicap-accessible buildings and apartments should be wide enough to let in people with wheelchairs. If you use this device, ensure you pick living quarters with at least 
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           32-inch
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            wide doorways.
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           Failure to pay close attention to doorway measurements may eventually mean living in an apartment without enough clearance for your wheelchair, complicating your life.
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           4. Low Counters
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           If you prefer preparing your meals, living without a kitchen shouldn't be an option. Luckily, most modern apartments have kitchen areas with essential appliances like refrigerators, stoves, and ovens.
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           Unfortunately, using your kitchen space can be challenging if it lacks the right components for disabled or mobility-impaired people. Take counters as an example. Low kitchen counters must be on your checklist if you have a disability that makes standing impossible.
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           In addition, ensure all workspaces in your kitchen area have adequate spaces below for your wheelchair and zero abrasive or sharp encumbrances.
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           5. Elevators and Lifts
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           Disabled people living in storied or high-rise buildings need handicap elevators to navigate floors easily. As the name suggests, handicap elevators are specially tailored for individuals who can't move up and down without assistance.
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           Besides elevators, disabled access lifts can also boost your mobility in multi-story buildings. Experts design these devices to handle significant weight amounts. That means they are safe even for individuals who rely on wheelchairs.
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           Get a Handicap-Accessible Apartment Today
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           Do you need a handicap-accessible, amenity-rich apartment in Central Illinois and the surrounding areas? If so, 
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           Robert Cottingham Property Management Co
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            (RCPMCO) is here for you.
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           Our company's primary mission is to help people find top-tier, affordable accommodations. We provide many housing solutions and services, including income-based apartments and property management. Visit our website today to learn about our 
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           properties
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           .
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      <pubDate>Thu, 16 Jun 2022 15:22:32 GMT</pubDate>
      <guid>https://www.rcpmco.com/a-brief-guide-to-picking-the-best-handicap-accessible-apartments</guid>
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      <title>Signs You Need to Hire a Property Management Company</title>
      <link>https://www.rcpmco.com/signs-you-need-to-hire-a-property-management-company</link>
      <description>As a landlord, you have numerous duties and responsibilities. Do you feel overwhelmed? Discover signs you need to hire a property management company.</description>
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         The body content of your post goes here. To edit this text, click on it and delete this default text and start typing your own or paste your own from a different source.
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           A real estate investment is one of the best financial decisions you'll ever make. You achieve financial security, passive income, portfolio diversification, tax benefits, and you get to be your own boss. Also, investing in rental property is a lifetime investment that will benefit your generations. However, to enjoy all these benefits and many more, proper property management is key.
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           As a landlord, you have numerous duties and responsibilities to ensure a successful rental property business. You need to handle tenant requests, screening, payment issues, legal issues, property inspections, maintenance, repairs, and marketing. Juggling all these tasks and getting them right can be hard.
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           For more freedom, less stress, and optimal returns from your investment, hire a property management company. These professionals will take a lot of stress and duties off your shoulders to guarantee a healthy stream of income as you sit back and relax. But do you need to work with these professionals? Discover signs you need to hire a property management company.
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           You Own More Than One Property
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           If you own multiple properties, managing them on your own isn't always the best option. If you decide to take this route, you may create or face unanticipated issues that affect the overall return on investment. Possible problems include legal issues, longer vacancies, expensive maintenance issues, and high tenant turnover.
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           Also, handling marketing, maintenance, and tenant requests for all the properties can overwhelm and cause burnout. You'll need to be available 24/7 to handle emergency issues in every property. If you cant control this level of stress, it can negatively impact every aspect of your life, including business, health, and family.
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           To enjoy a steady rental income without much stress, work with a reputable property management company. The company will assign knowledgeable individuals to handle operations of each property and ensure smooth running.
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           You Lack Knowledge
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           Every property is subject to federal, state, and local laws. As the landlord, you have the responsibility to familiarize, understand and follow the relevant laws and guidelines depending on your property's location. You'll need to comply with fair housing laws, environment guidelines, building codes, housing standards, security deposit rules, and eviction rules and procedures. Also, you'll want to keep yourself updated as these laws evolve constantly.
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           Going against these laws, whether knowingly or unknowingly, can land you in trouble with authorities. To enjoy peace of mind knowing your rental business operates legally, hire a local property management company. These professionals know every landlord-tenant law and other regulations governing your property, and they will ensure you comply accordingly to avoid penalties.
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           You Live Far from Your Rental Property
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           If you don't live near your rental property, taking care of repair issues or late rent payments can be a problem. You'll have to travel or fly every time you need to be there, which can be costly and time-consuming. Due to unavailability or improper handling of issues, you may notice high tenant turnover in your property.
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           With the right property manager, you can always be sure your property is in the right hands, and tenants are happy. A property manager will also save you the stress, time, and cost of always being on the move.
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           You Don't Have Time
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           Being a landlord is a full-time job. Even if you can manage your properties, you may be too busy with other personal, family, or business commitments to handle the tasks properly. If you mix property management with your other responsibilities, you have a high chance of costly mistakes. Thus, if you can't devote all your time to property management, work with a dedicated property manager.
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           As a landlord, a property manager can be a vital asset to your rental property business. A property management company will professionally handle your tenants and take care of your property. If you need top-notch property management services, contact experts at 
          &#xD;
    &lt;/span&gt;&#xD;
    &lt;a href="https://www.rcpmco.com/property-management-services" target="_blank"&gt;&#xD;
      
           Robert Cottingham Company
          &#xD;
    &lt;/a&gt;&#xD;
    &lt;span&gt;&#xD;
      
           .
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    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Mon, 16 May 2022 16:06:22 GMT</pubDate>
      <guid>https://www.rcpmco.com/signs-you-need-to-hire-a-property-management-company</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/056c9621-e3b8-4c5b-956f-c7d281850754.jpg">
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    <item>
      <title>Low-Income Housing: How Do I Qualify?</title>
      <link>https://www.rcpmco.com/low-income-housing-how-do-i-qualify</link>
      <description>Are you struggling to pay your rent? Consider moving to a low-income apartment. This blog will explain low-income housing and how to qualify.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/d55ed780-ab35-4ea3-b0cb-1d1f458f1281.jpg"/&gt;&#xD;
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         Are you struggling to pay your rent? If yes, you may consider moving to a low-income apartment. Low-income housing is the best way to minimize your housing cost without compromising your comfort.
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          However, since these apartments should benefit people with limited earning potential, you must prove your eligibility to qualify. The local housing agency will check your paystubs and tax returns, immigration documents, and tenancy history to verify your eligibility.
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          This guide explains low-income housing options and the requirements for this type of housing.
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         What Is Low-Income Housing?
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         Low-income housing includes all federally funded housing programs under the U.S. Department of Housing and Urban Development (HUD). This program provides an affordable option for people below a specified income level (below 80% of an area's median income).
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          The two main types of low-income housing are public housing and the section 8 program.
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         Public Housing
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         Public housing is a government-funded program that provides affordable houses for people with limited earning potential. These houses can be in varying forms, including apartments and single-family homes. If you move to a public housing unit, your rent will be 30% of your income or lower.
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          According to
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           HUD
          &#xD;
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          , about 970,000 families live in public housing units around the U.S. To manage these units at affordable rents, HUD offers financial benefits to local housing agencies (HAs) while also providing technical and professional assistance in planning, developing, and managing these units.
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         House Choice Vouchers/Section 8
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         Like public housing, the Section 8 program is a collaboration between local housing agencies and HUD to help people with limited earning potential afford safe and affordable housing. The only difference is that the units under the Section 8 program are private property.  
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          If you qualify for the Section 8 Program, HUD will offer vouchers to cover the difference between what you can afford and rental rates in your area of residence. HUD can issue the voucher to a local public agency to pay your landlord or issue it directly to you. If you receive the voucher directly from HUD, you can choose any housing unit that meets the requirements of the section 8 program.
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         How Do I Qualify for Low Income Housing?
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         As aforementioned, low-income housing should only benefit people with limited earning potential. Though the qualifications may vary between states, local authorities will mainly check your income level, family status, tenancy history, and citizenship/eligible immigration status to determine if you qualify for the low-income housing program.
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         Income Level
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         Income level should be below 80 percent of the median income level in your area of residence to qualify for the low-income housing program. Your local housing agency will only add you to their waiting if your income level is within the set standard.
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         Family Status 
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         HUD will also verify your family status before adding you to their waiting list. According to HUD, a family can be a single person or a group of people. For example, HUD can classify a family as disabled, displaced, or elderly even if only one member is in that state.
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         Tenancy History
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         Tenancy history is also crucial when verifying your eligibility for low-income housing. Your local HA will check your tenancy records to check whether you have an eviction record. HAs will decline your application if you have an eviction history due to unacceptable behaviors or practices.
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         Citizenship or Eligible Immigration Status
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         Only U.S. citizens and people with eligible immigration status qualify for federal housing assistance. Therefore, to prove your eligibility as an immigrant, you must present your immigration documents to your local housing authority.
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          If you are meet all the requirements above, you may qualify for low-income housing, no matter your location. At
          &#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      
           Robert Cottingham Property Management
          &#xD;
    &lt;/a&gt;&#xD;
    
          , we offer a variety of income-based units with all the required amenities. Contact us today to start your affordable housing experience.
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&lt;/div&gt;</content:encoded>
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      <pubDate>Tue, 29 Mar 2022 22:49:00 GMT</pubDate>
      <guid>https://www.rcpmco.com/low-income-housing-how-do-i-qualify</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/d55ed780-ab35-4ea3-b0cb-1d1f458f1281.jpg">
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    <item>
      <title>7 Benefits of Independent Living for Persons With Disabilities</title>
      <link>https://www.rcpmco.com/7-benefits-of-independent-living-for-persons-with-disabilities</link>
      <description>Begin to live the life of your dreams independently. Explore seven key benefits of independent living for persons with disabilities in the guide below.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/d1a278a1-a0c7-4095-bf1a-704078b9c87a.jpg"/&gt;&#xD;
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         Being part of a community and living independently is a priority for most people, and people with disabilities are not any different. Owning or renting one's home is fundamental to the independence of most people with disabilities.
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          If you have a disability, moving out of your family or caregiver's home may seem daunting. However, it could be the best thing that has ever happened to you. If it's not you but a family member with a disability, encouraging their independence is a great way to empower them. One way to do this is through independent living. 
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          Explore seven key benefits of independent living for persons with disabilities in the guide below. 
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           1. Promotes Independence
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           Independent living gives you a chance to assess your needs without interference and develop skills to care for some needs without depending on anyone. You get to be in charge of your life and make your own decisions.
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           When you live in an independent housing facility, you can have the freedom to live the life you want, with the confidence that whenever you need support, you can get it any time. The fact that you can host family and friends whenever you want is also a plus. 
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            ﻿
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           2. Increased Opportunities
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           Moving into a new home comes with new opportunities. You can explore the facility and take up a new hobby from the available recreational activities. Independent living will also allow you to experience the benefits of technology that can assist in your independence. 
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           3. 24/7 Support
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           While you may look forward to moving into your own home, you may worry that you will not be able to access the support that you previously got from family or your caregiver. However, you are not alone. Most people feel nervous when moving out of home, but eventually, they adapt.
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            ﻿
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           4. Expanding Your Social Network
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           Among the greatest benefits of independent living is the chance it presents to meet like-minded people who can relate to your experiences. When you move into an independent housing facility, you get a chance to meet other residents who may be your age or with whom you share similar interests. You may end up making more friends than you imagined ever possible.
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            ﻿
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           5. Safety and Freedom
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           While you may have to share communal spaces with other residents in your apartment, spaces like your bedroom are private and you can decorate them however you want. The staff in independent housing facilities are trained to deal with emergencies and ensure residents' safety. 
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           6. Affordable and Accessible Housing
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           Independent housing facilities offer some of the most affordable houses you can get. People with disabilities face many barriers to accessing good housing. That is why the Illinois Department of Housing and Urban Development (HUD) has collaborated with property management agencies to provide people with disabilities with good quality affordable housing solutions. 
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    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
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           7. Outdoor Time
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           With independent housing, going outside does not have to be an event. You can spend as much time outdoors as you like, and there will be staff nearby to give you any support you need. 
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           Living on your own can seem scary when you have a disability. But we are here to help you find the home of your dreams. If you are a person living with a disability in Illinois in search of independent housing, 
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    &lt;a href="https://www.rcpmco.com/" target="_blank"&gt;&#xD;
      
           contact us
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            today for quality and affordable housing that you will love. The team at Robert Cottingham Property Management is ready to help.
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      <pubDate>Mon, 28 Mar 2022 15:56:32 GMT</pubDate>
      <guid>https://www.rcpmco.com/7-benefits-of-independent-living-for-persons-with-disabilities</guid>
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      <title>FAQs About Accessible Apartment Rentals</title>
      <link>https://www.rcpmco.com/faqs-about-accessible-apartment-rentals</link>
      <description>What do you need in an accessible apartment? Take a look at what you need to know about mobility issues, apartments, and your options.</description>
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         What do you need in an accessible apartment? Mobility issues can make it difficult to navigate some types of homes and high-rise buildings. But this doesn't mean you can't or won't find a safe place to live that accommodates your physical needs. Before you start a rental search, take a look at what you need to know about mobility issues, apartments, and your options.
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         Why Might You Need An Accessible Apartment? 
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         Different people have different mobility needs, health conditions, or other health-related issues that make moving with ease a challenge. This means the type of apartment or building you choose should have accessibility features that match your specific needs. If you use a wheelchair, you will need a ramp to enter the building instead of stairs. But if you use a cane, you may have the physical ability to navigate a few steps.
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          Some physical disabilities, illnesses, and age-related mobility changes may make it necessary to rent an apartment in an accessible building that already has built-in accommodations. Along with these permanent mobility issues, temporary injuries or post-surgical physical limitations may also make an accessible apartment the only option that fully meets your needs right now.
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          A well-equipped building and rental unit can make it possible for someone with a physical need to live independently. Without accessibility features, some people with mobility issues could not get into the building, move freely within the building or the apartment, or safely perform normal tasks of everyday life (such as food preparation or house cleaning).
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         What Types of Accessibility Features Are Available?
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         The specific accessibility features available depend on the individual property. Again, you may need accommodations that someone else with a different mobility issue doesn't require — and vice versa.
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          Common features you may find in an accessible apartment include wheelchair ramps (outside at all building entries), automatic or touchless opener doors, extra-wide hallways, lower counters, lower cabinets, lower light switches and thermostats, and floors or flooring materials that make it easy for a wheelchair, walker, or other mobility appliance to freely move.
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          Multi-floor accessible buildings will also have elevators along with stairways. An accessible apartment may also have additional safety features, such as grab bars in the shower and bathroom area, a walk-in shower, or modified kitchen appliances.
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         Are All Rentals Accessible?
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         According to the U.S. Department of Housing and Urban Development (HUD), the Fair Housing Act requires multi-family buildings with at least four units that were built after March 13, 1991, to meet certain accessibility requirements. But this does not mean that every apartment building will have every possible accessible or accommodation feature available.
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          Federally assisted housing structures with at least five units must have five percent (or more) mobility-accessible apartments. In federally assisted housing buildings, the accessible units must comply with the Uniform Federal Accessibility Standards (or UFAS) or an equally strict accessible standard. 
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          Not only do federally assisted housing units need to offer apartments that meet mobility standards, two percent of the units (or at least one unit) must meet accessibility guidelines for people with visual or hearing disabilities.
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         How Do You Know If a Rental Is Accessible or Meets Your Specific Needs?
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         The easiest way to determine accessibility is to talk to the property manager or managing company. A professional apartment manager should know the building well, understand accessibility requirements, and have the experience to help you choose the right unit for your needs. 
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          When you tour your would-be future new home, ask the real estate agent or property manager to point out accessibility features. This can help you to decide if the unit has the right accommodations for your physical or mobility-related issues.
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          Are you ready to rent a new apartment? Contact
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           Robert Cottingham Company
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          for more information.
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      <pubDate>Sat, 29 Jan 2022 02:17:30 GMT</pubDate>
      <guid>https://www.rcpmco.com/faqs-about-accessible-apartment-rentals</guid>
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      <title>Public Housing and Housing Choice Vouchers: What to Know</title>
      <link>https://www.rcpmco.com/public-housing-and-housing-choice-vouchers-what-to-know</link>
      <description>Are you eligible for HUD's public housing - and if so, how can you rent a new apartment? Take a look at the top questions renters can have.</description>
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           Are you eligible for HUD's public housing - and if so, how can you rent a new apartment? Everyone deserves a safe, comfortable home. The U.S. Department of Housing and Urban Development (or HUD) can help some individuals and families to afford rentals. If this is your first experience with HUD housing or you're not sure whether you qualify, take a look at the top questions renters can have.
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            ﻿
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           Are All Apartments Public Housing?
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            The first step to answering this question is clarifying what type of housing you want to explore. HUD housing units are government-sponsored rentals built and maintained using federal money. According to HUD, nearly 970,000 households live in public housing across the country. Approximately 3,300 local housing agencies (or HAs) manage these properties.
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           Even though HUD-subsidized public housing is a popular option for individuals and families who couldn't otherwise afford an apartment or home, this isn't the only option.
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           HUD's housing choice voucher program provides a way for individuals and families to pay for rent in non-government public housing properties. Instead of subsidized housing projects, renters may choose any apartment that accepts the vouchers and meets local public housing agency (PHA) standards.
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            ﻿
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           What Are the Eligibility Requirements for Public Housing?
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           If federally subsidized public housing is the best option for you, the next step is to make sure you meet the eligibility requirements. Again, public housing is not the same as the voucher program. You will need to apply for public housing through an HA. The HA will look at your annual gross income, citizenship status, and the possibility of you or a family member as elderly or with a disability.
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            Public housing income
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           limits
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            depend on where you live. The current HUD lower income limit is 80 percent of the median income for a family in your county, city, or local area. The low-income limit is 50 percent.
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           The HA will use tax records to verify your income. You will also need other documentation your local HA requires, such as birth certificates. Along with this information, the HA may also need your family's estimated anticipated income for the next year; the names, addresses, and phone numbers of employers or your bank; your current address and contact phone number; and each household members' name, birth date, sex, and relationship to you (or head of the household).
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           Some applicants must also complete an in-person interview. If required, a representative from the PHA will come to your current home to assess your living situation (including home upkeep) and speak to each family member.
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           What Are the Eligibility Requirements for Vouchers?
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            To apply for a housing choice voucher, start with your PHA. The PHA will also look at your income level and assess whether it meets the limits based on family size. Most PHAs set the limit at
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           50 percent
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            of the median income for your local area based on the levels HUD publishes.
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           Like the public housing application process, voucher selection requires the applicant (you and your household members) to submit income documentation. The PHA will need to verify any information you provide on your wages or assets with your employer and your bank.
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           While you may meet all the requirements, you might not get an immediate voucher. The high demand for vouchers means wait lists are common. Some PHAs have local preferences to select households from the waiting list. These could include giving preference to a homeless family, families in substandard housing, people who are involuntarily displaced, and those who pay more than 50 percent of their income in rent.
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            Do you need a new, affordable place to live? Contact
           &#xD;
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    &lt;a href="/"&gt;&#xD;
      
           Robert Cottingham Company
          &#xD;
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            for more information.
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      <pubDate>Wed, 26 Jan 2022 19:13:37 GMT</pubDate>
      <guid>https://www.rcpmco.com/public-housing-and-housing-choice-vouchers-what-to-know</guid>
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      <title>Seniors and Isolation: How Senior Apartments Can Help</title>
      <link>https://www.rcpmco.com/seniors-and-isolation-how-senior-apartments-can-help</link>
      <description>More than a quarter of all seniors in the United States live by themselves. Learn about senior isolation and how living in senior apartments can help.</description>
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  &lt;img src="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Capture.PNG" alt="Old Man — Peoria, IL — Robert Cottingham Property Management Co." title=""/&gt;&#xD;
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        More than 
        
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          a quarter
        
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         of all seniors in the United States live by themselves. Isolation is a serious and widespread concern among seniors living alone. Despite its prevalence, many misunderstand the risk of this isolation. Isolation often leads to worsening health issues, including mental health conditions. Here are some of the things that you need to know about senior living and isolation issues.
      
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        What Causes Isolation?
      
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      Senior apartment selection directly affects the risk of senior isolation. Think about each option and its effect on your or your loved one's ability to socialize.

    
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      Aging leads to progressive reductions in mobility. Over time, this leaves people unable to get out and do things on their own. They often rely on family members or public transport if driving is unsafe. Reliance on others limits socialization options for seniors living in remote areas.

    
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        What Makes Isolation Serious?
      
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      When seniors feel isolated, that isolation can breed a host of problems. Sadness and depression often result from this isolation. Feelings of isolation also lead to cognitive struggles, including the development or worsening of dementia symptoms.

    
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      Along with the threats to mental health, isolation also poses some physical health threats. For example, isolated seniors are at greater risk of injury and potential death from a fall. Discovery is often delayed for isolated seniors, which can worsen complications.

    
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        How Can Senior Apartments Help Fight Isolation?
      
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      Creating a multi-generational home helps prevent senior isolation, but living together isn't practical for everyone, which is why many families turn to senior housing solutions. 

    
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      Most senior housing solutions make it easy for you or your loved one to meet and interact with his or her neighbors. With interconnected apartments, seniors can visit neighbors and build relationships quickly and easily. This provides easy access to socialization opportunities for residents.

    
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      Further, most senior living facilities provide events, such as movies, card games, classes, and even fitness sessions. Meals are often served in dining halls. Gathering for meals provides great opportunities for conversations and social interaction. Holiday meals are popular as well.

    
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      Outdoor sitting areas, swimming pools, patios, and gardens provide common spaces for gathering and social interactions as well. There's a sense of community in these senior apartment facilities that helps to eliminate the risk of isolation for many seniors.

    
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      You will also find that many senior apartment complexes are constructed on public transportation routes so that residents can easily navigate to the store or other local destinations as long as they have some independence. Some complexes even provide transportation services as an amenity to those living within the community.

    
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        What are Other Benefits of Senior Apartments?
      
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      Most senior apartments offer benefits beyond preventing isolation. Complexes built specifically for aging adults will include the capability for onsite nursing care, including in-home care where needed. This care can adapt for each resident, providing as little or as much support as each one needs along with valuable interactions that minimize isolation.

    
                    &#xD;
    &lt;/p&gt;&#xD;
    &lt;p&gt;&#xD;
      
                      
      Many senior apartment complexes cater to those with fixed incomes. That means that rental rates are low, locked in, and often subsidized by the local housing authority. The goal is to ensure that the rent is affordable for those on Social Security or other retirement funds. This is beneficial for aging adults who are struggling to make ends meet. Lower or subsidized rent means that these residents have more disposable income for social gatherings and opportunities.

    
                    &#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;div&gt;&#xD;
      &lt;p&gt;&#xD;
        
                        
        Contact us at 
        
                        &#xD;
        &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
          
                          
          Robert Cottingham Property Management Co
        
                        &#xD;
        &lt;/a&gt;&#xD;
        
                        
         for more help and to find the apartment that's right for you or your aging loved one. We can help you explore your options to secure the best new home for your unique situation.

      
                      &#xD;
      &lt;/p&gt;&#xD;
      &lt;br/&gt;&#xD;
    &lt;/div&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
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      <pubDate>Thu, 09 Dec 2021 07:06:24 GMT</pubDate>
      <guid>https://www.rcpmco.com/seniors-and-isolation-how-senior-apartments-can-help</guid>
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    </item>
    <item>
      <title>3 Ways Senior Housing Complexes Reduce the Onset of Brain Disease</title>
      <link>https://www.rcpmco.com/3-ways-senior-housing-complexes-reduce-the-onset-of-brain-disease</link>
      <description>As you decide on your living situation in old age, learn how a senior housing complex can help prevent the onset of brain disease. Read on for more.</description>
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  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
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  &lt;p&gt;&#xD;
    
                    
                    
    In old age, one of the more significant worries is the onset of brain diseases like dementia or Alzheimer's. While doctors continually research the diseases and their causes, there are many recommendations to help prevent the onset of the disease and keep a brain healthier for the long term.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    As you decide on your living situation in old age, learn how a senior housing complex can help prevent the onset of brain disease and keep your brain active. Senior complexes come with unique living situations and plenty of ways to stay engaged with the community.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
                      
      1. Senior Groups
    
                    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Reports from scientists and government agencies like the 
    
                    
                    &#xD;
    &lt;a href="https://www.cdc.gov/aging/publications/features/lonely-older-adults.html" target="_blank"&gt;&#xD;
      
                      
                      
      CDC
    
                    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
                    
     have linked loneliness and social isolation to an increased risk for dementia. If you are widowed, single, or live alone, then you can help reduce the isolation at a senior housing complex. Even if you have your own place to sleep and live, the community around you offers a lot of social interaction.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
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    Through the community, you have the opportunity to talk to other seniors on a daily basis. This includes neighbors or people in the complex who go on daily walks. Senior housing complexes may host social groups as well. For example, if the complex has an outdoor garden, then a garden club may meet up to plant flowers, talk, and plan events.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Other groups may include book clubs, game clubs, or knitting groups. If you have a specific interest, then you may have the option to start your own group and make friends with others who have common interests. Socialization will help with your brain activity and give you a lot to look forward to.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
                      
      2. Senior Outings
    
                    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Along with social gatherings at your complex, you will have the opportunity to go out into the community as well. Many complexes are built within walking distance of shops, restaurants, or grocery stores. One of the main amenities you could find at a senior housing complex is a weekly transportation service that offers rides to grocery stores or other locations.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    You could also have a city bus route that runs past your complex and can connect you to a lot of popular locations. If you walk to specific areas, then you will improve your overall health and your active brain. The outings give you new places to explore and look forward to seeing every week.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    If you make friends within your complex, then you could even go on a group outing and enjoy your time out together.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
                      
      3. Community Centers
    
                    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Individual apartments in a senior housing center are not your only living space. Many places will have community rooms where you can gather and socialize. Another way to improve your brain health is with puzzles, crosswords, and brain teasers. Community rooms may have puzzle books, jigsaw puzzles, and daily newspapers.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Find multiple ways to do puzzles and keep your mind sharp. Research has shown that the puzzles will keep your mind active and sharp, especially later in life. The community rooms may also have a library of books.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Along with puzzles, reading is an ideal way to invigorate the mind and keep up your thinking sharp. Reading can help with your memory skills. You may find a large collection of books available to read. Other residents may bring books in you can swap and exchange. The daily newspaper provides another way to keep your mind sharp.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    As you shop around for a senior housing complex that fits your needs, consider all of the extras to help with your brain health. Let us help you find the ideal living situation with our placement services at 
    
                    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/" target="_blank"&gt;&#xD;
      
                      
                      
      Robert Cottingham Property Management
    
                    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
                    
    . We have many different properties to choose from and each one includes one or more of the brain health benefits.
    
                    
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
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      <pubDate>Wed, 27 Oct 2021 17:01:26 GMT</pubDate>
      <guid>https://www.rcpmco.com/3-ways-senior-housing-complexes-reduce-the-onset-of-brain-disease</guid>
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    </item>
    <item>
      <title>4 Ways Low-Income Housing Allows You to Support Family Members</title>
      <link>https://www.rcpmco.com/4-ways-low-income-housing-allows-you-to-support-family-members</link>
      <description>When a parent reaches old age, you have the option to move them into a low-income independent living home. Read on to learn four ways you can support them.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blogs.jpg" alt="Support Family Members — Peoria, IL — Robert Cottingham Property Management Co." title=""/&gt;&#xD;
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   UnhideWhenUsed="true" Name="toc 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 9"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footnote text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footer"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="35" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="caption"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="table of figures"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="envelope address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="envelope return"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footnote reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="line number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="page number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="table of authorities"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="macro"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="toa heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Closing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" SemiHidden="true"
   UnhideWhenUsed="true" Name="Default Paragraph Font"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Message Header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Salutation"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Date"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Note Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Block Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="FollowedHyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Document Map"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Plain Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="E-mail Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Top of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Bottom of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal (Web)"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Acronym"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Cite"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Code"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Definition"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Keyboard"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Preformatted"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Sample"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Typewriter"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Variable"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Table"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation subject"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 1"&gt;&lt;/w:LsdException&gt;
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   Name="Outline List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 1"&gt;&lt;/w:LsdException&gt;
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   Name="Table Simple 3"&gt;&lt;/w:LsdException&gt;
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   Name="Table Classic 1"&gt;&lt;/w:LsdException&gt;
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   Name="Table Classic 2"&gt;&lt;/w:LsdException&gt;
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   Name="Table Classic 3"&gt;&lt;/w:LsdException&gt;
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   Name="Table Classic 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
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   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
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   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
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   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
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   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
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   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
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   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
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   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
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   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
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   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
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   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
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   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
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   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
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   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
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   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
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   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
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  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
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  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
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   Name="Grid Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="51"
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   Name="Grid Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
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   Name="Grid Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="51"
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  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
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  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="51"
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  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Mention"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Smart Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hashtag"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Unresolved Mention"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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  &lt;p&gt;&#xD;
    
                    
    After spending a majority of their lives
raising and taking care of our needs, the roles often reverse as parents and
other family members get older. When a parent reaches an older age, you have
the option to move them into your home or set them up through a low-income
independent living home.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    The support of a low-income apartment unit
gives you a lot of opportunities to support family members while still
fostering their independence. Check out some of the ways you can support family
members who choose low-income housing for the next chapter of their life.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      1. Alternative Support
Options
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Instead of spending your own money on room and
board, support from the Department of Housing and Urban Development (HUD) can
help take care of those costs for your parents. With the cost of monthly rent
covered, you have the opportunity to contribute financially in other ways. For
example, you can do weekly grocery trips and deliver some of their favorite
foods.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You could help pay for trips, vacations, or
day trip outings. For example, if a parent loves bingo, then you could pay for
a weekly bingo session. With housing taken care of, you can fill their life
with other forms of entertainment and keep them busy without all of the extra
costs.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      2. Family Visits
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When family members live under the same roof,
they may not appreciate each other on a daily basis. If a parent is housed in
their own independent living location, then you take special times for family
visits that focus purely on the family visit aspect rather than just living
everyday life.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You could schedule regular visits or stop by
at random times. The separation gives you time to live independent lives while
still cultivated family life when needed. Many independent living apartments
have features ideal for visitors. Apartments may feature patios or decks for
family members to hang out on. Community rooms offer chances for larger groups
to gather.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When you tour various locations, you can see
what areas make the best use for family visits.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      3. Self-Sufficient
Features
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    A parent may seek out support in different
ways as they grow older, but a home can also feature many ways for a parent to
keep up with their own tasks. For example, a living area may include laundry
services so a parent could do their laundry. The apartment space and outdoor
areas feature a lot of room to decorate and brighten their living space.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    This lifestyle will keep them active. The
housing often features other residents in the same situation. A parent could
make friends, expand their social circle, and have residents visit on a daily
basis.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      4. Maintenance Workers
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If a parent still owned their own house, then
a lot of their income may have gone to maintenance, repairs, and necessary
upgrades. An independent living apartment will include maintenance as part of
the rent. This means that you or the parent do not need to spend money on
repair services when maintenance workers are available as needed.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Stress levels will reduce when maintenance
workers are not needed and your parents can enjoy their homes without the
constant need to worry about repair projects or frustrating aspects of the
home. Many apartments will feature workers on-site or on-call so problems are
solved quickly.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Just like rent coverage, the money savings
allows you to support your parents in other ways. Spend money on furniture
instead of plumbing repairs. Provide new appliances instead of fixing leaky
faucets. The savings add up over time and give you the chance to support your
parents in multiple ways.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    For more information on our independent living
properties, contact us at 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      
                      
      Robert Cottingham Property Management
    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
    . We can help find your parent an ideal place
to stay and live out the rest of their lives.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blogs.jpg" length="187682" type="image/jpeg" />
      <pubDate>Thu, 23 Sep 2021 20:13:40 GMT</pubDate>
      <guid>https://www.rcpmco.com/4-ways-low-income-housing-allows-you-to-support-family-members</guid>
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    </item>
    <item>
      <title>Can You Buy a House After 60?</title>
      <link>https://www.rcpmco.com/buying-a-house-after-60</link>
      <description>There is no age limit for buying houses, and you can purchase a home even after turning 60. Read this blog to learn how to prepare for such an event.</description>
      <content:encoded>&lt;div&gt;&#xD;
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   Name="Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="FollowedHyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Document Map"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Plain Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="E-mail Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Top of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Bottom of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal (Web)"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Acronym"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Cite"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Code"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Definition"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Keyboard"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Preformatted"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Sample"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Typewriter"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Variable"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Table"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation subject"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="No List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Mention"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Smart Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hashtag"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Unresolved Mention"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Smart Link"&gt;&lt;/w:LsdException&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;    &lt;!--[if gte mso 10]&gt;
&lt;style&gt;
 /* Style Definitions */
 table.MsoNormalTable
	{mso-style-name:"Table Normal";
	mso-tstyle-rowband-size:0;
	mso-tstyle-colband-size:0;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-parent:"";
	mso-padding-alt:0in 5.4pt 0in 5.4pt;
	mso-para-margin-top:0in;
	mso-para-margin-right:0in;
	mso-para-margin-bottom:8.0pt;
	mso-para-margin-left:0in;
	line-height:107%;
	mso-pagination:widow-orphan;
	font-size:11.0pt;
	font-family:"Calibri",sans-serif;
	mso-ascii-font-family:Calibri;
	mso-ascii-theme-font:minor-latin;
	mso-hansi-font-family:Calibri;
	mso-hansi-theme-font:minor-latin;
	mso-bidi-font-family:"Times New Roman";
	mso-bidi-theme-font:minor-bidi;}
&lt;/style&gt;
&lt;![endif]--&gt;    &lt;!--StartFragment--&gt;    &lt;br/&gt;&#xD;
    &lt;!--[if gte mso 9]&gt;&lt;xml&gt;
 &lt;w:WordDocument&gt;
  &lt;w:View&gt;Normal&lt;/w:View&gt;
  &lt;w:Zoom&gt;0&lt;/w:Zoom&gt;
  &lt;w:TrackMoves&gt;&lt;/w:TrackMoves&gt;
  &lt;w:TrackFormatting&gt;&lt;/w:TrackFormatting&gt;
  &lt;w:PunctuationKerning&gt;&lt;/w:PunctuationKerning&gt;
  &lt;w:ValidateAgainstSchemas&gt;&lt;/w:ValidateAgainstSchemas&gt;
  &lt;w:SaveIfXMLInvalid&gt;false&lt;/w:SaveIfXMLInvalid&gt;
  &lt;w:IgnoreMixedContent&gt;false&lt;/w:IgnoreMixedContent&gt;
  &lt;w:AlwaysShowPlaceholderText&gt;false&lt;/w:AlwaysShowPlaceholderText&gt;
  &lt;w:DoNotPromoteQF&gt;&lt;/w:DoNotPromoteQF&gt;
  &lt;w:LidThemeOther&gt;EN-US&lt;/w:LidThemeOther&gt;
  &lt;w:LidThemeAsian&gt;X-NONE&lt;/w:LidThemeAsian&gt;
  &lt;w:LidThemeComplexScript&gt;X-NONE&lt;/w:LidThemeComplexScript&gt;
  &lt;w:Compatibility&gt;
   &lt;w:BreakWrappedTables&gt;&lt;/w:BreakWrappedTables&gt;
   &lt;w:SnapToGridInCell&gt;&lt;/w:SnapToGridInCell&gt;
   &lt;w:WrapTextWithPunct&gt;&lt;/w:WrapTextWithPunct&gt;
   &lt;w:UseAsianBreakRules&gt;&lt;/w:UseAsianBreakRules&gt;
   &lt;w:DontGrowAutofit&gt;&lt;/w:DontGrowAutofit&gt;
   &lt;w:SplitPgBreakAndParaMark&gt;&lt;/w:SplitPgBreakAndParaMark&gt;
   &lt;w:EnableOpenTypeKerning&gt;&lt;/w:EnableOpenTypeKerning&gt;
   &lt;w:DontFlipMirrorIndents&gt;&lt;/w:DontFlipMirrorIndents&gt;
   &lt;w:OverrideTableStyleHps&gt;&lt;/w:OverrideTableStyleHps&gt;
  &lt;/w:Compatibility&gt;
  &lt;w:DoNotOptimizeForBrowser&gt;&lt;/w:DoNotOptimizeForBrowser&gt;
  &lt;m:mathPr&gt;
   &lt;m:mathFont m:val="Cambria Math"&gt;&lt;/m:mathFont&gt;
   &lt;m:brkBin m:val="before"&gt;&lt;/m:brkBin&gt;
   &lt;m:brkBinSub m:val="&amp;#45;-"&gt;&lt;/m:brkBinSub&gt;
   &lt;m:smallFrac m:val="off"&gt;&lt;/m:smallFrac&gt;
   &lt;m:dispDef&gt;&lt;/m:dispDef&gt;
   &lt;m:lMargin m:val="0"&gt;&lt;/m:lMargin&gt;
   &lt;m:rMargin m:val="0"&gt;&lt;/m:rMargin&gt;
   &lt;m:defJc m:val="centerGroup"&gt;&lt;/m:defJc&gt;
   &lt;m:wrapIndent m:val="1440"&gt;&lt;/m:wrapIndent&gt;
   &lt;m:intLim m:val="subSup"&gt;&lt;/m:intLim&gt;
   &lt;m:naryLim m:val="undOvr"&gt;&lt;/m:naryLim&gt;
  &lt;/m:mathPr&gt;&lt;/w:WordDocument&gt;
&lt;/xml&gt;&lt;![endif]--&gt;    &lt;!--[if gte mso 9]&gt;&lt;xml&gt;
 &lt;w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="false"
  DefSemiHidden="false" DefQFormat="false" DefPriority="99"
  LatentStyleCount="376"&gt;
  &lt;w:LsdException Locked="false" Priority="0" QFormat="true" Name="Normal"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="9" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="heading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="9" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="heading 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="9" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="heading 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="9" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="heading 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="9" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="heading 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="9" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="heading 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="9" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="heading 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="9" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="heading 9"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 9"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 9"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footnote text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footer"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="35" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="caption"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="table of figures"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="envelope address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="envelope return"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footnote reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="line number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="page number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="table of authorities"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="macro"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="toa heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Closing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" SemiHidden="true"
   UnhideWhenUsed="true" Name="Default Paragraph Font"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="Body Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Message Header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Salutation"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Date"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Note Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Block Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="FollowedHyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Document Map"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Plain Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="E-mail Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Top of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Bottom of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal (Web)"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Acronym"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Cite"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Code"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Definition"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Keyboard"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Preformatted"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Sample"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Typewriter"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Variable"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Table"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation subject"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="No List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
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  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      
                      
      There is no age limit for buying houses, and you can purchase and enjoy a home even after turning 60. This allows you to attain your goal of owning a house while getting a haven to spend the rest of your life. However,
buying a home at 60 is different
from buying it earlier, and you have different priorities. Learn important
considerations for purchasing a home later in life.
    
                    &#xD;
    &lt;/p&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;b&gt;&#xD;
        
                        
        Finances
      
                      &#xD;
      &lt;/b&gt;&#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    More and more seniors across the U.S. are buying houses, with one survey reporting that seniors aged 52-70 accounted for 
    
                    &#xD;
    &lt;a href="https://www.fool.com/personal-finance/2017/08/23/are-you-too-old-to-buy-a-house.aspx" target="_blank"&gt;&#xD;
      
                      
      30%
    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
     of home sales in 2016. However, before making this bold decision, you should determine whether you are financially
ready.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    A new house is a considerable investment, and you must plan how to finance it. Although buying cash is the best bet, you can also take a mortgage.
Nevertheless, taking a mortgage when you are in or near retirement requires careful consideration, especially the financial impact.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Ensure you can still service your mortgage even after retirement. Do you have other sources of income, insurance, or retirement benefits to help you? Apart from the mortgage costs, remember to account for other home-related expenses such as insurance, taxes, and homeowner's association fees.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Needs
and Lifestyle
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When buying a house at 60, consider your needs and lifestyle and buy a house that meets them adequately. For instance, if you want a home to spend your retirement, you must choose a good location
with good weather, proximity to family and friends, and modern amenities. The layout and size should allow you to do the things you love such as gardening
or cooking.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Also, think about the activities you intend to engage in once you move to the new house. If you will travel frequently, you will buy a different type of house than when you plan to volunteer
in community activities and have your grandkids spend summer with you. In the latter, you need lots of space to accommodate visitors.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Accessibility
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As you age, your health and fitness change and you require a home that meets these changing needs. Instead of waiting to conduct costly and complicated
renovations to make your home senior-friendly, it pays to settle for an accessible home right now.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    By accessibility, we don't mean a house overridden with obtrusive rails and chairlifts that you still don't require right now. It means choosing a home that combines accessibility and modern design.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Such a home prioritizes visibility, ensuring that the house and entryways are well lit, reduces the use of steps in entryways and bathrooms, and ascertains workspaces
are accessible both while sitting and standing. Also, a single-story home is suitable so that you don't have to climb stairs.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Walkability
and Amenities
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    After retirement, you have plenty of time, and countless opportunities for entertainment, travel, new friendships, and proximity to amenities are beneficial. Therefore, consider a neighborhood with numerous fitness opportunities - gyms, paths,
trails, public transport, green space, healthcare facilities, dining and shopping options, and entertainment and
cultural zones.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    With age, driving becomes less appealing and safe, and walking becomes an excellent option. As such, consider a walkable
neighborhood, so you get around easily.
Safe walking routes and sidewalks should be a priority,
and a community
integrating homes, offices, and retail stores is desirable.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Maintenance and Upkeep
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Owning a house comes with numerous maintenance responsibilities, from HVAC,
landscaping, and roofing.
As such, you must prepare
to handle all these responsibilities or outsource as needed. Do not forget to account for the expenses incurred if you hire a professional to perform repairs and maintenance. If these
maintenance tasks are a burden for you, consider
an apartment or independent housing where such tasks are cared for.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Get in touch with 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
      
                      
      Robert Cottingham Property Management
    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
     for quality and affordable housing opportunities in Central Illinois. Whether you need senior housing, income-based apartments,
or disability housing, we have numerous options to choose from to meet your needs and budget.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;br/&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
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      <pubDate>Wed, 01 Sep 2021 13:30:29 GMT</pubDate>
      <guid>https://www.rcpmco.com/buying-a-house-after-60</guid>
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    <item>
      <title>4 Ways Independent Housing for Seniors Benefits Writers</title>
      <link>https://www.rcpmco.com/4-ways-independent-housing-for-seniors-benefits-writers</link>
      <description>If you're retired and enjoy writing, consider the benefits of independent housing. See how it can help you excel in whatever personal project you work on.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Senior+Benefits.jpg" alt="Writing — Peoria, IL — Robert Cottingham Property Management Co." title=""/&gt;&#xD;
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   Name="HTML Acronym"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Cite"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Code"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Definition"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Keyboard"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Preformatted"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Sample"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Typewriter"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Variable"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Table"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation subject"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="No List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
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&lt;![endif]--&gt;    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Writing is a versatile hobby that people can
turn into a source of income or as a way to pass the time. If you're retired
and enjoy the world of writing, then you will quickly learn that your living
situation can make a big difference on how much writing you accomplish.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As you consider independent housing, learn how
various properties will cater to your writing and help you excel in whatever
personal project you work on. Whether you write fiction, memoirs, poetry, or
non-fiction, all of the benefits will cater to your needs and preferences.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      1. Views &amp;amp; Privacy
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As you select an independent living location,
there are multiple options. One option is a floor-level home with your own
personal entrance. The other option is a high building with multiple floors and
rooms. With each option, you’ll likely have access to your own private porch or
balcony. The small space allows you to enjoy the fresh air while you sit and
write.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    The outdoor views can also bring a lot of
inspiration as you write. Different seasons will showcase types of weather. You
can write as you witness beautiful moments like a sunrise or the full moon in
the night sky. Your own private porch or balcony space also gives you the
privacy to write at your own pace and eliminate any distractions.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Once you rent your space, you could add a
comfortable chair, desk, or side table to use for your writing.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      2. Residents &amp;amp;
Inspiration
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When writing characters and coming up with
original stories, many writers like to meet and interact with others along the
way. At an independent living home, you can interact with others on a daily
basis. You will hear personal stories, witness a gamut of other personalities,
and feel inspired to write.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Even simple things like the way someone
dresses or an interesting accent can help propel your writing forward. A walk
around the property will help introduce you to others on a daily basis. The
inspiration can help you get out a creative funk and keep your mind fresh and
brimming with ideas.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      3. Writing Groups
&amp;amp; Community Rooms
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Making connections with other residents may
spark new ideas and expand your material beyond your personal interests. You
can seek out other writers within the housing and start your own writing group.
Many independent housing locations will include a community room with plenty of
space to meet up. You could schedule weekly or monthly writing groups with
others.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As part of the group, you can share your
writing with others, offer tips, and exchange drafts. The process will help
everyone in their writing and may even help with some possible publications
down the line. The end goal is to improve your skills and bond with other
writers who live around you.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Along with writing, the group could venture
into reading with book recommendations.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      4. Maintenance &amp;amp;
Income Help
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    One of the biggest challenges for many writers
is finding the time to write. With independent living housing, you eliminate a
lot of the responsibilities that could take up valuable writing time. You will
have a smaller living space that easier to clean and maintain. Maintenance
services will help with any problems, repairs, or snow removal so you don't
have to perform these tasks.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Independent housing often include low-income
options and reduced payments so you do not have to work as much to pay bills.
If you collect social security, the money can go to rent and food, giving you a
lot of free time to write instead of taking on extra jobs. Some independent
housing locations even feature general stores and shopping options so you can
quickly complete errands without traveling far.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Reach out to us at 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
      
                      
      Robert Cottingham Property Management
    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
     to get information on our properties and
which independent houses are the right fit your needs and circumstances. Once
you move in and settle down, you can fully enjoy your writing experience.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Senior+Benefits.jpg" length="94456" type="image/jpeg" />
      <pubDate>Wed, 28 Jul 2021 16:12:51 GMT</pubDate>
      <guid>https://www.rcpmco.com/4-ways-independent-housing-for-seniors-benefits-writers</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Senior+Benefits.jpg">
        <media:description>thumbnail</media:description>
      </media:content>
    </item>
    <item>
      <title>A Guide to Housing and Financing Options in Your 60s</title>
      <link>https://www.rcpmco.com/a-guide-to-housing-and-financing-options-in-your-60s</link>
      <description>Turning 60 years old is a huge milestone. Learn about the housing option you have and the ways to finance them as you enter this new phase of your life.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/bulog2.png" alt="New Residential Houses — Peoria, IL — Robert Cottingham Property Management Co." title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    Turning 60 years old is a huge milestone. However, this whole decade comes with a lot of changes and options. Among these changes includes your options for housing. Thanks to different programs and communities, you may find a lot of different independent housing options once you reach specific ages.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Learn about the housing options and financial options to consider once you reach your sixties. Knowing these details will ensure you don't miss out on key opportunities or a chance to change your lifestyle for the better.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    Low-Income Housing Qualifications
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  If you seek out independent living options, then the general age for seniors is either 
  
                    &#xD;
    &lt;a href="https://www.hud.gov/program_offices/fair_housing_equal_opp/fair_housing_act_housing_older_persons" target="_blank"&gt;&#xD;
      
                      
    55 or 62 years old
  
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
  . Once you reach this age, you may become eligible to rent an apartment in many living communities. The age limits can also ensure you live around others around your age. When seniors support each other, you can enjoy an active social life and form new bonds.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  The qualification process has a lot to do with the U.S. Department of Housing and Urban Development. The department developed several programs for seniors, and many of the requirements include the minimum age of 55 or 62.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    Social Security Benefits
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  According to the Social Security Administration, the age of 62 is when social security benefits kick in. If you choose to retire and collect social security, then you can use the income you receive to pay for independent housing. If you choose to take social security income at age 62, then you will be eligible for 
  
                    &#xD;
    &lt;a href="https://www.usatoday.com/story/money/personalfinance/2016/02/12/6-most-important-ages-road-retirement/80247600" target="_blank"&gt;&#xD;
      
                      
    75% of your approved amount
  
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
  . The 75% of the payment will continue for the rest of your life.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  If you wait until you turn 66, then this is the age where you will receive 100% of your benefits. The housing you apply for is not solely based on Social Security benefits. If you can afford to do so, you could still apply for senior housing and not fully retire until the age of 66.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Housing programs will work with you on an annual basis as your income levels change.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    Retirement Accounts
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  If you have retirement accounts, then you can use those accounts to supplement your income once your reach your sixties. According to Charles Schwab, you can technically begin taking money from the accounts once you reach the age of 59 1/2. Once you reach that age, you can withdraw from IRAs without any penalties or extra costs.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  As you move into new housing, you can rely on this IRA extra money to help pay for groceries, transportation, and other extras. Many rental prices will include utilities, so you can cut down on extra monthly costs and have a nice cushion with your retirement money.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    Independent Housing Accommodations
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Many changes occur when you reach senior years. You may not have the strength and mobility you used to. Independent living houses are designed with seniors in mind. Many of the homes have direct floor-level access so you do not need to take stairs or travel great lengths to get in and out of your home.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Laundry services in or near independent homes make it easy to do clothes and carry heavy loads. Garbage services also help reduce a lot of heavy lifting. The large community of other seniors can give you support and resources when you need help.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Some locations will have small stores or shops to purchase food, snacks, and essential items. Compare multiple places to see the options available. You know yourself better than anyone, and you can find specific features that will cater to your personal needs.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  For more details on housing options, contact us at 
  
                    &#xD;
    &lt;a href="https://www.rcpmco.com/&amp;quot; " target="_top"&gt;&#xD;
      
                      
    Robert Cottingham Property Management Co
  
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
  . We have numerous properties for you to consider, and we will find an apartment that meets your needs and lifestyle.
  
                    &#xD;
    &lt;br/&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Fri, 25 Jun 2021 14:58:22 GMT</pubDate>
      <guid>https://www.rcpmco.com/a-guide-to-housing-and-financing-options-in-your-60s</guid>
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    </item>
    <item>
      <title>5 Ways Senior Housing Communities Can Result in Reduced Travel</title>
      <link>https://www.rcpmco.com/5-ways-senior-housing-communities-can-result-in-reduced-travel</link>
      <description>Senior housing communities provide benefits that extend beyond just money. Learn more about how they can reduce travel time in this blog.</description>
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   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
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  &lt;p&gt;&#xD;
    
                    
    As you get older, you may still seek the
independent living you enjoy, while living with less mobility than you used to.
A day of traveling and running errands could be exhausting and present multiple
challenges. Senior housing communities provide you with affordable living
options, but the benefits extend beyond just money.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    These communities are designed to reduce the
need for excess travel. You can avoid driving or public transportation with
some of the features built into the housing communities. Read this blog to
learn more about these features.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      1. On-Site Grocery
Stores
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    One of the most frequent trips you will take
is to go to a grocery store. Many senior community living centers reduce those
trips with on-site grocery stores. The stores are not as large as a supermarket
but can provide essentials and snacks to hold you over.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If you forgot something at a main grocery
store, then visit the on-site store to find the item. You will quickly learn
what items are often kept in stock so you have a go-to location for grocery
shopping without the need to take a full trip.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      2. Beauty Parlor
Services
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Get your haircut and other treatments at an
on-site beauty parlor. Trained hairdressers can provide you with cuts, washes,
and other treatments right on-site. After a visit, you can easily walk back to
your apartment to shower or change clothes and get on with the rest of your
day.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Additionally, the on-site beauty parlor may
offer extended services like nail treatments for both hands and feet. A full
list of treatments can be found when touring a senior living facility.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      3. Community Rooms
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Along with your apartment space, senior living
locations offer community rooms to socialize and visit. Socializing with others
is often vital for seniors. The community rooms reduce the need to travel to
senior centers or other public locations with multiple services.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Avoid a library by borrowing one of many books
featured in the community room. Play games or complete puzzles. Do crafts like
knitting or sewing.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Check out some of the scheduled events
specifically catered to seniors. Events may include puzzle-building
competitions, book clubs, social hours, or group games like bingo. Some
residences may include multiple community rooms. During the holidays, the rooms
could turn into themed celebrations.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      4. Laundry Services
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    On-site laundry services can save the hassle
of transporting your clothes to a laundromat. Wash and dry clothes with
coin-based machines right on the premises. In many cases, you can set your
clothes in a washer, go back to the apartment, and then return once the laundry
has completed.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You save time and complete other tasks while
you wait. Laundry services also provide another group activity so you can meet
up with others and socialize.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      5. Walking Areas
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Fresh air and outdoor exercise can keep you
active and healthy. Traveling to a park can take away from your walking time.
Many senior living areas feature outdoor walking spots. Large greens or walking
paths provide spaces to walk on a daily basis. The areas are essentially small
parks and may include resting locations like a bench or gazebo.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As you browse locations, check out maps to see
how big the areas are. Some locations may include long walking paths to offer
different visuals and a way to exercise on a daily basis. The walking areas
could include paved paths for an easy grip or flattened dirt paths for a more
natural aesthetic.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    For more information on our apartments,
contact us at 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/" target="_blank"&gt;&#xD;
      &lt;b&gt;&#xD;
        
                        
        Robert Cottingham
Company
      
                      &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
    . We will help you
find an apartment to fit your needs and reduce the amount of travel needed away
from the home.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <pubDate>Thu, 20 May 2021 15:06:45 GMT</pubDate>
      <guid>https://www.rcpmco.com/5-ways-senior-housing-communities-can-result-in-reduced-travel</guid>
      <g-custom:tags type="string" />
    </item>
    <item>
      <title>Tips for Moving Into a Senior Living Community</title>
      <link>https://www.rcpmco.com/tips-for-moving-into-a-senior-living-community</link>
      <description>Moving into a senior living community can be stressful. Learn about a few important tips that can make your integration into the community easier.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog11.jpg" alt="Happy Grandma — Peoria, IL — Robert Cottingham Property Management Co." title=""/&gt;&#xD;
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  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 9"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footnote text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footer"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="35" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="caption"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="table of figures"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="envelope address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="envelope return"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footnote reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="line number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="page number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="table of authorities"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="macro"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="toa heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Closing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" SemiHidden="true"
   UnhideWhenUsed="true" Name="Default Paragraph Font"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Message Header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Salutation"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Date"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Note Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Block Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="FollowedHyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Document Map"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Plain Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="E-mail Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Top of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Bottom of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal (Web)"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Acronym"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Cite"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Code"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Definition"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Keyboard"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Preformatted"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Sample"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Typewriter"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Variable"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Table"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation subject"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="No List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 1"&gt;&lt;/w:LsdException&gt;
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   Name="Outline List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Mention"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Smart Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hashtag"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Unresolved Mention"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Smart Link"&gt;&lt;/w:LsdException&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;    &lt;!--[if gte mso 10]&gt;
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  &lt;p&gt;&#xD;
    
                    
    Moving into a senior living community or
making any kind of move can be stressful, but a common cause of stress is the
idea of leaving familiar things and dealing with new things. Integrating into
your new community will help you deal with this stress. Learn about some
helpful tips to help you integrate into your new community.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Participate in the
Property Search 
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Don't let your loved ones handle every aspect
of the property search. Participate in the process to ensure you end up in a
place you actually like. You are more likely to integrate into a place if you
choose it than if someone chooses it for you. Therefore, you should:
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      List the must-have
features and qualities of your preferred community.
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Research the available
properties.
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;!--[endif]--&gt;                                  List the available
properties to evaluate them in person.
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Talk with property
managers or even other residents of the communities in which you are
interested.
    
                    &#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    The above tips will help you choose a
community that you actually like and reduce the fear of the unknown that often
accompanies a move.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Don't Change
Everything
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Moving home represents a big change, but you
don't have to change everything in your life. Keeping some parts of your life
or your belongings will help the transition into your new life. Therefore,
consider:
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Moving with your
prized belongings
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Maintaining your daily
routine
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Maintaining your
professional providers, such as your dentist, if possible
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Keeping in touch with
your old friends
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Regularly meeting with
your loved ones
    
                    &#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You don't have to maintain your old life
forever. As you integrate into the new community, you may find yourself
breaking up with the old and adopting a new lifestyle. The distance of your
move, the nature of the new property, and your new residence's facilities may
determine how much of your old life you can keep.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Attend Welcoming
Events
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Some senior living communities hold welcoming
events for new tenants. Make it a point to attend the event if you move into
such a place. The welcoming event will give you a chance to:
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Mingle with both
current and new tenants
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Observe how the
tenants interact with each other
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Learn new things you
might not have learned before moving in
    
                    &#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Many places hold these events at regular
intervals, say once a month. You will problem hear about it when talking with
property managers during the search.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Participate in
Community Events and Activities
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Your participation in the community events
shouldn't end with the welcoming event. The more you participate in organized
or communal events or activities, the faster you will become a community
member. Some events and activities to consider include:
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Barbecue parties
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Club activities, such
as book club meetings
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Organized local tours
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Many communities have
a social calendar that lists upcoming events.
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;!--[endif]--&gt;                                  Volunteering
activities
    
                    &#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Make it a point to appear at all the social
events that interest you. Also, don't be afraid to try out new things, at least
once, to gauge whether they might interest you. For example, you can check out
the gym, to gauge whether you will be interested in working out.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Give Yourself Time
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Lastly, you should know that any integration
doesn't happen overnight. Give yourself some transition time before you can
feel part of the community. Different people require different periods to
integrate after a move. Don't fixate on how long it might take you. You might
not even realize the moment you become a full-fledged member of the community.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Hopefully, these tips will help you integrate
and love your new home within no time. Robert Cottingham Property Management
provides a variety of income-based housing for different demographics. 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
      &lt;b&gt;&#xD;
        
                        
        Contact us
      
                      &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
     to view the properties on offer, and we
will help you choose your next residence.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp.cdn-website.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog11.jpg" length="154832" type="image/jpeg" />
      <pubDate>Tue, 11 May 2021 20:50:16 GMT</pubDate>
      <guid>https://www.rcpmco.com/tips-for-moving-into-a-senior-living-community</guid>
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    </item>
    <item>
      <title>Tips to Strengthen Your Rental Application for Subsidized Housing</title>
      <link>https://www.rcpmco.com/tips-to-strengthen-your-rental-application-for-subsidized-housing</link>
      <description>If you want to increase your chances for an ideal rental property, discover some tips to help you with your apartment rental application.</description>
      <content:encoded>&lt;div&gt;&#xD;
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  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Message Header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Salutation"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Date"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Note Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Block Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="FollowedHyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Document Map"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Plain Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="E-mail Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Top of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Bottom of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal (Web)"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Acronym"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Cite"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Code"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Definition"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Keyboard"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Preformatted"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Sample"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Typewriter"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Variable"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Table"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation subject"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="No List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
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   Name="Grid Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
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   Name="Grid Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"&gt;&lt;/w:LsdException&gt;
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   Name="List Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="51"
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   Name="List Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
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   Name="Mention"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Smart Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hashtag"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Unresolved Mention"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Smart Link"&gt;&lt;/w:LsdException&gt;
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&lt;![endif]--&gt;    &lt;!--StartFragment--&gt;    &lt;br/&gt;&#xD;
    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        If you are hunting for an apartment and have identified the perfect one for you, do not forget that another person might be interested in the same property. Rental competition is common with 
      
                      &#xD;
      &lt;/span&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        desirable properties. The onus is on you to strengthen your application, make it stand out, and maximize your chances of getting the apartment.
      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        Below are some tips to help you with your rental application.
      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        &lt;b&gt;&#xD;
          
                          
          Fill out Application to get on Waitlist
        
                        &#xD;
        &lt;/b&gt;&#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;ul&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Contact properties to see how long waitlist is
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Pick up or request to mail application
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Schedule a tour
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Once we receive application we will get applicant on waitlist.
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
    &lt;/ul&gt;&#xD;
    &lt;br/&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        &lt;b&gt;&#xD;
          
                          
          Include All Required Documentation
        
                        &#xD;
        &lt;/b&gt;&#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        A typical 
      
                      &#xD;
      &lt;/span&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        subsidized 
      
                      &#xD;
      &lt;/span&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        rental application involves tons of documents. The documents might seem too many, but they are all necessary. The documents include:
      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;ul&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Identification documents, such as a driver's license
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Social Security Card
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Birth Certificate
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Financial documents, such as bank statements and paystubs
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Rental history
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
    &lt;/ul&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        This information is used to determine rent and security deposit amounts. Rent is based 
      
                      &#xD;
      &lt;/span&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        on
      
                      &#xD;
      &lt;/span&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
         income and is roughly 30% of the adjusted gross income. 
      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        Ensure you have all these documents ready. That way, the property manager will have all the information they need from you and evaluate your application appropriately.
      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        &lt;b&gt;&#xD;
          
                          
          Screening checks
        
                        &#xD;
        &lt;/b&gt;&#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        Your prospective landlord needs to know that you are a good tenant. The only way they can know this is by looking at your rental history
      
                      &#xD;
      &lt;/span&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        , credit history, and criminal history. 
      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;ul&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Former landlords or property managers
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Conduct credit and criminal checks
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
    &lt;/ul&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        Multiple references are better than one. The references can help you prove to your prospective landlord that you always pay your rent on time, you respect rental agreements, and you are a good neighbor. Any landlord would want to deal with such a tenant.
      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        &lt;b&gt;&#xD;
          
                          
          Make a Memorable First Impression
        
                        &#xD;
        &lt;/b&gt;&#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        Use the opportunity to make a great first impression. Some helpful tips include:
      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;ul&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Arrive in time
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Thank the person for their time
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Ask relevant questions to show your interest
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Dress nicely
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
    &lt;/ul&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        Carry all the necessary documents when you go for the viewing.
      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        &lt;b&gt;&#xD;
          
                          
          Be Open
        
                        &#xD;
        &lt;/b&gt;&#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        Lastly, all your dealings with the landlord should be based on honesty and openness. You want to prove to the landlord that you are an open book. You can show openness 
      
                      &#xD;
      &lt;/span&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        by:
      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;ul&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Answering all the landlord's questions
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Providing all the necessary documents
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
      &lt;li&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Being willing to discuss issues that might weaken your rental application
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/li&gt;&#xD;
    &lt;/ul&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        Most landlords understand that not all tenants have impeccable rental histories. You might have to explain any red flags and not try to hide them.
      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        You need to find the right apartment first before you can submit your rental application. Robert Cottingham Company offers a variety of rental properties for seniors and people living with disabilities. 
      
                      &#xD;
      &lt;/span&gt;&#xD;
      &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Contact us
        
                        &#xD;
        &lt;/span&gt;&#xD;
      &lt;/a&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
         with your apartment needs so that we can find the right home for you. We look forward to meeting with you, answering any questions you have, and helping you with your property rental needs.
        
                        &#xD;
        &lt;br/&gt;&#xD;
      &lt;/span&gt;&#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;br/&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Thu, 18 Mar 2021 13:47:06 GMT</pubDate>
      <guid>https://www.rcpmco.com/tips-to-strengthen-your-rental-application-for-subsidized-housing</guid>
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    </item>
    <item>
      <title>Practical Home Appliance Tips for Independent
Seniors</title>
      <link>https://www.rcpmco.com/post-titleb22ea972</link>
      <description>Home appliances help with everything from laundry to meal preparation. For seniors, these tools must meet certain mobility and health requirements. Learn more.</description>
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  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Bottom of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal (Web)"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Acronym"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Cite"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Code"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Definition"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Keyboard"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Preformatted"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Sample"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Typewriter"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Variable"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Table"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation subject"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="No List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
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  &lt;p&gt;&#xD;
    
                    
    Independent seniors need safe and easy access to home
appliances to help prepare and cook meals, wash laundry and dishes, and chill
and freeze food. As individuals age, they have special safety considerations
that make them less alert or capable. Appliances must meet certain mobility,
vision, hearing, and other health requirements.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Whether you plan to live independently as you age or have a
loved one approaching retirement, it may be helpful to regard home appliances
with an eye toward ageing. Learn more about these practical home appliance tips
for independent seniors.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Avoid High-Tech Appliances
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Today's seniors were born around the 1940s and 1950s, which
can make the switch to high-tech appliances difficult. In fact, seniors may be
reluctant to delve into high-tech because they are disinclined to change
familiar patterns, are unable to see or hear well, and their brains struggle to
remember new processes.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When it's time to pick appliances for the elderly, keep in
mind that the digital features you love about your own refrigerator might not
work for them. Your grandparents probably never had a touchscreen grocery list
on their refrigerator. They are more likely to be accustomed to appliances with
minimal controls, simple features, and fewer options.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Install Senior-Friendly Appliances
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Many homes have floor plans with seniors in mind. Main level
living space, wide doorways and halls to accommodate wheelchairs, and grab bars
in bathroom make life accessible and safe. Appliances should also reflect the
needs of their users and be more senior friendly. This means an appliance
should address any medical or health conditions that come with age.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;i&gt;&#xD;
      
                      
      Refrigerators
    
                    &#xD;
    &lt;/i&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    This food saver should be larger rather than smaller to
accommodate bulk purchases, which makes the need for shopping less frequent.
Side-by-side models and models with a bottom freezer drawer are more easily
accessible. Look for well-lit, bright interiors so the user can easily see the
contents. Handles need to be long enough to easily grasp from a standing or
seated position.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;i&gt;&#xD;
      
                      
      Microwaves
    
                    &#xD;
    &lt;/i&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    These convenient appliances are a must for seniors because
they prepare food very quickly. Microwaves often eliminate the need to cook on
an open flame stovetop with its associated fire dangers. Choose models with a
loud notification beep for those that struggle with hearing. The oven should
offer a cook feature that senses and shuts off when food is cooked.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;i&gt;&#xD;
      
                      
      Stoves
    
                    &#xD;
    &lt;/i&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You can opt for a combination stove and oven unit or
individual wall oven and built-in stovetop. Pick an induction stovetop that
does not cook with a flame or radiant heat, which more easily cause burns and
fires. Make sure control knobs are easily accessible at the front rather than
located at the back of the stovetop.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;i&gt;&#xD;
      
                      
      Dishwashers
    
                    &#xD;
    &lt;/i&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Select a dishwasher with large, easy-to-turn control knobs
and a door that opens easily. You can also opt for a countertop dishwasher so
that users do not have to bend down to load and unload dishes.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;i&gt;&#xD;
      
                      
      Washers and Dryers
    
                    &#xD;
    &lt;/i&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Front-loading washers and dryers are the most convenient to
load and unload because they require little movement. Place them on a pedestal
if you want them a bit higher off the ground.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Regularly Check Appliances
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    While many seniors are capable of cooking their own food and
washing their dishes, they may not know how to deal with an appliance that
malfunctions or breaks. Some elderly people may feel they are an inconvenience
or a nuisance and do not ask for help. As a result, they may suffer while an
appliance does not function.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You can help a loved one remain independent when you have
appliances regularly checked. Periodic inspections ensure a piece of equipment
like a stove or microwave does its job. Sometimes an inspection can even reveal
safety hazards, such as bad wiring or insufficient wattage in older buildings.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Contact 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/property-management" target="_top"&gt;&#xD;
      
                      
      Robert Cottingham Property Management Co
    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
     for more information on senior apartments.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Practical+Home+Appliance+Tips+for+Independent+Seniors+Blog+Image.jpg" length="68429" type="image/jpeg" />
      <pubDate>Tue, 23 Feb 2021 07:03:09 GMT</pubDate>
      <guid>https://www.rcpmco.com/post-titleb22ea972</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Practical+Home+Appliance+Tips+for+Independent+Seniors+Blog+Image.jpg">
        <media:description>thumbnail</media:description>
      </media:content>
    </item>
    <item>
      <title>Benefits ofTransitioning From House to Apartment</title>
      <link>https://www.rcpmco.com/benefits-of-transitioning-from-house-to-apartment</link>
      <description>Moving from a house to an apartment? Take a look at these ways you'll be able to adjust in this new chapter of life and see what new things await.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/111.jpg" alt="4 People Smiling — Peoria, IL — Robert Cottingham Property Management Co." title=""/&gt;&#xD;
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  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
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  &lt;p&gt;&#xD;
    
                    
    Whatever circumstances lead to your move from a house to an
apartment, you're probably going through a lot in your life as you make the
transition. To make the process less complex and overwhelming, take a look at
these ways you'll be able to adjust in this new chapter of life. You may even
discover some benefits you wouldn't get anywhere else.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      New Chances
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    A house can hold a lot of memories, whether you've lived
there for a couple of years or most of your life. You may treasure many of
those times, while others are difficult and have upsetting associations. These
memories might be a reason you hesitate to move, but whether they're more
pleasant or more troubling, you can gain a lot from leaving them behind and
allowing them to remain only in your mind, not your walls. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When you move into a new home of any size, this gives you
the opportunity to start a new chapter in your life where you can create new
memories and enjoy new experiences without the influence of the old ones. You
might miss the old days in your previous home, but you'll open yourself up to
things you couldn't have done anywhere else.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Simple Living
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Many people collect trinkets and objects in their lifetimes,
holding on to things because they were gifts from a friend or a certain amount
of money was spent on them. When you have to fit the contents of a 2000 square
foot house into a 700 square foot apartment, though, you'll spend a while going
through your possessions and determining what you can keep and what you'll need
to say farewell to.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Many people appreciate the opportunity to reduce clutter and
get rid of unwanted, unused, and unloved piles of stuff. You can pass down
heirlooms to family members, give away furniture to friends who need it, or
sell off duplicate or unnecessary kitchen items. By eliminating everything you
don't love or need, you'll be able to furnish your apartment in comfort while
relishing the space you've just created. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Right Space
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Many people express that their homes feel too big and too
empty once their children grow up and move away. While the extra space can be
nice for holidays when kids come to visit, you don't have to retain a house
that's too much for you to keep up alone. If you move into an apartment, you'll
have a much more manageable amount of space to work with that won't feel empty
once visitors leave.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Growth Opportunities
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Apartment life gives you circumstances that you can use to
meet new people and make new friends, regardless of your stage of life. If you
live in a community that caters to your age group or situation, you can take
advantage of ready-made connections and get to know people who are going
through the same things you are. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You might even be able to learn from the others around you
how to handle situations that they've already gone through or help mentor
someone through a circumstance you've had to deal with. Solidarity can be a
crucial part of getting through a rough time in life, and your input could make
all the difference for someone who has to deal with less-than-optimal
conditions. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If you're looking for economically efficient housing in a
difficult stage of life, Robert Cottingham Company is here to help you along
the way. We work with the Department of Housing and Urban Development to assist
anyone in need of independent housing, whether those are seniors with limited
income or people with disabilities who struggle to find affordable
apartments. 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      
                      
      Contact us
    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
     today
and let us help you find your new home.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Sat, 23 Jan 2021 16:29:21 GMT</pubDate>
      <guid>https://www.rcpmco.com/benefits-of-transitioning-from-house-to-apartment</guid>
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    </item>
    <item>
      <title>4 Advantages of
Independent Living Complexes for Non-Drivers</title>
      <link>https://www.rcpmco.com/4-advantages-of-independent-living-complexes-for-non-drivers</link>
      <description>Learn about the amenities and features found in independent living complexes that cater to non-drivers and the advantages of living in a separate home.</description>
      <content:encoded>&lt;div&gt;&#xD;
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  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Closing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" SemiHidden="true"
   UnhideWhenUsed="true" Name="Default Paragraph Font"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Message Header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Salutation"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Date"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Note Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Block Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="FollowedHyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Document Map"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Plain Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="E-mail Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Top of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Bottom of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal (Web)"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Acronym"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Cite"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Code"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Definition"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Keyboard"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Preformatted"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Sample"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Typewriter"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Variable"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Table"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation subject"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="No List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
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  &lt;p&gt;&#xD;
    
                    
    If you no longer drive due to health restrictions or do not
own a car, your current living situation in a home may present problems when
you need to travel. When you move into an independent living complex, you not
only have your own place to live and manage, but everyday life without a car
becomes a lot easier.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Learn about the amenities and features found in independent
living complexes that cater to non-drivers and the advantages of living in a
separate home.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      1. Community Centers
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When you live in house alone and cannot drive, you are
presented with challenges when you want to go out and socialize with others.
Community centers found in independent living complexes can offer a solution. A
community center provides a place to meet up and hang out with other members of
the apartment complex.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You can make friends as you watch movies, share meals, and
participate in activities. Some community centers will have options like board
games or puzzles. When the center is within walking distance, you do not have
to worry about transportation or feel isolated without a vehicle to drive.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    The community center gives you a nice break from your home
and provides you with an outlet whenever you need it.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      2. On-Site Amenities
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Along with a community center, independent living
communities will provide you with on-site amenities so you don't have to travel
for specific services, like laundry services. You can walk to the laundry area
to do all of your washing and drying without the need to go to a laundromat.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Some of the communities will include a small general store
area so you can pick up snacks, drinks, or small necessities without the need
to arrange travel. The small shop is especially helpful if you only need a
quick little item and do not want to plan a big trip. Some locations may have
vending machines with quick snack and drink options as well.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      3. Scheduled Transportation Options
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When you need a bigger trip or want to visit other
locations, you can search for an independent living community with scheduled
transportation. Small vans or buses will bring residents out on scheduled
trips. During the trips, you will have plenty of time to go grocery shopping
and pick up the items you need.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    The scheduled trips allow you to plan ahead of time and know
exactly when you are going. You do not have to worry about paying for rideshare
trips or wait long for a ride back home. A van or bus provides plenty of space
to carry your grocery bags.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    In some apartments, you can arrange rides ahead of time so
you can plan and shop based on your own schedule.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      4. Public Transportation Options
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    The location of an independent living community often features
close proximity to public transportation options like a city bus. While a
scheduled van may provide grocery store options, a city bus gives you easy
access to other retail and dining experiences around the local area.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Public transportation is much cheaper than ride-share
options and can provide routes to a lot of common areas. Without the ability to
drive, you may seek public transportation for trips to the doctor's office,
movie theater, or the local shopping mall.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    After you move into an independent living community, you can
learn the bus routes and the best ways to access locations you seek. You will
have a lot more freedom to travel around and do not need to worry about owning
a car. In many places, the city buses will run most days of the week, providing
you with transportation options each day.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Plan out your new living experience with our apartment
options through 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        Robert Cottingham Property Management Co
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
    . We will help you find an apartment that fits your needs
and provides plenty of transportation options.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
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      <pubDate>Thu, 19 Nov 2020 20:08:07 GMT</pubDate>
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    <item>
      <title>Home Adjustments for Living With Disabilities</title>
      <link>https://www.rcpmco.com/home-adjustments-for-living-with-disabilities</link>
      <description>When you have a physical disability, everyday tasks can be a challenge. Make these adjustments to live your best life in the home you have.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog.jpg" alt="Man On A Wheelchair — Low Income Housing in Peoria, IL" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    When you have a physical disability, everyday tasks can be a challenge. Even the structure of your apartment or house can make your life harder than it has to be. Whether you've dealt with this your entire life or you recently started to live with a disability, you can make these adjustments to live your best life in the home you have. 
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    Ups and Downs
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  One of the first problems you may consider in a new home is how to deal with multiple floors. Many houses have more than one story and stairs from level to level, and apartment buildings are almost guaranteed to use staircases from floor to floor. If your disability involves limited mobility, paralysis, or anything else that gives you trouble with stairs, you'll have to make some adjustments.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Both homeowners and apartment dwellers can request a contractor to install a ramp from outside if you need to get upstairs to enter the building. Inside a house, you can install an elevator or stair lift to accommodate your wheelchair; in an apartment complex, you can put in a request with your landlord. You should still try to live on the ground floor if you can, in case of a fire or other emergency that renders your electric lift unsafe to use.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    Facilities and Fixtures
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  In your efforts to live independently wherever possible, you have more options available than individuals with disabilities have ever had before. For example, you can request to adjust most fixtures in your home, like door handles, thermostats, and light switches, so that you can reach them on your own. For the fixtures that can't move, like ceiling fan switches, you can add features that still enable you to control your environment yourself.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Bathrooms tend to be a problem area for many people with disabilities, but you can install grab bars at significant points, like next to the toilet and inside the shower, for as much independence as possible. If you renovate your bathroom, you can replace an ordinary bathtub facility with a disability-accommodating shower or install a grab bar or lift so you can get into the shower to wash on your own.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Your kitchen may be another space you find difficult to navigate, but you can make adjustments here as well. With lowered countertops and workspaces and a wide-open floor plan, you should be able to enjoy cooking and preparing food yourself.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  And for your entire home, you can have furniture for people with disabilities as well, such as high-support chairs or an adjustable bed.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    Walls and Halls
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  When choosing a new place to live, you'll want to make sure you can navigate the halls and rooms inside, which can be difficult in a wheelchair. Your standard doorways may not do the trick, so you'll likely want to widen them to get around the house or apartment with ease.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  If you have the money to build your own place or make extensive renovations, you can construct the house with the hallways wider; if you choose an apartment building, your landlord may accommodate you.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Living on your own with a disability is no easy task, whether you were born with it, lose function through an accident, or just grow too old to live in a home not designed for your needs. With the right tools and adaptations, you can still have a measure of your treasured freedom and independence in your everyday life.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Whether you're a senior adult or a young person with a challenging disability, 
  
                    &#xD;
    &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
      &lt;b&gt;&#xD;
        
                        
      Robert Cottingham Company
    
                      &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
   wants you to live independently in a home that's right for you. Get in touch today to see if you're eligible for our income-based housing options.
  
                    &#xD;
    &lt;br/&gt;&#xD;
  &lt;/p&gt;&#xD;
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      <pubDate>Mon, 19 Oct 2020 20:38:35 GMT</pubDate>
      <guid>https://www.rcpmco.com/home-adjustments-for-living-with-disabilities</guid>
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      <title>4 Advantages of Independent Living Apartments for Widowed Seniors</title>
      <link>https://www.rcpmco.com/4-advantages-of-independent-living-apartments-for-widowed-seniors</link>
      <description>Learn about the advantages associated with independent living and how a senior can help grieve and grow in the apartment community by reading this blog.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Robert+Cottingham+Property+Management-blog.jpg" alt="Smiling Senior Woman — Peoria, IL — Robert Cottingham Property Management Co" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    Losing a spouse after spending years together comes with many challenges and lifestyle changes. The home you once had for two people may be too much to take on. One of the more viable options for widowed seniors is an independent living apartment.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Geared exclusively towards older residents, a senior living community comes with many advantages, including widows who are adjusting to all different situations and lifestyles. Learn about the advantages associated with independent living and how a senior can help grieve and grow in the apartment community.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    1. Smaller Living Spaces
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  As an elderly couple grows older, the house size that once seemed essential could be far too big now. When children move out and a loved one passes away, there is a lot of living space for just a single person. An independent living community offers much smaller apartments that will decrease the costs and uptake for a senior.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  A single bedroom apartment still has enough space for a living area and kitchen, but everything is manageable. The living space is less daunting and a senior can spend years enjoying the cozy apartment.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    2. Affordable Options
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  A smaller living space comes with far fewer costs. The loss of a spouse could lead to a change in income and savings. Programs available through the Department of Housing and Urban Development will help keep costs down, especially when income is limited for a widowed senior.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    
                    
  The smaller living space will also result in much smaller utility bills, including electric and heating bills. A senior will not have to heat a whole house for just one person when an apartment can heat up space for much cheaper. The money saved will help goes towards television entertainment options, groceries, and healthcare costs.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Adjusting to the new lifestyle after the loss of a spouse includes a lot of lifestyle changes and budgeting for a smaller apartment will help make everything affordable.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    3. Community Resources
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Suddenly doing everything on your own comes with a lot of challenges. Finding an apartment comes with a number of resources to help get through everyday situations. For example, an apartment community may have laundry services and landscaping built into the amenities for the property.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  A majority of the apartment complexes will offer easy mobility options to access the apartment and surrounding areas. Free parking spots located right next to the apartment makes it easy for a senior to get in and out of the apartment. Even if the senior no longer drives, the parking spot allows for easy pick-up and drop-off options.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  With everything built into the community, a senior will easily manage their new lifestyle and help get through everyday functions that may have been done by the spouse or done together previously.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    4. Social Interactions
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  A senior who loses a spouse also loses out on the daily interactions and socializing. An apartment community gives a senior a chance to fill some of the social voids. Direct interactions with neighbors offer daily ways to greet and chat. A dedicated senior community will ensure that a senior is surrounded by people of similar ages. 
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Chances are that a senior can find connections with other widows who have been through similar circumstances. Apartment communities may also host events including cookouts and holiday celebrations. All of the elements combine to help a senior stay social and get interactions to help them through each day.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Some of the communities offer walking paths and other options so a senior can enjoy daily exercises and the experience of different seasons. The open areas also welcome guests so seniors can easily have family members come to visit.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Contact us at 
  
                    &#xD;
    &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
      
                      
    Robert Cottingham Property Management Co
  
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
   to find out more information on our independent living communities and ways to support the senior in your life. We will help choose an apartment to fit their needs and support the new lifestyle changes.
  
                    &#xD;
    &lt;br/&gt;&#xD;
  &lt;/p&gt;&#xD;
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      <pubDate>Fri, 18 Sep 2020 17:28:53 GMT</pubDate>
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      <title>Practical Tips to Help You Downsize</title>
      <link>https://www.rcpmco.com/practical-tips-to-help-you-downsize</link>
      <description>Those who want to transition to independent living facilities often find that they can't bring all their belongings. Use these tips to help you downsize.</description>
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  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="line number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="page number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="table of authorities"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="macro"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="toa heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Closing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" SemiHidden="true"
   UnhideWhenUsed="true" Name="Default Paragraph Font"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Message Header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Salutation"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Date"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Note Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Block Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="FollowedHyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Document Map"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Plain Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="E-mail Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Top of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Bottom of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal (Web)"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Acronym"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Cite"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Code"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Definition"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Keyboard"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Preformatted"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Sample"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Typewriter"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Variable"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Table"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation subject"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="No List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Mention"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Smart Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hashtag"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Unresolved Mention"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Smart Link"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Smart Link Error"&gt;&lt;/w:LsdException&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;    &lt;!--[if gte mso 10]&gt;
&lt;style&gt;
 /* Style Definitions */
 table.MsoNormalTable
	{mso-style-name:"Table Normal";
	mso-tstyle-rowband-size:0;
	mso-tstyle-colband-size:0;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-parent:"";
	mso-padding-alt:0in 5.4pt 0in 5.4pt;
	mso-para-margin-top:0in;
	mso-para-margin-right:0in;
	mso-para-margin-bottom:8.0pt;
	mso-para-margin-left:0in;
	line-height:107%;
	mso-pagination:widow-orphan;
	font-size:11.0pt;
	font-family:"Calibri",sans-serif;
	mso-ascii-font-family:Calibri;
	mso-ascii-theme-font:minor-latin;
	mso-hansi-font-family:Calibri;
	mso-hansi-theme-font:minor-latin;
	mso-bidi-font-family:"Times New Roman";
	mso-bidi-theme-font:minor-bidi;}
&lt;/style&gt;
&lt;![endif]--&gt;    &lt;!--StartFragment--&gt;    &lt;br/&gt;&#xD;
    &lt;!--[if gte mso 9]&gt;&lt;xml&gt;
 &lt;o:OfficeDocumentSettings&gt;
  &lt;o:AllowPNG&gt;&lt;/o:AllowPNG&gt;
 &lt;/o:OfficeDocumentSettings&gt;
&lt;/xml&gt;&lt;![endif]--&gt;    &lt;!--[if gte mso 9]&gt;&lt;xml&gt;
 &lt;w:WordDocument&gt;
  &lt;w:View&gt;Normal&lt;/w:View&gt;
  &lt;w:Zoom&gt;0&lt;/w:Zoom&gt;
  &lt;w:TrackMoves&gt;&lt;/w:TrackMoves&gt;
  &lt;w:TrackFormatting&gt;&lt;/w:TrackFormatting&gt;
  &lt;w:PunctuationKerning&gt;&lt;/w:PunctuationKerning&gt;
  &lt;w:ValidateAgainstSchemas&gt;&lt;/w:ValidateAgainstSchemas&gt;
  &lt;w:SaveIfXMLInvalid&gt;false&lt;/w:SaveIfXMLInvalid&gt;
  &lt;w:IgnoreMixedContent&gt;false&lt;/w:IgnoreMixedContent&gt;
  &lt;w:AlwaysShowPlaceholderText&gt;false&lt;/w:AlwaysShowPlaceholderText&gt;
  &lt;w:DoNotPromoteQF&gt;&lt;/w:DoNotPromoteQF&gt;
  &lt;w:LidThemeOther&gt;EN-US&lt;/w:LidThemeOther&gt;
  &lt;w:LidThemeAsian&gt;X-NONE&lt;/w:LidThemeAsian&gt;
  &lt;w:LidThemeComplexScript&gt;X-NONE&lt;/w:LidThemeComplexScript&gt;
  &lt;w:Compatibility&gt;
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   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
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  &lt;p&gt;&#xD;
    
                    
    In many cases, those who want to
transition to independent living facilities find that they can't bring all
their belongings along. If you are in such a situation, then you have to
downsize before you move. Downsizing is not an event but rather a process. Here
are some tips to help you downsize.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Downsize Gradually
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Many people struggle to downsize.
You might have the same problem if you have accumulated many things over the
years and have grown attached to them. You might especially struggle if you
leave the job until the last minute when you want to move.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Start early, as early as a few years
if possible, to make the job easy. For example, if you want to move after your
retirement, start to downsize three or two years prior to your retirement.
Don't accumulate more stuff you won't need during retirement and get rid of
superfluous stuff you already own.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Eliminate Rooms You Won't Have
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    One of the best ways to downsize is
to get rid of the things that belong in rooms you currently have but won't have
in your new home. That way, you won't struggle with where to put the items, and
you won't clutter your new home.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    For example, if you have a workshop
but won't have one in your new home, get rid of the items in your workshop. If
you have a gaming room now but won't have one in your new home, get rid of the
items in your gaming room. Otherwise, you might be tempted to squeeze them in your
bedroom (or any other room) and clutter your new home.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Eliminate Duplicates
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Another decluttering tip is to get
rid of duplicate items. This tip works great if you don't need more than one
item. For example:
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      

You can get rid of one bicycle
     if you have more than one
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      You can get rid of a pool table
     if you have two
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      If you have four kitchen pots,
     but you only use two, get rid of the extra couple


    
                    &#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Assess the duplicate items and keep
the newest ones or the ones in the best conditions.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Digitize If Possible
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Physical or analog items usually
occupy more space than digital items. You can save an enormous space if you
digitize your items. Below are some of the items you can digitize:
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      

Cassettes
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Pictures
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Documents


    
                    &#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    A dozen boxes of cassettes can
easily fit into a single thumb drive, computer hard disc, or external hard
drive. You can even upload and save some of the digitized content in the cloud.
Just ensure you don't get rid of critical documents, such as title deeds or
birth certificates, that you will always need hard copies of.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Involve Loved Ones
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Involve your loved ones in the
process. For one, the loved ones can help you manage the stress of downsizing.
Secondly, loved ones can help you with the physical effort of downsizing.
Lastly, the loved ones can keep the items you want to get rid of that they
still need. For example, a child who wants to keep their childhood toys can
have them.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Think Long-Term
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Lastly, you may be able to get rid
of many things if you think in the long term. Say you won't need your bicycle after
a few months. You can get rid of the bike and save its space for something you
will need in the long run.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Hopefully, the tips above will help
you downsize without much stress. Don't forget to use an experienced and
dedicated real estate company to help you with the transition. Robert
Cottingham Property Management Co has a variety of properties you can use for
your next phase in life. 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
      &lt;b&gt;&#xD;
        &lt;u&gt;&#xD;
          
                          
          Contact us
        
                        &#xD;
        &lt;/u&gt;&#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
     today so that we can organize
how to show you the affordable properties we have.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-08182020.jpg" length="40408" type="image/jpeg" />
      <pubDate>Tue, 18 Aug 2020 20:18:53 GMT</pubDate>
      <guid>https://www.rcpmco.com/practical-tips-to-help-you-downsize</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-08182020.jpg">
        <media:description>thumbnail</media:description>
      </media:content>
    </item>
    <item>
      <title>Questions to Ask When You Tour a Senior Living Community</title>
      <link>https://www.rcpmco.com/questions-to-ask-when-you-tour-a-senior-living-community</link>
      <description>Once you reach the age to retire, the option of living alone isn't always available. Read our blog to learn how to find the right senior living facility.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Image+Blog.jpg" alt="Couple Talking — Peoria, IL —Robert Cottingham" title=""/&gt;&#xD;
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   Name="line number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="page number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="table of authorities"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="macro"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="toa heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Closing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" SemiHidden="true"
   UnhideWhenUsed="true" Name="Default Paragraph Font"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Message Header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Salutation"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Date"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Note Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Block Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="FollowedHyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Document Map"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Plain Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="E-mail Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Top of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Bottom of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal (Web)"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Acronym"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Cite"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Code"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Definition"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Keyboard"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Preformatted"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Sample"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Typewriter"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Variable"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Table"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation subject"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="No List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
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  &lt;p&gt;&#xD;
    
                    
    Once you reach the age to retire, the option of living alone
isn't always available. The chores and maintenance necessary to run a home may
overwhelm you, and you don't always need all the extra space. At this point,
you may want to look into a senior living community.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    However, before you tour potential communities, you should
create a list of questions to ask so you can make a sound decision about the
right community. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      1. What Amenities Do You Offer?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    First and foremost, you want to ask what amenities are
available. Not every option is the same. Some have little to no outdoor areas,
which is a nature lover's nightmare. On the other hand, a senior community may
not have good air conditioning. You may need a home with air conditioning if
you don't have a portable AC unit to bring along, especially if you have one of
the following health issues:
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Heart disease
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Blood circulation problems
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Mental illness
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Obesity
    
                    &#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Certain medications may cause heat sensitivity issues as
well. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Additionally, when you compare the amenities of a senior
living community, you also want to inquire about laundry services as well as
what utilities you receive and if any limitations apply.
  
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    &lt;b&gt;&#xD;
      
                      
      2. Are You a Pet-Friendly Community?
    
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    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Pets have a 
    
                    &#xD;
    &lt;a href="https://www.caring.com/senior-living/assisted-living/benefits-of-elderly-owning-pets/" target="_blank"&gt;&#xD;
      
                      
      positive impact
    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
     on the health of seniors. One study concluded that a
pet may reduce your risk of a heart attack. Mentally, you may benefit because
pets reduce loneliness and stress. However, not every independent living
community allows them.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Therefore, if you have a pet that you just don't want to
live without or would like a companion to move in with you at an independent
living facility, you should ask if the community is pet-friendly. You also need
to request information about the specifics of the type of pet you can bring.
For instance, the community may have size requirements or only allow a certain
type or breed of animal.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Your pet may also need to have his or her vaccinations up to
date. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When you tour the facility, you should make sure you have
enough space outside if you would need to take your pet outdoors for exercise
or to use the bathroom.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
     Additionally, when you request information about the
pet-friendliness of an independent housing complex, you should ask about any
fees you might need to pay. 
  
                  &#xD;
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    &lt;b&gt;&#xD;
      
                      
      3. What Appliances and Furnishings Do You Provide?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If you choose to downsize, you want to know what items you
need to keep. You might also want to ask about how much space you have to get
an idea of what you can bring. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Additionally, if you don't already have a home full of
furniture, you may need to purchase some to fill the space in your new
residence. Moreover, you may need to purchase an oven, refrigerator, or other
appliances if the facility doesn’t provide those.  
  
                  &#xD;
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  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      4. Are the Houses or Apartments Handicap Accessible?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Mobility issues can interfere with your ability to live in a
senior community. However, a community may offer accommodations for seniors
with mobility issues, especially those in wheelchairs, to still live
independently. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Often, an apartment that caters to handicaps offers ramps
instead of steps at the entry. The doors and shower are often wider to let a
person move a wheelchair in the area easily. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Sometimes, even the counters are lower, so a person in a
wheelchair may cook easily. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When you choose a senior living community, you want one that
meets your needs and allows you to maintain your lifestyle as much as possible.
Therefore, you want to ask questions about the community to get a feel for what
you need, what the community offers, and if you can maintain your current lifestyle
with ease. These are just a reference, so you should think of other questions
that specifically pertain to your needs. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
    
                    
    Book a tour
  
                  &#xD;
  &lt;/a&gt;&#xD;
  
                  
   of one of the available facilities through
Robert Cottingham Management, serving various areas of Illinois, today. We
offer various amenities and several options for communities at an affordable
price.
  
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  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Image+Blog.jpg" length="210796" type="image/jpeg" />
      <pubDate>Wed, 15 Jul 2020 18:42:49 GMT</pubDate>
      <guid>https://www.rcpmco.com/questions-to-ask-when-you-tour-a-senior-living-community</guid>
      <g-custom:tags type="string" />
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    <item>
      <title>5 Great Ways to Get to Know Your Neighbors</title>
      <link>https://www.rcpmco.com/5-great-ways-to-get-to-know-your-neighbors</link>
      <description>Have you recently moved to a new housing community? Learn some great ways to get to know your new neighbors with the following tips.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-get-to-know-neighbors.jpg" alt="Senior Couple on Sofa — Peoria, IL — Robert Cottingham Property Management Co" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
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    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Have you recently moved to or are you planning to move to a new housing community soon? A lot of things have changed or will change — including your neighbors. If you want to learn some great ways to know your new neighbors, use the following tips.
  
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      1. Introduce Yourself
    
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    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    What better way to discover more about your fellow neighbors than to simply go up and introduce yourself? You could do anything from simply greeting others to going around with cookies. The manner of your introduction depends on your comfort level, the mannerisms of the other neighbor, and the effort you’re willing to put in.
  
                  &#xD;
  &lt;/p&gt;&#xD;
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    &lt;b&gt;&#xD;
      
                      
      2. Have a Welcoming Entryway
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If you’re not quite up to introducing yourself, at least let neighbors know that you happily welcome anyone who comes to your door. Things to include that will help a neighbor feel at home include:
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      A large welcome mat or sign
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      A pot or two of flowers
    
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    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      A few rustic or floral decorations
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      A wreath for a coming holiday or current season
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      A couple of comfortable chairs or a cozy bench or porch swing
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      A big porch light that you can turn on or turns on automatically
    
                    &#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Not all of these are required to imbue a friendly look to your front porch. Just one or a couple can make a neighbor feel comfortable and wanted.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      3. Learn Their Interests
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Whether you’re speaking to a neighbor for the first time or slowly getting to know them, one way to have a successful conversation is to get to know the other’s interests. Not sure how to approach the subject? A few ideas to learn more about a person include:
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Simply asking them about their life, such as about family members, work, hobbies, or big life events
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Noticing things around them, such as interesting knick-knacks, photos, or books in their home
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Talking about a common situation you’re both in, such as doing grocery shopping, going to the local gym, or even walking around the complex
    
                    &#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Any of these could be the icebreaker you need to learn more about your neighbor, find a friend, and expand your horizons.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      4. Join a Local Club
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Want to find neighbors interested in the same things as you? Discover what local clubs are around. Local clubs could include anything from sewing meetups to book club discussions.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Once you’ve found a club you’re interested in, you’ll automatically have a variety of people who usually share some common interests. You can either partake in a club’s getting-to-know-you portion or simply talk to the people around you. Topics might include your favorite character from a finished novel, a clever trick you know about quilting or sewing, or even the water conditions of local fishing holes.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Club discussions and simple conversation will often lead to long-lasting friendships and expanded neighbor circles.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      5. Take Part in Community Events
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Does your housing community have a clubhouse or host community events? Going to a weekly or monthly community event can help you get to know others. Whether you enjoy playing bingo, watching classic films, planning out a community garden, or putting on a play, you can get involved in the fun and camaraderie that community events can bring.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Community events are also a fun, natural way to bring everyone together and even put you in smaller groups to learn about neighbors who live both next door or down the street.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Find Friendly Housing With Us
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When you want to find affordable, comfortable, and friendly housing, turn to 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
      
                      
      Robert Cottingham Company
    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
    . We provide quality, low-income housing for seniors, individuals with disabilities, and other applicable adults. Discover what great housing opportunities and friendly neighbors await you.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Tue, 23 Jun 2020 19:04:27 GMT</pubDate>
      <guid>https://www.rcpmco.com/5-great-ways-to-get-to-know-your-neighbors</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-get-to-know-neighbors.jpg">
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    <item>
      <title>Low Income Seniors: How HUD Programs Help With Housing</title>
      <link>https://www.rcpmco.com/low-income-seniors-how-hud-programs-help-with-housing</link>
      <description>The United States Department of Housing and Urban Development (HUD), simplifies the process for finding housing. Learn more about their programs.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-hud-programs.jpg" alt="Smiling Senior Men — Peoria, IL — Robert Cottingham Property Management Co" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Everyone struggles to find affordable, clean, and safe rentals. The situation can seem even more complex for elderly individuals that survive on a fixed income. The United States Department of Housing and Urban Development (HUD), simplifies the process and is a resource many will find valuable.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
                      
      How HUD Helps
    
                    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Rental programs offered by HUD can help renters in many ways. The services offered help people to find rentals in their area. They offer voucher programs to help with the cost of rent and place restrictions on the rentals that require participating property owners to maintain their rentals to specific standards.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    The accessibility requirements of HUD-approved locations also benefit seniors with mobility issues. The rules ensure that all multi-unit housing complexes have a certain number of accessible units so all renters have an equal opportunity for a comfortable home. HUD supports the initiative Fair Housing Accessibility FIRST so new building codes meet accessibility needs.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
                      
      How Rentals Qualify
    
                    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    The property owner, and not a prospective tenant, must contact a HUD office to have their building approved by the agency for their program. The building must pass an in-depth inspection for acceptance and remain clean and maintained to the standards of the agency. If the building fails the inspection, HUD provides a checklist of the work to complete.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Once approved, HUD includes the property on a database for renters seeking a new home. Property owners also usually advertise their rentals as HUD-approved or Section 8-qualified. The HUD program pays a percentage of the rent and the tenant pays the rest. The payments from HUD go directly to the landlord, so tenants do not have to receive and transfer funds.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
                      
      Where to Begin
    
                    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Seniors that want to know if they qualify for subsidized housing can call or schedule a visit with a subsidized apartment complex. Depending on the HUD Program, qualifications may differ. It is important to find out if there is an age requirement or specific income limits. People that qualify are typically those that earn 
    
                    
                    &#xD;
    &lt;a href="https://eligibility.com/section-8" target="_blank"&gt;&#xD;
      
                      
                      
      less than 50 percent
    
                    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
                    
     of the median annual income in the rental area.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Individuals and families will need to fill out an application in order to go on a waiting list. The wait time varies based on the need in the area and the number of units available. Personal circumstances, like homelessness, can boost people to the front of the line. 
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    During the application process, you will be asked about your assets, income, and medical expenses in order to calculate the rent. Rent is about 30% of your adjusted gross income. 
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    When Refusals Occur
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Not everyone qualifies for HUD vouchers. Most refusals happen because of not meeting the income standard. A previous eviction from public housing for a drug conviction makes people ineligible for three years. A failure to produce the required documents or being in the country illegally will also cause a denial. Documents needed for the application are birth certificates, social security cards, and a state-issued photo ID. The agency must also verify income.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
                    
    Everyone wants to live in a safe and clean environment. Seniors that live on a restricted income can get help through HUD programs. At 
    
                    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
      
                      
                      
      Robert Cottingham Property Management Co
    
                    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
                    
    , we can help you determine if you qualify and assist with the application process. Contact us to learn more.
  
                  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Tue, 23 Jun 2020 19:00:45 GMT</pubDate>
      <guid>https://www.rcpmco.com/low-income-seniors-how-hud-programs-help-with-housing</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-hud-programs.jpg">
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    <item>
      <title>4 Exterior Senior Housing Features to Look For</title>
      <link>https://www.rcpmco.com/4-exterior-senior-housing-features-to-look-for</link>
      <description>Learn about exterior home features to consider and the benefits of the features as you plan a big move into senior independent housing.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-exterior-features.jpg" alt="Senior Woman Reading Newspapers — Peoria, IL — Robert Cottingham Property Management Co" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Senior living offers accommodations in a home as seniors downsize and seek out more accessible ways to live. As you look for independent housing, you should also consider the exterior of a home. Senior living locations offer exterior features to cater to various lifestyles, especially if you or a loved one enjoy the outdoors.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Learn about exterior home features to consider and the benefits of the features as you plan a big move into senior independent housing.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      1. Pull-Up Parking
    
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  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As you get older, you may choose new housing due to mobility issues. While a smaller apartment allows you to travel around easily, the exterior space is important too. Consider the parking spot location for the apartment.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Some apartments have drive-up parking, with your own dedicated spot located directly in front of the apartment you rent. When you go shopping, the close proximity to the vehicle makes a big difference when compared to larger lots. Bags are easier to carry inside the home and you will strain less when you take multiple trips to the car.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    During days with bad weather, you do not need to travel far to reach your vehicle. Easily access the car and avoid dangerous walking conditions.
  
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  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      2. Patio Areas
    
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    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If you enjoy the outdoors, you may want to look for one of the many apartments that feature patio spaces to relax on. The patios often feature enough space to place a chair and a small table. The area offers an ideal location to enjoy morning coffee, lunch, or dinner.
  
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  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Patio lights offer illumination so you can relax and enjoy some of the warmer nights. A number of the homes also feature lights on the patio area for full illumination. When daylight savings time ends and the sun goes down early, the lights still allow you to fully enjoy the porch area.
  
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  &lt;/p&gt;&#xD;
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      3. Walking Areas
    
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  &lt;p&gt;&#xD;
    
                    
    Along with the patio, look for housing with larger walking areas. Some housing developments will have a common area with walking paths and paved trails to easily access various parts of the property. In some cases, the sidewalks may extend throughout the whole complex and offer smooth walkways to exercise at on a daily basis.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As you look for senior housing, look up a full map of the property area. You will have a good idea of walking paths. You could also look into nearby walking areas and locations including parks or trails near the apartments. Knowing the locations available within walking distance could make a big difference on your daily routine.
  
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      4. Property Management
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As you adjust to the new lifestyle of your independent home, consider the services that will help with your everyday needs. Many senior housing locations feature property management to take care of exterior needs.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    For example, in the winter months, property management may shovel snow off walkways, help with ice removal, and plow the driveway locations to help offer snow removal and driving safety. During the spring and summer, landscapers will mow lawn areas, remove excess trees and branches, and eliminate any dead plants on the property.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You may also put in requests to help manage your apartment area and deal with any concerns. For example, if you have invasive vines growing on the exterior of your home, you may request for a vine removal. When you inquire about the apartment, seek the full list of property management details to know what you are responsible for and what the owners will take care of.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When the property management covers certain services, you will not have to strain or put in extra effort to complete physically challenging tasks.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  
                  
  For more information on senior housing options, contact us at 
  
                  &#xD;
  &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
    
                    
    Robert Cottingham Property Management Co
  
                  &#xD;
  &lt;/a&gt;&#xD;
  
                  
  . We have multiple properties available and will cater to your living needs.
  
                  &#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
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&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-exterior-features.jpg" length="58744" type="image/jpeg" />
      <pubDate>Tue, 23 Jun 2020 18:56:21 GMT</pubDate>
      <guid>https://www.rcpmco.com/4-exterior-senior-housing-features-to-look-for</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-exterior-features.jpg">
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    </item>
    <item>
      <title>3 Tips for Selecting Suitable Properties for In-Home Care</title>
      <link>https://www.rcpmco.com/3-tips-for-selecting-suitable-properties-for-in-home-care</link>
      <description>Seniors should live in a property conducive to in-home caregiving. Here are a few tips to follow to select a property suitable for in-home care.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/3+Tips+for+Selecting+Suitable+Properties+for+In-Home+Care.JPG" alt="Woman Helper Holding Tray with Foods — Peoria, IL — Robert Cottingham Property Management Co" title=""/&gt;&#xD;
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      With the increase in the number of older citizens, one issue that must be addressed is how to ensure these individuals receive the care and help they need. As an individual ages, they may need help managing chronic medical problems, recovering from an injury, or living with dementia. Or, they may require assistance with household chores and cooking. 
    
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      One solution that some families consider is hiring in-home care for their senior family member. If you plan to use in-home care for your senior loved one, it's important that they live in a 
      
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      &lt;span&gt;&#xD;
        
                        
        property conducive to in-home caregiving. Here are a few tips to follow to select a property suitable for in-home care. 
      
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        1. Inquire About the Procedures for Adding a Resident to the Property
      
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      When a senior citizen moves into a new rental, they have to sign a lease that states the terms, conditions, and expectations associated with living in the property and renting from the landlord or property management company. As you tour potential spots, see what the procedure is for adding an additional resident after your loved one has signed the lease.
    
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      Some seniors only need in-home care for a few hours each day or a couple days a week to help them with certain activities or for medical procedures. However, some seniors need around-the-clock care. This is especially common for individuals who have dementia.
    
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      See what you need to do to move in a caregiver after your loved has signed the lease. You'll likely need to tell the property management company about the caregiver, and you may need to provide information about them. The landlord may have to approve the caregiver and add an addendum to the lease. 
    
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      You should also ask when the landlord views the caregiver as an additional resident. For example, if 
    
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      your
    
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       loved one has surgery and will require extensive around-the-clock care for a couple of weeks, this may not be long enough for the caregiver to be viewed as a resident. 
    
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      &lt;b&gt;&#xD;
        
                        
        2. Search for a Property 
      
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      &lt;b&gt;&#xD;
        
                        
        With
      
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         Sufficient Space
      
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      If your loved one will likely need live-in help, either presently or in the future, you'll want to search for a property with sufficient space. This will ensure that the caregiver has a place to sleep, rest, or relax when they're off duty. 
    
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      Remember, not all caregivers provide medical care, and many seniors don't initially need a lot of medical care. Some senior citizens need a hand with tasks around the house and meal preparation.
    
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      It's possible to work out an arrangement where the caregiver has free room and board in exchange for their help. An extra bedroom will give you more options for your loved one's in-home care. 
    
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      &lt;b&gt;&#xD;
        
                        
        3. Check That the Property Is Suitable for Mobility Limitations
      
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      One reason that some seniors require in-home care is injuries or conditions that reduce their mobility. They may need physical therapy for their recovery, or they might have to adapt to using adaptive devices and mobility implements.
    
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    &lt;span&gt;&#xD;
      
                      
      Many seniors benefit from staying in a space that they're familiar with. You should check that potential properties can adapt to your loved one's needs if they develop or already have a mobility limitation.
    
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      Hallways and doorways should be wide enough for a wheelchair to pass through. The property should have grab bars in the bathrooms or be willing to let you install them. Ideally, properties should be one story and located on the lower level. If the property has stairs, check that an elevator is on-site or that your loved one can fully live on a single level.
    
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    &lt;/span&gt;&#xD;
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  &lt;br/&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      &lt;span&gt;&#xD;
        &lt;!--StartFragment--&gt;        &lt;span&gt;&#xD;
          
                          
          Ready to look for properties for your senior relative? Contact Robert 
        
                        &#xD;
        &lt;/span&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          Cottingham
        
                        &#xD;
        &lt;/span&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
           Property Management Co to 
        
                        &#xD;
        &lt;/span&gt;&#xD;
        &lt;a href="https://www.rcpmco.com/properties"&gt;&#xD;
          &lt;span&gt;&#xD;
            
                            
            explore our offerings
          
                          &#xD;
          &lt;/span&gt;&#xD;
        &lt;/a&gt;&#xD;
        &lt;span&gt;&#xD;
          
                          
          . 
        
                        &#xD;
        &lt;/span&gt;&#xD;
        &lt;!--EndFragment--&gt;        &lt;br/&gt;&#xD;
      &lt;/span&gt;&#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Wed, 15 Apr 2020 20:50:45 GMT</pubDate>
      <guid>https://www.rcpmco.com/3-tips-for-selecting-suitable-properties-for-in-home-care</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/3+Tips+for+Selecting+Suitable+Properties+for+In-Home+Care.JPG">
        <media:description>thumbnail</media:description>
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    </item>
    <item>
      <title>Where
Should Your Senior Parents Live?</title>
      <link>https://www.rcpmco.com/where-should-your-senior-parents-live</link>
      <description>Seniors have many living options. If you are struggling to decide where your senior parent should live, check out these possibilities.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-img-2.jpg" alt="Senior Parents — Peoria, IL — Robert Cottingham Property Management Co" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Your
parents gave you a great place to live while growing up, so when they
start to get old, it's time for you to repay the favor. Seniors have
many living options, and all options have their own pros and cons. If
you are struggling to decide where your senior parent should live,
check out these three possibilities.
  
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&lt;/div&gt;&#xD;
&lt;h2&gt;&#xD;
  
                  
  1.
With You

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    Many
people simply move their senior parents into their home, which comes
with many perks for everyone involved. You and your parent will get
to spend lots of time together, which can be crucial during these
later years, especially for your parent.
  
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  &lt;p&gt;&#xD;
    
                    
    Loneliness
can be detrimental for anyone, and older people are often more
secluded. They may not be able to get out to interact with people, or
everyone they know may already be gone. According to a University of
California, San Francisco study, over 40 percent of seniors felt
lonely. Plus, loneliness can increase the risk of mortality by 26
percent, and it increases the risk of dementia by 64 percent.
  
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  &lt;p&gt;&#xD;
    
                    
    For
this reason, having your loved one in your home with family will
help, but the downside is the cost if your parent is disabled. With
minor disabilities, such as low vision, you can make a few
inexpensive changes around your house to make the home safer for your
parent. However, if they need constant care and attention, you may
not have time to give them proper care or the money to hire help.
  
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&lt;/div&gt;&#xD;
&lt;h2&gt;&#xD;
  
                  
  2.
In a Nursing Home

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  &lt;p&gt;&#xD;
    
                    
    For
seniors who need a lot of attention and care, a nursing home may be
the better idea. In a nursing home, your loved one gets
round-the-clock care, so even if they need something in the middle of
the night, someone is there to help. Nursing homes also create a
schedule for your loved one, and many facilities provide activities
to do, such as Bible readings, movies, bingo, etc.
  
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  &lt;p&gt;&#xD;
    
                    
    CNAs
who work in nursing homes are often overworked and underpaid,
however, and with so many other patients, your loved one may not get
as much attention as they need. In severe cases, this can lead to
neglect.
  
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  &lt;p&gt;&#xD;
    
                    
    If
you do need to put your elderly parent in a nursing home, make sure
you shop around for the best home for your loved one. Make sure to
visit any nursing home before you send your parent there. While
there, watch how the staff treats other patients and each other. Make
sure the place is clean and the residents seem happy.
  
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&lt;h2&gt;&#xD;
  
                  
  3.
Senior Community

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  &lt;p&gt;&#xD;
    
                    
    Finally,
if your parent is still capable of taking care of themselves but they
would like to be surrounded by people their own age, it may be best
for them to move into a senior community. These communities allow
your loved one to continue to care for themselves, but if help is
needed, it is usually readily available.
  
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  &lt;p&gt;&#xD;
    
                    
    Many
senior communities also have club houses, salons, or other facilities
so your parent doesn't even have to travel far for services and
entertainment. Many also provide buses to local stores, which is
great for seniors who can no longer drive.
  
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&lt;div data-rss-type="text"&gt;&#xD;
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  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Last,
one of the biggest advantages to living in a senior community is
being surrounded by similar people. Your parent may have a lot of
different experiences and beliefs than you, which can make them feel
isolated if they don’t have peers. Putting them with others who
have shared the same experiences can go a long way in helping your
parent make friends and stay social.
  
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  &lt;p&gt;&#xD;
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  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Above
all, make sure your senior parent is getting the care they need and
they are not isolated or lonely. If you would like to know more about
senior living or senior communities, 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        contact
us
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
     at
Robert Cottingham Company today.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-img-2.jpg" length="43678" type="image/jpeg" />
      <pubDate>Thu, 13 Feb 2020 20:41:45 GMT</pubDate>
      <guid>https://www.rcpmco.com/where-should-your-senior-parents-live</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-img-2.jpg">
        <media:description>thumbnail</media:description>
      </media:content>
    </item>
    <item>
      <title>Make
Your New Apartment Feel Like Home Right Away</title>
      <link>https://www.rcpmco.com/make-your-new-apartment-feel-like-home-right-away</link>
      <description>When you move into a new apartment, the unfamiliar space can take time to get used to. Follow these strategies to make your new apartment feel like home.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-img-1.jpg" alt="New Apartment With Moving Boxes — Peoria, IL — Robert Cottingham Property Management Co" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          When
you move into a new apartment, decorating the new place and
discovering favorite spots in your new apartment can be exciting. But
an unfamiliar space can still take time to get used to. Follow these
simple strategies to quickly make your new apartment or house truly
feel like home shortly after you move in.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h2&gt;&#xD;
  
         Plan
How You Want the Furniture Before You Arrive
        &#xD;
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&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          When
you first visit your new apartment home, start trying to envision it
as yours. Think about how you may arrange furniture in it to create a
comfortable, happy haven. Create a notebook devoted to the décor of
your new home and take notes when you get inspired. By giving
yourself time for anticipation, you can get even more enjoyment in
decorating your new home.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
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&lt;/div&gt;&#xD;
&lt;h2&gt;&#xD;
  
         Downsize
a Little Before Your Move
        &#xD;
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&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          Nothing
can make an apartment feel uncomfortable quite like being
overstuffed. Although the arrival of moving boxes can make the new
space feel messy at first, knowing that every item you are going to
unpack will have its place can give you peace of mind. So, try to
downsize before you make the move.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          Do
this by assessing each item before you pack it away. Useful items
should probably come with you. So should things that you truly adore.
If you are only holding on to something because it's part of a
collection or you received it as a gift a decade ago, you can
probably let it go. For a bit of a financial boost before your move,
you may even try selling items you no longer want.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h2&gt;&#xD;
  
         Set
Aside Your Favorite Things to Put up First
        &#xD;
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&lt;div data-rss-type="text"&gt;&#xD;
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  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          When
you are packing your things for the move, set aside a few favorite
works of art and cherished mementos. Put them in a box that you take
with you to your new home. That way, you may display items as soon as
you arrive. You can enjoy them before the movers arrive, and their
presence in your new place can immediately give it that wonderful
homey feeling.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h2&gt;&#xD;
  
         Choose
a New Scent for Your New Home
        &#xD;
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  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          Although
you may want a little bit of the feeling you had in your last home,
one of the best ways to make your new apartment feel like home is
starting new traditions and daily practices. For example, you may
choose a new scent for your new home, then get scented candles and
scented oil burners in the same matching smell.
         &#xD;
  &lt;/p&gt;&#xD;
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  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          According
to Psychology Today, the emotional response to smells varies widely
according to personal experiences, so choose a smell that evokes
positive feelings for you. That way, when you come home to your new
apartment, you can enjoy the wonderful smell you love. It can help
you immediately start building happy moments to remember there.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
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&lt;/div&gt;&#xD;
&lt;h2&gt;&#xD;
  
         Create
Well-Lit Spaces for Leisure or Work
        &#xD;
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&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          If
you plan to work in your home, make sure to set aside a separate area
for this. The space should be well-lit. Whether you choose a spot by
a large window for adequate natural light or buy a few lamps to light
up dark spaces, a well-lit area is conducive for both making your new
home look and feel comfortable while also being optimally functional
for your daily needs.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          You
can also switch all the
          &#xD;
    &lt;span&gt;&#xD;
      
           lightbulbs
          &#xD;
    &lt;/span&gt;&#xD;
    
          in
your new home to give the place a warmer glow. Filament bulbs in the
bathroom can give it a softer glow for luxurious bubble baths. You
may choose bulbs with a lower wattage for certain areas such as the
sitting area where you'll be watching television.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          Finally,
contact the caring team at
          &#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      &lt;u&gt;&#xD;
        
            Robert
Cottingham Property Management
           &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
          today
to find your next home. We provide economically efficient apartments
to fit any budget. By working in conjunction with the Department of
Housing and Urban Development, we are proud to help connect our
clients with great places to comfortably call home.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-img-1.jpg" length="32136" type="image/jpeg" />
      <pubDate>Thu, 13 Feb 2020 20:39:24 GMT</pubDate>
      <guid>https://www.rcpmco.com/make-your-new-apartment-feel-like-home-right-away</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-img-1.jpg">
        <media:description>thumbnail</media:description>
      </media:content>
    </item>
    <item>
      <title>4 Questions to Ask Prospective Housing If You Have a Disability</title>
      <link>https://www.rcpmco.com/4-questions-to-ask-prospective-housing-if-you-have-a-disability</link>
      <description>When you have a disability, finding suitable housing can be difficult. See four questions to determine if a property may be right for you before you visit.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-%2801-28-2020%29.jpg" alt="Man Sitting on a Wheelchair while Holding a Dog — Peoria, IL — Robert Cottingham Property Management Co" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;                                              According to the Centers for Disease Control, 
  
                    
                    &#xD;
    &lt;a href="https://www.cdc.gov/media/releases/2018/p0816-disability.html" target="_blank"&gt;&#xD;
      
                      
                      
    25 percent of Americans
  
                    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
                    
   have a cognitive or physical disability that impacts major life activities. When you have a disability, finding suitable housing can be difficult.
  
                    
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;!--StartFragment--&gt;                                              While the Americans with Disabilities Act (ADA) has accessibility requirements that apartment complexes must meet, these requirements only apply to common areas, not the individual units themselves. Additionally, older government-subsidized apartments are not required to follow
  
                    
                    &#xD;
    &lt;!--EndFragment--&gt;    &lt;!--StartFragment--&gt;                                              specific accessibility requirements, such as the requirement that 
  
                    
                    &#xD;
    &lt;a href="https://www.naahq.org/news-publications/housing-accessibility-requirements-addressing-misconceptions" target="_blank"&gt;&#xD;
      
                      
                      
    5 percent
  
                    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
                    
   of total units must be fully accessible.
  
                    
                    &#xD;
    &lt;!--EndFragment--&gt;    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;!--StartFragment--&gt;                                              Thankfully, the internet, as well as your phone, can be extremely useful in your apartment search. Here are four questions to ask to determine if a property might be right for you before you visit in person.
  
                    
                    &#xD;
    &lt;!--EndFragment--&gt;    &lt;br/&gt;&#xD;
    &lt;!--EndFragment--&gt;  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h2&gt;&#xD;
  
                  
                  
  1. Are They Pet-Friendly?

                
                &#xD;
&lt;/h2&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      If you have a service animal, you need to find a place to live that allows your service animal as well. The ADA defines a service animal as a dog that performs tasks for people with sensory, physical, intellectual, psychiatric, or mental disability. People who are seeing impaired, hearing impaired, have a seizure disorder, or have autism often have service dogs.
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      Emotional support animals are not protected under the ADA guidelines, however. They provide companionship and may comfort those with emotional difficulties, but they do not typically perform tasks for you as a service dog would.
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      While emotional support animals do not qualify under ADA guidelines, they may under the Fair Housing Act (FHA). This act protects people with disabilities from being discriminated against. Under the FHA, a landlord cannot refuse to house someone with a service animal. In most cases, the landlord will ask for documentation that proves you have a certified, qualifying service or support animal.
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h2&gt;&#xD;
  
                  
                  
  2. What Kind of Accessible Apartments Do They Offer?

                
                &#xD;
&lt;/h2&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      If you need an apartment that can accommodate a wheelchair, you will need a barrier-free unit. This is a unit that either has everything you need on the ground floor, including ramps, or has an elevator you can use to get wherever you need to go in the complex.
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      A barrier-free unit also has things like a modified kitchen so you can pull your wheelchair up to the sink. They also have wide hallways, doorways, and large enough bathrooms to accommodate a wheelchair. Light switches, outlets, and the thermostat must also be accessible to someone in a wheelchair.
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      If you are seeing or hearing impaired or have another type of disability, you need an accessible unit. This is a unit that meets or exceeds the ADA requirements for disabled persons, such as grab bars in the bathtub. Many apartments qualify as both barrier-free and accessible. Carefully consider your abilities as well as limitations when considering available housing options.
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h2&gt;&#xD;
  
                  
                  
  3. What Kind of Amenities Do They Offer?

                
                &#xD;
&lt;/h2&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      Onsite amenities aren't important to everyone but for some, having certain amenities on the premises can make life a lot easier. For example, if you have mobility issues or are vision impaired, accessible laundry facilities on the grounds will make washing your clothing far less a chore than having to go to a commercial 
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      laundromat
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      .
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      Some apartment complexes have scheduled outings, recreation centers, community centers, beauty salons, and even small grocery stores. These options can provide you with socialization opportunities, make exercising and grooming easier, and ensure you always have the bare necessities without hassle.
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h2&gt;&#xD;
  
                  
                  
  4. What Forms of Public Transportation Are Available?

                
                &#xD;
&lt;/h2&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      Many people with disabilities are unable to drive. If this describes you, be sure to check if the prospective complex is on the city bus route or is close enough to the places you need to go to that a taxicab or rideshare is affordable. Some communities also offer special transportation for those with a disability.
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      If you are disabled and looking for a place to call home that fits your unique needs, Robert 
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
      Cottingham
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
       Property Management Co. has many properties that may accommodate your requirements. 
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
                        
        Contact us
      
                      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
                      
       today to learn more or schedule an appointment to view one of our units.
    
                    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Tue, 28 Jan 2020 02:40:18 GMT</pubDate>
      <guid>https://www.rcpmco.com/4-questions-to-ask-prospective-housing-if-you-have-a-disability</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-%2801-28-2020%29.jpg">
        <media:description>thumbnail</media:description>
      </media:content>
    </item>
    <item>
      <title>How to Optimize Your Home to Make Living With Limited Mobility Easier</title>
      <link>https://www.rcpmco.com/how-to-optimize-your-home-to-make-living-with-limited-mobility-easier</link>
      <description>A living space that you create with mobility in mind can enhance your life in many ways. Consider these tips for optimizing your home to help you thrive.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blogimgmods1.jpg" alt="Man on Wheelchair — Peoria, IL — Robert Cottingham Property Management Co" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;br/&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;!--StartFragment--&gt;  &lt;p&gt;&#xD;
    
                    
    When you move into a new apartment or home, the newness of it can feel exciting. A new space is a chance to start all over again. If you have limited mobility, this is the perfect time to alter the design and decor of the home to better suit your needs. A living space that you create with mobility in mind can enhance your life in many ways. Consider these tips for optimizing your home to help you thrive.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Assess the Lighting of the Home
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Every area of your home should be well-lit. If the room doesn't naturally have enough overhead light, add lamps that you will easily be able to reach. When possible, choose high-wattage light bulbs to help brighten each room, too.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;!--StartFragment--&gt;  &lt;p&gt;&#xD;
    
                    
    Another simple adjustment that can make life much easier is changing your light switches. Make sure that the on and off switches for each room are easily within your reach. You may choose to get a system where you can simply clap your hands to turn lights on or off. Alternately, you may look at whether adding a bit of smart home technology can make your life easier.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Place Handrails Where You Need Them
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Handrails along the bathtub and by the toilet can make life easier and safer if you have limited mobility. Assess your home to see if they are needed elsewhere, too. If you only have limited mobility for a short time, you can even get bars that are temporarily installed with suction cups. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Place Extra Tables Where You May Need Them
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If you are in a wheelchair or need to sit down most of the time, make sure that you have counter space and tables that are convenient to reach in every room. For example, you may not be able to lower counter space in the kitchen if you are renting a home, but you can place a long table in the kitchen that's at just the right height for you to easily prepare food. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As another example, if you plan to snack or do an activity like knitting while watching TV, putting a small side table in the room can make life much easier than trying to reach a low coffee table. Go through every room of your new home to determine which activities you will most often be doing in the room, then make sure that you get enough tables for each room to match your plans.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Secure All Rugs
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If you like to use area rugs in your home, make sure they are secured to the ground. You may use non-slip grips to keep them in place. Also, make sure that all your carpeting is leveled out and even. If the flooring has bumps or areas where you could trip on installed carpet, ask your landlord about replacing the carpet or fixing the problematic spot. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Consider the Placement of All Furniture
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    One simple, often overlooked way that life can be made easier is arranging your furniture for practical reasons. Go from room to room looking at each piece of furniture. Consider whether each piece serves a practical purpose in the room and also whether it could better serve you elsewhere.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You may also want to consider how items are placed on the furniture. For example, if you have a bookshelf but cannot reach the top shelves easily, place all the books you want to use on the lower shelves. You can then use the higher shelves to store things that you don't often use or to display decorations for aesthetic purposes. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Add Lower Closet Bars
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Adding lower closet bars is one simple modification that you can do without altering the apartment home in any way. Removable closet bars are available from many home stores, and they only take seconds to install in your closet. If you can’t reach the high bar in your closet, this addition can make your space more functional.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Finally, contact the 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
      
                      
      Robert Cottingham Company
    
                    &#xD;
    &lt;/a&gt;&#xD;
    
                    
     today to discuss your housing needs. Our


    
                    &#xD;
    &lt;!--StartFragment--&gt;                            company is locally owned and operated, and our caring team can help you find the right affordable living situation to fit your needs and the comfortable lifestyle you want to have.
    
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;!--EndFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;div&gt;&#xD;
    &lt;br/&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blogimgmods1.jpg" length="283565" type="image/jpeg" />
      <pubDate>Mon, 23 Dec 2019 20:38:36 GMT</pubDate>
      <guid>https://www.rcpmco.com/how-to-optimize-your-home-to-make-living-with-limited-mobility-easier</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blogimgmods1.jpg">
        <media:description>thumbnail</media:description>
      </media:content>
    </item>
    <item>
      <title>Housewarming Party
Ideas for Parents Moving to a Senior Community</title>
      <link>https://www.rcpmco.com/housewarming-party-ideas-for-parents-moving-to-a-senior-community</link>
      <description>A housewarming party is a great way to introduce your parents to their new residence and lifestyle when they move into a senior community. Try these ideas.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/4.png" alt="Seniors Smiling — Senior Community in Peoria, IL" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      
                      
      In an American Association of Retired Persons (AARP) study, 
      
                      &#xD;
      &lt;a href="https://www.forbes.com/sites/bartastor/2018/04/15/90-of-older-people-want-to-live-at-home-maybe-not/#fd7d425c799c" target="_blank"&gt;&#xD;
        
                        
        90 percent
      
                      &#xD;
      &lt;/a&gt;&#xD;
      
                      
       of seniors said they wanted to remain in their homes. This presents a challenge for adult children who want to show their parents that a senior living facility will be as much of a home as the house they leave behind. A housewarming party is a wonderful way to introduce your parents to their new residence and lifestyle.  
    
                    &#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;b&gt;&#xD;
        
                        
        Invite Diverse Party Guests
      
                      &#xD;
      &lt;/b&gt;&#xD;
      &lt;b&gt;&#xD;
      &lt;/b&gt;&#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      
                      
      Change the party list you normally use for family events. Include the close friends and family members that always come to your get-togethers and add a few extra names. Some additions to include are a few of the neighbors from their prior residence and some residents from their new community. 
    
                    &#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      
                      
      Including previous and new neighbors can help to create a bridge between your parents' past and their future. The visit from the neighbors they have known for years can help them see that they can maintain their current relationships. The introduction to new neighbors can help them to make more friends and feel more comfortable and welcome. 
    
                    &#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;b&gt;&#xD;
        
                        
        Request Only Useful Gifts
      
                      &#xD;
      &lt;/b&gt;&#xD;
      &lt;b&gt;&#xD;
      &lt;/b&gt;&#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      
                      
      Usually, housewarming gifts include items that someone establishing a household for the first time will need. Your mom and dad probably already have a toaster, decorative items, and pots and pans. Request that guests who want to bring gifts only choose items your parents will find useful. 
    
                    &#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      
                      
      Include a brief list of gift ideas for the guests to consider. Gift cards to local salons or grocery stores are examples of beneficial items. Consider giving a computer to your parents if they are not already online. Social media makes it easier to stay in touch with loved ones, and about 
      
                      &#xD;
      &lt;a href="https://www.seniorliving.org/research/" target="_blank"&gt;&#xD;
        
                        
        45 percent
      
                      &#xD;
      &lt;/a&gt;&#xD;
      
                      
       of adult Americans aged 65 and older are active on Facebook. 
    
                    &#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      
                      
      Another option is to suggest gifts that help seniors to stay independent. Some products available today include devices that make it easier to open jars. Suggest button hooks and zipper pulls if they have limited dexterity. A bath or shower chair or motion-activated nightlights can help to prevent accidents so their independence lasts as long as possible. 
    
                    &#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      
                      
      Recommend affordable items and make certain to mention on the invitation that gifts are optional. Many of the neighbors and friends of your parents may also live on a fixed income. You do not want to discourage attendance from people that feel they can only attend if they bring something. 
    
                    &#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      &lt;b&gt;&#xD;
        
                        
        Play a Few Games
      
                      &#xD;
      &lt;/b&gt;&#xD;
      &lt;b&gt;&#xD;
      &lt;/b&gt;&#xD;
    &lt;/p&gt;&#xD;
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    &lt;p&gt;&#xD;
      
                      
      A party should always have a few activities, and games are a fantastic way for your loved ones to have a good time and make happy memories of their first day in their new home. Small gatherings or parties that include a lot of mobility-challenged guests can include card games, bingo, and board games.  
    
                    &#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
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    &lt;p&gt;&#xD;
      
                      
      If the weather permits, try to engage everyone in a few outdoor games. Horseshoes, a beanbag toss, and lawn bowling are fun activities that everyone can play at their own pace. Even grandchildren or other young guests will enjoy these activities. 
    
                    &#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
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    &lt;p&gt;&#xD;
      &lt;b&gt;&#xD;
        
                        
        Give a Keepsake Later
      
                      &#xD;
      &lt;/b&gt;&#xD;
      &lt;b&gt;&#xD;
      &lt;/b&gt;&#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      
                      
      Take a lot of photographs of the party guests and the activities. Buy a greeting card for all attendees to write a brief note inside. Include the pictures and the card in a scrapbook along with old photographs taken in the family home. The gift can help your parents realize that the move into their new home is just another chapter in their story. 
    
                    &#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;p&gt;&#xD;
      
                      
      Independent living communities are happy, safe, and comfortable homes. At 
      
                      &#xD;
      &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
        
                        
        Robert Cottingham Company
      
                      &#xD;
      &lt;/a&gt;&#xD;
      
                      
      , we provide amenity-rich senior communities at an affordable price for residents with a limited income. Contact us to learn more, or visit our website to view the locations.  
    
                    &#xD;
    &lt;/p&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
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      <pubDate>Sat, 12 Oct 2019 16:37:07 GMT</pubDate>
      <guid>https://www.rcpmco.com/housewarming-party-ideas-for-parents-moving-to-a-senior-community</guid>
      <g-custom:tags type="string" />
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    </item>
    <item>
      <title>A Checklist for Cleaning Your Rental When You Downsize</title>
      <link>https://www.rcpmco.com/a-checklist-for-cleaning-your-rental-when-you-downsize</link>
      <description>This blog will help you clean your home so you can get that security deposit back when you downsize. Read on to learn more about this process.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Cleaning.jpg" alt="Rental Cleaning — Vacuum Cleaner in Peoria, IL" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    One of the downsides to moving out of your rental home to downsize into a brand new home or apartment is that you now have the task of cleaning out the place. Once you've found the right home to suit your needs, cleaning quickly so you can enjoy your new house is likely a priority. This guide will help you clean your home so you can get that security deposit back and enjoy your brand new home as soon as possible.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    In Every Room
  
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    &lt;/b&gt;&#xD;
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    &lt;br/&gt;&#xD;
    
                    
  The first thing you want to do in every room is repair any holes in the walls with putty. Then, give the walls, baseboards, and ledges a good wipedown. If the ceiling has light fixtures in place, give them a dusting and then head to the windows with some glass cleaner. Each room also likely has electrical outlets, light switches, and door knobs that need to be wiped down as well.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Finally, pay close attention to the carpets and floors. If you have hard floors, sweep and mop. If you have carpet, vacuum the carpet and consider carpet shampooing if you have stains.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    In the Bathroom
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  The bathroom is one of the most difficult rooms to clean before you move out, unfortunately. One reason for this is the fact that the bathroom has so many nooks and crannies, but another reason is that you also have to deal with several unique surfaces: counters, toilets, shower tiles, and sinks.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  The tub and shower requires a lot of scrubbing, especially if you have tough soap scum in place. If you have grout in the bathroom, you might bleach it to ensure it looks its best before heading to the toilet for a scrub. In addition to cleaning the bowl, make sure you wash the seat, lid and underneath the lid. You may need to replace the toilet seat if you can't get it clean enough.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  After you clean the counters, sinks, and mirrors, check out the exhaust fan. If you haven't cleaned it out before, it is likely full of dust. Get all the dust out before you sweep and mop.
  
                    &#xD;
    &lt;br/&gt;&#xD;
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    &lt;b&gt;&#xD;
      
                      
    In the Kitchen
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Downsizing to a new home might mean you have less kitchen space in the near future, but for now you have to contend with lots of cabinets and drawers. Take out those liners and wash the shelves and cabinet fronts with some cleaner.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Next, hit the countertops with some disinfectant and a rag. Disinfect and shine your sink and the faucet before you head to the refrigerator. Take everything out of the refrigerator and soak the drawers. Scrub every shelf with cleaner and let the drawers dry before you put them back.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  The stove and oven is another difficult spot to clean, but it is necessary if you want to get your deposit back. You can use baking soda and vinegar to scrub the oven and run the self-clean cycle if it needs it. Take the shelves and drip pans out of the oven and wipe them with steel wool. You can also use steel wool on the burners. If your burners have aluminum liners, you can replace them rather than try to scrub them totally clean.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Next, run the dishwasher again and wipe it down. Take out the filter and remove any crumbs and debris.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
    In the Garage
  
                    &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    
                    
  Your garage most likely needs to be swept, but you should also ensure your vehicle did not drip any oil on the ground. If it did, do your best to clean it up. You can clean the oil with special cleaner meant to pick up oil and then use a plastic scraper to pick up the debris that forms. Keep in mind that this process can take several hours.
  
                    &#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;u&gt;&#xD;
      &lt;a href="/" target="_top"&gt;&#xD;
        
                        
      Robert Cottingham Property Management
    
                      &#xD;
      &lt;/a&gt;&#xD;
    &lt;/u&gt;&#xD;
    
                    
   understands that you may need to downsize to a new home, and you certainly don't want to spend all that time cleaning simply to move into a new home that requires more cleaning. We ensure that you have a home that suits your needs and desires. Call us today to meet with a member of our team.
                  &#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Wed, 11 Sep 2019 21:08:11 GMT</pubDate>
      <guid>https://www.rcpmco.com/a-checklist-for-cleaning-your-rental-when-you-downsize</guid>
      <g-custom:tags type="string" />
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    </item>
    <item>
      <title>How Does Income-Based Housing Work and How Can You Qualify?</title>
      <link>https://www.rcpmco.com/how-does-income-based-housing-work-and-how-can-you-qualify</link>
      <description>Through subsidized housing programs, the federal government encourages affordable housing options. Learn how to qualify for this income-based housing.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog+img.jpg" alt="Property Management — Orange and Gray Building in Peoria, IL" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Do
you want a more affordable living arrangement? With housing costs
rising all the time, more and more Americans of all ages and
backgrounds are looking for a good quality, less expensive option. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    The
good news is that the federal government can help you reach this
goal. Through subsidized housing programs, they encourage affordable
housing options in the market. Here is what you need to know about
how to qualify for and use this housing solution.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      What
Is Affordable Housing?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    The
income-based housing programs designed by the federal government
operate in one of two ways. The first is a tax credit for developers
to build housing that will provide affordable rental units. Builders
create housing that qualifies and then receive a tax credit to repay
some of their costs. The goal of this program is to increase the
number of homes available in high-demand areas.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    The
affordable housing programs that most renters then encounter come
into play after these or other homes have been built. The government
aims to keep such rental homes affordable. To do that, they offer
federal subsidies that pay a portion of the rent for qualified
consumers. Generally, most income-based housing calls for the renter
to pay 30% of their income toward rent — then the government will
pick up the remaining tab.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      How
Do You Qualify for Affordable Housing?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Does
affordable housing sound like a good match for you? Then learn the
rules and requirements for qualification. First, you must
generally be able to prove that you are a U.S. Citizen or a legal
resident. Some people need extra time to gather this paperwork
together, so start early. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Secondly,
your income — based on family size — must be below a certain
threshold each year. The Department of Housing and Urban Development
(HUD) releases this information annually, and thresholds are based on
the area in which you want to live, among other factors. Income is
generally verified by your tax returns, income statements, or
paycheck stubs, so have these ready. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    In
addition to income and residence requirements, you generally must be
able to pass a background check. While not all convictions would
disqualify you from subsidized housing, certain serious offenses like
violence and drug charges could be a problem. Finally, you may also
be asked about your past rent history to see if you're a good
tenant. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      How
Can You Improve Your Chances?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;a&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
    
Because affordable
housing is in such demand today, you may find yourself on a wait list
for an apartment. If this is common in your area, apply to be placed
on several wait lists just in case it takes some time for one to open
up again.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If
you are a senior citizen (over the age of 62) or have a disability,
you have extra opportunities to qualify for rentals that focus their
benefits on these groups. Take advantage of these options (often
called Section 202 housing) first, since you'll have a smaller pool
of candidates to compete with. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Another
way to increase your likelihood of finding a good home is to be
honest and upfront during the application process. If you have some
black mark on your history — such as an honest dispute with a
past landlord or trouble with stable employment — be open about it.
Landlords know that people's circumstances can sometimes be
complicated. They are more likely to work with you if you're honest
with them. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Where
Should You Start?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Ready
to learn more about how to find and qualify for top-quality and
affordable housing? Meet with an experienced landlord who works with
income-based homes. At 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        Robert
Cottingham Property Management Company
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
    ,
we can help you find a great new home among our outstanding Illinois
properties. Call today to make an appointment.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Fri, 16 Aug 2019 15:44:03 GMT</pubDate>
      <guid>https://www.rcpmco.com/how-does-income-based-housing-work-and-how-can-you-qualify</guid>
      <g-custom:tags type="string" />
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    </item>
    <item>
      <title>Top Reasons to Downsize After Retirement</title>
      <link>https://www.rcpmco.com/retired-downsize-robert-cottingham-property-management-co</link>
      <description>If you recently retired and are struggling to keep up with the demands of your home, it might be time to downsize. This blog discusses a few reasons why.</description>
      <content:encoded>&lt;div&gt;&#xD;
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   UnhideWhenUsed="true" Name="toc 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 9"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footnote text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footer"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="35" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="caption"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="table of figures"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="envelope address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="envelope return"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footnote reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="line number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="page number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="table of authorities"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="macro"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="toa heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Closing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" SemiHidden="true"
   UnhideWhenUsed="true" Name="Default Paragraph Font"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Message Header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Salutation"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Date"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Note Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Block Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="FollowedHyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Document Map"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Plain Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="E-mail Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Top of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Bottom of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal (Web)"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Acronym"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Cite"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Code"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Definition"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Keyboard"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Preformatted"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Sample"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Typewriter"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Variable"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Table"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation subject"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="No List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Mention"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Smart Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hashtag"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Unresolved Mention"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Smart Link"&gt;&lt;/w:LsdException&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;    &lt;!--[if gte mso 10]&gt;
&lt;style&gt;
 /* Style Definitions */
 table.MsoNormalTable
	{mso-style-name:"Table Normal";
	mso-tstyle-rowband-size:0;
	mso-tstyle-colband-size:0;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-parent:"";
	mso-padding-alt:0in 5.4pt 0in 5.4pt;
	mso-para-margin-top:0in;
	mso-para-margin-right:0in;
	mso-para-margin-bottom:8.0pt;
	mso-para-margin-left:0in;
	line-height:107%;
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  &lt;p&gt;&#xD;
    
                    
    Moving may not be something you are looking forward to, yet
it might be something you know you should do now that you are retired. If you
recently retired and are struggling to keep up with the demands of your home,
it might be time to downsize. A lot of seniors downsize once they retire, and
here are some of the top reasons for this.
  
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      You No Longer Need the Space
    
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    A top reason many people downsize is simply to have less space. If you lived in the house you are in for many years and raised your children there, your home is most likely too big for you. It may have multiple bedrooms when you only need one, and it might have all kinds of extra space that you do not need.
  
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    Living in a house that is too big for your needs doesn't make a lot of sense, which is why downsizing is such a popular event when people reach the age of retirement.
  
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      You Want a Home With Less Upkeep
    
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    A second common reason for downsizing is to eliminate the work you have related to keeping up your house. A bigger house requires a lot more work than a smaller one. In addition, family homes often have yards. Yard work is not only time-consuming but also strenuous. If you are tired of taking care of the yard you have, why not consider moving?
  
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    A lot of seniors look for low-maintenance homes when they downsize. Apartment communities are an example of low-maintenance homes. When you rent an apartment, you will often no longer have to do any yard work.
  
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    The property management company that manages the community usually takes care of all the work the yard or surrounding landscaping needs. This includes mowing and things of that nature, as well as snow removal.
  
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    &lt;b&gt;&#xD;
      
                      
      You Want to Free Up Money
    
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  &lt;p&gt;&#xD;
    
                    
    One of the top reasons people downsize is to save money. If you recently retired, you might own your home outright. While this is nice because you don’t have a mortgage payment, think of all the expenses you do have with the house. By selling your house and moving into an apartment, you might save money in the following areas:
  
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        Utilities. 
      
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      Not only is it less expensive to heat and cool an apartment, some communities pay for all or some of your utilities.
    
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      &lt;i&gt;&#xD;
        
                        
        Repairs.
      
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       If your home is relatively old, it may need some repairs in the near future, such as a new roof or new HVAC system. These expenses are costly, and you could avoid them by moving into an apartment.
    
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      &lt;i&gt;&#xD;
        
                        
        Hired labor. 
      
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      As mentioned above, a big house requires a lot of work. If you cannot physically take care of mowing the grass or cleaning your house, you might have to pay someone to do these things, and these expenses can add up.
    
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  If you compare the expenses of your current home to an apartment, you might find that moving to an apartment community may free up a lot of cash each month.
  
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    One other thing to consider is the amenities you can find in senior apartment communities. Many of these communities offer community areas, activities, and access to local shops or attractions. If any of these things interest you, start looking for a new apartment to rent so you can start reaping the benefits offered by downsizing.
  
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  &lt;p&gt;&#xD;
    
                    
    If your house is too big for you and requires too much work each week, why not consider downsizing? If you decide to do this, contact 
    
                    &#xD;
    &lt;a href="http://www.rcpmco.com/low-income-apartments/seniors" target="_top"&gt;&#xD;
      &lt;b&gt;&#xD;
        
                        
        Robert Cottingham Property Management Co.
      
                      &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
    . We specialize in helping seniors find affordable and attractive housing suitable for their needs and their budgets.
    
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    &lt;br/&gt;&#xD;
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&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/b4.jpg" length="77564" type="image/jpeg" />
      <pubDate>Sat, 03 Aug 2019 20:53:12 GMT</pubDate>
      <guid>https://www.rcpmco.com/retired-downsize-robert-cottingham-property-management-co</guid>
      <g-custom:tags type="string" />
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    </item>
    <item>
      <title>Gray Divorce? 3 Housing Choices to Help You Move Forward</title>
      <link>https://www.rcpmco.com/gray-divorce-3-housing-choices-to-help-you-move-forward</link>
      <description>If you find yourself going through a divorce during or near your retirement years, use these three key tips to move forward smoothly.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Robert-Cottingham-Onsite-Blog-Gray-Divorce-3-Housing-Choices-to-Help-You-Move-Forward-docx.png" alt="Retirement — Senior Sitting At The Park in Peoria, IL" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
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    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
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    &lt;span&gt;&#xD;
      
                      
      So-called gray divorce is increasingly common as the population of seniors grows each year. No divorce is ever pleasant, but a late-life divorce comes with unique challenges that you must address in order to protect yourself and your finances. 
    
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    &lt;/span&gt;&#xD;
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    &lt;span&gt;&#xD;
      
                      
      If you find yourself going through a divorce during or near your retirement years, here are three key things to do with your housing situation to be able to move forward.
    
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  1. Downsize Expenses

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      Any divorce changes your income and expenses — for better or for worse. Until you get a full handle on all the financial implications of your breakup, be very conservative with your money. Even new sources of income, such as alimony or child support, may not be permanent or may be a challenge to receive on a regular basis. 
    
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      How can you plan conservatively? Assess your monthly budget based on worst-case scenarios, such as paying alimony or losing a significant portion of your retirement funds. Look for affordable housing that will free up the largest buffer in your budget — at least until you have a firmer plan for the future.
    
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    &lt;span&gt;&#xD;
      
                      
      Even if you can stay in the family home, you may find that selling it and renting an apartment or home provides a simpler and more stable budget. Even if the rent is somewhat equal to your old house payment, you won't have additional bills like property taxes, homeowners insurance, and utility costs for a larger home. 
    
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&lt;h2&gt;&#xD;
  
                  
  2. Simplify Your Life

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      As you decide what to do with the next chapter of your life, especially this close to retirement, you’ll do well to reduce outside stresses and complications. Running the marital home, for instance, not only takes more money than paying for a smaller and simpler place to live but also adds complexity to your life at a time when you likely want to avoid that.
    
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      If your spouse was the one who handled the daily needs of keeping up a home, you may now be unsure what to do about maintenance, repairs, renovations, decorating, and budgeting. In this case, apartment living takes away many of those concerns so you can focus on yourself and your needs. Property managers take care of broken appliances while landscapers handle the yard work and the landlord makes renovations. 
    
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&lt;h2&gt;&#xD;
  
                  
  3. Avoid Sudden Moves

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      Many people react to a divorce by making large-scale and sudden changes in other parts of their lives. They might move to an entirely new city or state. They may change jobs, go on long vacations, or make large purchases. They could find themselves adding or dropping other relationships or pulling away from established support networks.
    
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      While the urge to make a big change is normal, it's particularly hazardous for seniors. A senior who finds themselves in sudden debt or looking for a new job creates potential economic instability that could damage their lifestyle now as well as threaten retirement goals. And leaving behind your emotional support system can put a single senior at risk for depression, isolation, and health problems.
    
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      Of course, one spouse generally must move out of the home, and both spouses may have to relocate. In this case, rent where there is a strong community for seniors like yourself. Senior housing often offers amenities like group meetings, social events, outdoor activities, and shared life experiences with your neighbors. If you can land in a welcoming and positive community, you have peace of mind and time to assess things.   
    
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      At the 
    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
        Robert 
      
                      &#xD;
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      &lt;span&gt;&#xD;
        
                        
        Cottingham
      
                      &#xD;
      &lt;/span&gt;&#xD;
      &lt;span&gt;&#xD;
        
                        
         Company
      
                      &#xD;
      &lt;/span&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
      , we specialize in aiding seniors find the right home for their lifestyle and interests. If you've found yourself facing the financial upheaval that comes with a late-life divorce, call today to learn what benefits our propertie
    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
      s can add to your next chapter.
    
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&lt;/div&gt;</content:encoded>
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      <pubDate>Tue, 25 Jun 2019 19:14:04 GMT</pubDate>
      <guid>https://www.rcpmco.com/gray-divorce-3-housing-choices-to-help-you-move-forward</guid>
      <g-custom:tags type="string" />
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    <item>
      <title>Dos and Don'ts of Improving a Home's Value Before Downsizing</title>
      <link>https://www.rcpmco.com/dos-and-don-ts-of-improving-a-home-s-value-before-downsizing</link>
      <description>Many older homeowners downsize when they don't need as much space. Learn how to increase the value of your home before you move into independent housing.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Dos+and+Don-ts+of+Improving+a+Home-s+Value+Before+Downsizing.jpg" alt="Property Management — Modern Paint in Peoria, IL" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
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    &lt;br/&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Many
homeowners have a plan to downsize when they grow older and don't
need as much space. Moving into independent housing is a fantastic
reason to sell a home, hopefully for more than the seller bought it
for years ago. Of course, you also want to maximize the amount you
sell the home for. Increasing the value of the home is a great place
to begin the journey.
  
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  &lt;p&gt;&#xD;
    
                    
    These
tips will help you increase the value of your home before you move
into independent housing.
  
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    &lt;b&gt;&#xD;
      
                      
      Do
Paint the Interior of the Home
    
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    One
way to maximize the value of your home is to spend money painting the
interior. If you want to invest your money in painting just a few
rooms, the kitchen is a good place to invest. Begin with a neutral
color scheme and try to use higher quality paints to assure the buyer
that the current look will be acceptable for years to come.
  
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      Don't
Install a Luxury Tub
    
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    Unless
your bathroom has a tub already, it may not be worth it to install a
brand new tub with jets. Tubs often go unused, even if they seem like
a fun idea at first. A walk-in shower may be more desirable for
buyers focused on the future.
  
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      Do
Invest in New Windows
    
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  &lt;p&gt;&#xD;
    
                    
    Energy
efficient windows prevent the need for your buyers to worry about the
efficiency of the temperature inside the home. New windows prevent
drafts and also provide adequate insulation from the weather and
outside noises.
  
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    &lt;b&gt;&#xD;
      
                      
      Don't
Install a Swimming Pool
    
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  &lt;p&gt;&#xD;
    
                    
    While
some people look at a built-in swimming pool as an investment in the
home's value, your buyers might look at it as an expense. Swimming
pools cost money each month to maintain, and if you live somewhere a
pool is not easy to use throughout the year, you might actually turn
some of your potential offers away.
  
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    &lt;b&gt;&#xD;
      
                      
      Do
Replace Appliances
    
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  &lt;p&gt;&#xD;
    
                    
    Replacing
current appliances with new ones is a fantastic way to upgrade the
look of the home, especially the kitchen. Make sure that the new
appliances are energy efficient to entice buyers. In addition, keep
in mind that stainless steel appliances are sure to pique the
interest of buyers.
  
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  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Don't
Assume a Yard Is Enough
    
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    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Many
people assume that a buyer will be happy with simply having a
backyard. If you want to make your yard attractive to a buyer,
consider installing a deck or other unique feature outside. Buyers
like to envision themselves in the outdoor area, but they may be less
likely to buy your home if the backyard looks like a lot of work.
  
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    &lt;b&gt;&#xD;
      
                      
      Do
Add Another Bathroom
    
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    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If
your home only has one bathroom, adding another is a great way to
entice buyers. An additional bathroom is especially intriguing to
buyers who have several children.
  
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  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Don't
Underestimate the Costs of Renovations
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Renovations
cost more than many people initially believe they will. Many
homeowners who anticipate spending more than $10,000 renovating a
room could end up spending more than double this amount.
  
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  &lt;p&gt;&#xD;
    
                    
    Instead
of renovating an entire room, consider finishing an attic or turning
a basement into a den rather than trying to create an entirely new
space. The difference in cost can be dramatic.
  
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    &lt;b&gt;&#xD;
      
                      
      Do
Have a Plan in Mind
    
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  &lt;p&gt;&#xD;
    
                    
    Finally,
ensure that you have a solid plan in order for after you sell your
home. Sellers who already have an independent living situation lined
up after the sell will likely be less stressed out and less tempted
to make impulsive decisions.
  
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    &lt;a&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        Robert
Cottingham Property Management Co
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
     understands
the goal of downsizing or moving into independent housing. Call our
office today to discuss your goal for moving into independent living.
  
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  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Dos+and+Don-ts+of+Improving+a+Home-s+Value+Before+Downsizing.jpg" length="54634" type="image/jpeg" />
      <pubDate>Thu, 30 May 2019 06:31:20 GMT</pubDate>
      <guid>https://www.rcpmco.com/dos-and-don-ts-of-improving-a-home-s-value-before-downsizing</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Dos+and+Don-ts+of+Improving+a+Home-s+Value+Before+Downsizing.jpg">
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    </item>
    <item>
      <title>Time to Downsize? How to Stage Your Parents' Home Affordably</title>
      <link>https://www.rcpmco.com/time-to-downsize-how-to-stage-your-parents-home-affordably</link>
      <description>Do your parents want to downsize to a smaller living space? Read to learn about a few ways you can help them stage their home on a budget.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/mods_050119.jpg" alt="Housing — Clean Modern Living Room in Peoria, IL" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Housing
prices are climbing, but this doesn’t mean that Americans are
making much more money to continue living adequately. Many seniors
want to downsize, often because of limited earning potential,
disability, or retirement.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    With
so many other options available, many seniors make the decision to
seek housing elsewhere, and sell their own homes in the meantime.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If
this applies to your parents, you might be interested in ways to make
the home more appealing without buying new furniture.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Don't
Get Caught Up in Creating Overwhelming Smells
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Certain
smells are commonly associated with staging a home. Some people
advise the homeowners to bake a pie or cookies to make the home smell
pleasant. In truth, a more neutral aroma may be less distracting and
more likely to do the trick.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    One
trick to use with smells while you are staging is to go with
something light but seasonal. Jasmine in the springtime or faint
apple in the fall make for excellent choices.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Improve
the Lighting in the Home
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Staging
the home should involve checking out all the lighting features in the
house. If you are in the market to make some improvements to the
house, you might start here.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Recessed
lights look fantastic in almost any room, but you might still include
a floor lamp in each bedroom. Angled lights may work better in the
bathroom to ensure that you reduce glare and create a stable
appearance.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    And
of course, the kitchen may require that you focus on light grouping.
Lights should be placed where the next owner will be most likely to
need them.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    In
conjunction with lighting, consider painting some of the walls to
create a bit more personality. Painting one or two walls as accents
in a room can actually provide an intriguing sense of style that
works well with the lighting scheme you use.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Declutter
the Home Effectively
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Decluttering
the home makes it look fresh and livable. Obviously, you want the
next buyer to come in and feel comfortable; removing extra will do
just that. Additionally, you can move furniture around to create more
ample space where potential buyers can envision their own families
gathering.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    At
the same time, ensure you are not simply stuffing items in a closet.
People visiting the open house likely want to see the closets, so
your secret will be out.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Remove
Personal Items
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Decorate
the home in a way that allows a new buyer to step in. Make the buyer
able to envision what he or she would put in the home.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Additionally,
remove anything that will take the buyer out of the moment or make
them nosy about who you are. That means removing bills, mail, dirty
laundry, and pets from the home.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Give
the Outside Some TLC
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When
was the last time you focused on staging the porch area of the home?
Now is a great time to spruce it up with some plants or a new welcome
mat.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You
can also improve the look of the yard, perhaps with a new seating
arrangement or some flowers. Then, you are all set with a yard that
looks like a fantastic place to relax.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Get
an Outsider's Perspective
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Are
you still on the fence about encouraging Mom and Dad to downsize?
Selling a home can be a difficult process, but it is often worthwhile
for those who want to make some changes as time goes on.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;a&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;a href="https://www.rcpmco.com/" target="_top"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        Robert
Cottingham Property Management Co
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
     may
be able to help you through the process. We offer income-based
housing for seniors who meet certain requirements. Call us today to
discuss your options for downsizing your current home.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Tue, 30 Apr 2019 18:22:12 GMT</pubDate>
      <guid>https://www.rcpmco.com/time-to-downsize-how-to-stage-your-parents-home-affordably</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/mods_050119.jpg">
        <media:description>thumbnail</media:description>
      </media:content>
    </item>
    <item>
      <title>When Your Widowed Parent Starts Dating</title>
      <link>https://www.rcpmco.com/when-your-widowed-parent-starts-dating</link>
      <description>If a widowed parent starts to date, you might have mixed feelings. Know how to handle the relationship to avoid potential issues. These tips can help.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/When+Your+Widowed+Parent+Starts+Dating.jpg" alt="Low-Income Housing — Elder Couple Dancing in Peoria, IL" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When
a widowed parent starts to date, many people have feelings of
nervousness, hurt, betrayal, and fear. Concerns that the new love
interest will take the place of the lost parent are common. Problems
like this can drive a wedge between the parent and their child.
Knowing how to handle the relationship can help you avoid this
problem. Here's what you need to know.  
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Ask
Questions
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Ask
your parent the type of questions you would ask a friend or a sibling
who started to date. Find out some of the basic information about the
person, like their name, where they live, and if 

	
	
	
	



  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    they
have hobbies. You can ask where your parent likes to go on dates, how
long they’ve dated, and even how your parent feels about their new
potential partner. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Hold
back judgment, and encourage your parent to tell you more. Asking
questions and waiting to settle on your feelings about the situation
will help your parent feel comfortable revealing this personal
information. Doing this will establish the foundation for a good
relationship with your parent and their potential partner moving
forward.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Aim
for Friendship
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Get
to know your parent's love interest. When you're together, ask
questions to find out more about the person your parent is dating. Be
kind. Smile at the person, and reveal things about yourself. If your
parent feels comfortable, go out to lunch with the two of them, or
invite your parent and their potential partner to your home for a
meal.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Warm
exchanges will help pave the way for a good friendship later. If the
relationship lasts, you'll already have a healthy relationship with
your parent's new partner. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Know
When to Let the Relationship Take Its Course
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Keep
perspective while your parent is dating. Unless you have reason
to be concerned that your elderly parent is being abused or scammed,
allow the relationship to take its course.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Trying
to exert control could drive your parent away, causing a rift. If you
have reason to believe that your parent is being scammed or abused,
contact adult protective services to express your concern. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Be
There for Your Parent
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Your
parent may have conflicted feelings and uncertainty while they date.
Very likely, a long time has passed since your parent was involved
with another adult. If this is the case, your parent may need someone
to talk to throughout the relationship. Be there for your parent. Do
not allow this new development to interfere with your ability to
communicate with your parent. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Keep
up the same activities that you and your parent engaged in before
they started dating. For many people, these interactions include
regular phone calls, weekend dinners, or a weekly stop at their home
to see how they are. Take these opportunities to talk to your parent
and be supportive. Avoid the impulse to lecture your parent.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Consult
With Friends, Siblings, and Your Spouse
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You
may need support during this time. Talk to your friends, siblings,
and spouse to keep perspective and share your feelings. Staying open
about how you feel can help you prevent suppressed feelings of
sadness or anger.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If
your parent asks for your opinion or feelings, be honest even if you
feel conflicted. An open exchange will help your parent understand
your perspective and may give your parent more compassion for you in
the future.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Help
Your Parent If They Move In Together
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If
your parent makes the decision to move in with their love interest,
help them find a home and move in together. Show your support as your
parent takes this next step in the relationship. For more
information about senior housing, 
    
                    &#xD;
    &lt;a href="/" target="_top"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        contact
Robert Cottingham Company
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
    .
We're happy to answer your questions.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Tue, 26 Mar 2019 18:35:28 GMT</pubDate>
      <guid>https://www.rcpmco.com/when-your-widowed-parent-starts-dating</guid>
      <g-custom:tags type="string" />
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    </item>
    <item>
      <title>5 Ways to Keep Your Elderly Parent Engaged This Winter</title>
      <link>https://www.rcpmco.com/5-ways-to-keep-your-elderly-parent-engaged-this-winter</link>
      <description>Winter is a time when many seniors feel lonely. If you would like to help your senior relative stay engaged and feel less lonely, use these tips.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/5+Ways+to+Keep.PNG" alt="" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          Of the 34 million Americans over 65 years of age, more than 2 million suffer from depression. Winter is a time when many seniors become more isolated because weather conditions make travel difficult. This combination of depression and isolation can be very hard at this dark, cold time of year. If you would like to help your senior relative stay engaged and feel less lonely, use these tips.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           1. Set up a Regular Visit Time
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          Visit your parent on a regular basis. Many seniors do best when they maintain a routine, so set up a regular visit time that does not interfere with other activities like meal time, bedtime, or naps. Bring healthy snacks to eat or games to play. Coming prepared will make the visit more rewarding for both of you.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          If your parent is living in a senior community, the community may have specific visiting times. Check with the property management company to find out what the visiting times are, so you won't have to go home or cut your visit short.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           2. Attend Community Events Together
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          Check the schedules at your local community theater, civic center, and senior centers for indoor community events like plays, ballets, bingo games, contests, and home shows. Look for events that happen during the day so as to not interfere with your parent's bedtime routine or dinner plans.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          If your parent is living in a senior community, it likely has events on-site that you two could attend together. Find out the schedule, and then let your parent pick the events that sound most meaningful to them.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           3. Offer Rides to See Friends
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          Many seniors are isolated because they're afraid to drive (or cannot drive safely) and can no longer see friends. This is especially true in winter when the roads become icy and weather gets very cold. In a typical Illinois winter, below-freezing temperatures can isolate seniors for days or even weeks.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          Offer your parent rides to see friends and relatives. Stay to visit yourself, or drop them off and come back when the visit is over.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          If your parent lives in their own house, this might be a good time to talk about moving to a senior living facility where seniors can live among their peers. This will make it easier for your parent to make friends nearby and will reduce some of the burden you may feel to drive them around.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           4. Watch Movies Together
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          Stop by over an afternoon to watch a movie together. Since you're trying to combat any feelings of isolation that your parent might be feeling, keep the movie lighthearted. Your parent might enjoy a comedy or a musical. To ensure that you both enjoy the movie, ask your parent to suggest some titles, and then you can pick your favorite among the suggestions.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          Find out if your parent would like to invite friends to watch movies with you. If your parent lives in a senior community, it should be easy enough for your parent's friends to drop by. If your parent lives alone, you may need to pick them up on your way in.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           5. Help Your Relative With Internet Communication
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
          Many seniors struggle to use computers and email. Still, email is a good way for your parent to maintain contact with those who are far away. If your parent has a desktop or laptop computer, you may need to help your parent use it. If your parent does not have a computer of their own, offer to bring over a laptop and help them use it.
         &#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;!--StartFragment--&gt;           At Robert Cottingham Property Management, we help seniors like your parent enjoy life and stay engaged. If your parent currently lives on one of our properties,
         &#xD;
  &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
    
          call today
         &#xD;
  &lt;/a&gt;&#xD;
  
         to find out more.
         &#xD;
  &lt;br/&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Mon, 25 Feb 2019 20:00:19 GMT</pubDate>
      <guid>https://www.rcpmco.com/5-ways-to-keep-your-elderly-parent-engaged-this-winter</guid>
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    </item>
    <item>
      <title>4 Features to Look for When Choosing Senior Housing</title>
      <link>https://www.rcpmco.com/4-features-to-look-for-when-choosing-senior-housing</link>
      <description>Good senior housing can be hard to find. Take a look at what you need to consider when trying to pick somewhere you can age in place.</description>
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   UnhideWhenUsed="true" QFormat="true" Name="heading 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="9" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="heading 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="9" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="heading 9"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index 9"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" Name="toc 9"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footnote text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footer"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="index heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="35" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="caption"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="table of figures"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="envelope address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="envelope return"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="footnote reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="line number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="page number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="endnote text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="table of authorities"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="macro"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="toa heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Bullet 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Number 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Closing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" SemiHidden="true"
   UnhideWhenUsed="true" Name="Default Paragraph Font"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="List Continue 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Message Header"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Salutation"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Date"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text First Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Note Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Body Text Indent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Block Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Hyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="FollowedHyperlink"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Document Map"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Plain Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="E-mail Signature"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Top of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Bottom of Form"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal (Web)"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Acronym"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Address"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Cite"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Code"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Definition"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Keyboard"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Preformatted"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Sample"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Typewriter"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="HTML Variable"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Normal Table"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="annotation subject"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="No List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Outline List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Simple 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Classic 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Colorful 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Columns 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Grid 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 7"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table List 8"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table 3D effects 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Contemporary"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Elegant"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Professional"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"&gt;&lt;/w:LsdException&gt;
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  &lt;p&gt;&#xD;
    
                    
    Good senior housing can be hard to find. Knowing what to
look for can help you pick the right home for you. Here's what you need to
consider when trying to pick somewhere you can age in place. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      1. Walkability
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If your eyesight or reflexes are deteriorating or if you get
anxious behind the wheel (as many seniors do), you may benefit from living in a
walkable neighborhood. Walkability is what makes it possible for you to reach
businesses, services, and friends without driving a car. Walkability also makes
it easy for you to get exercise and stay in shape! Many things must come
together at once to make a home walkable. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;i&gt;&#xD;
      
                      
      Presence of Sidewalks
    
                    &#xD;
    &lt;/i&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Sidewalks enable you to walk relatively safely from one
location to another. When driving around a potential neighborhood, look for
sidewalks on all streets. Evaluate the condition of the sidewalks. Look for
cracks, raised areas, and potholes. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;i&gt;&#xD;
      
                      
      Proximity to Services
    
                    &#xD;
    &lt;/i&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Look for neighborhoods that are close to commercial areas
like grocery stores, strip malls, doctor offices, and pharmacies. Take into
consideration how far you can walk to determine which businesses are reachable
for you. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;i&gt;&#xD;
      
                      
      Public Transportation
    
                    &#xD;
    &lt;/i&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As you evaluate a home, find out whether or not that home is
close to public transportation hubs, like bus stops or shuttles. Nearby bus
stops make it even more possible for you to get around without a car. Some
properties do provide transportation services to and from the doctor’s office,
grocery stores, etc.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      2. Presence of Peers
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Living close to other seniors will help you fight feelings
of loneliness and isolation, which is a common problem that many seniors
experience. Find out how many people your age and older live in the community
where you are thinking about living. If loneliness is a particular concern of
yours, focus your home search on senior communities and housing, where many
seniors live in one location. Property activities can include: bingo,
cards/games, entertainment, seminars, and other resident association functions.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      3. Age-in-Place Features
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As you tour each house you're thinking about living in, look
for presence of age-in-place features. These features include grab bars in the
bathroom, excellent lighting, and nonslip floors. Carpeting is a good feature
for seniors because it's less slippery than tile and softer in the event of a
fall.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Even features like levers instead of door knobs are better
for seniors, because they're easier to grip. Although some changes can be made
after you move in, installing age-in-place features after moving in can be
expensive. You can save money and effort by moving in someplace where the
age-in-place features are already in place. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      4. Affordability
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As a senior, you may be living on a fixed income. If you're
not now, you may be soon. Affordability is critical at this time in your life.
Look for a place to live that you can comfortably afford. As you're researching
the affordability of each place you're considering, ask questions like:
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      How much does this property cost per month?
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      How often does the rent go up?
    
                    &#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      
                      
      Are there any extra fees to be aware of?
    
                    &#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    At Robert Cottingham Company, we provide HUD subsidized
housing. This means residents pay 30% of their adjusted gross income for rent.
Some utilities are even included in the rent. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Knowing how much you can afford to spend each month is
useful when you begin your home search. If you haven't made a budget yet, do so
now. If you're working with family members or a real estate agent to find a
place to live, communicate this information to the people who are helping you
search for a home. When everyone knows your budget, they can help you stay on
track. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Contact Us for More Information
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Finding a senior-friendly community can be a challenge, but
many good options are out there. For more information about which homes in your
community are best for seniors, contact an expert. At Robert Cottingham
Company, we're happy to answer any questions you might have about finding good
senior housing. 
    
                    &#xD;
    &lt;u&gt;&#xD;
      &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
        
                        
        Contact us today
      
                      &#xD;
      &lt;/a&gt;&#xD;
    &lt;/u&gt;&#xD;
    
                    
     to
find out more information.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/image1.jpg" length="83422" type="image/jpeg" />
      <pubDate>Thu, 24 Jan 2019 15:31:34 GMT</pubDate>
      <guid>https://www.rcpmco.com/4-features-to-look-for-when-choosing-senior-housing</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/image1.jpg">
        <media:description>thumbnail</media:description>
      </media:content>
    </item>
    <item>
      <title>The Social Benefits of
Independent Living</title>
      <link>https://www.rcpmco.com/social-benefits-of-independent-living-robert-cottingham-company</link>
      <description>How can independent living benefit you or your senior loved one? Learn about the many benefits independent living provides to seniors.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/12.jpg" alt="Social Benefits — Men and Women Eating together in Peoria, IL" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    One
of the biggest challenges of growing older is finding a way to
downsize, both physically and financially. As time moves on, more
people try to figure out where to live and how to remain healthy. The
truth is that independent living is a great solution.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    One
of the biggest benefits of independent living is that it takes away
pressure and strain put on caregivers and family members. It also
provides a fantastic social opportunity for seniors. In fact,
independent living can provide a significant boost in one's quality
of life thanks to the social life it can offer.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Are
you curious about the social benefits of independent living? Read on
to learn more.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Independent
Living Communities Offer Social Opportunities
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Many
people who consider independent living do not initially realize how
many social activities are available. From board game nights to
afternoon teas, anybody can find something they are interested in.
Best of all, these activities are available for individuals who might
otherwise struggle to have a healthy and active social life in their
former home.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Those
who choose independent living also benefit from opportunities for
help with transportation, housekeeping, and food services. This
provides seniors with more time for social activities and visiting.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When
the pressure of living with family members is taken away, seniors
also benefit from happy and fulfilling relationships with their loved
ones. Visits can be much less stressful than living together
full-time.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Finally,
these communities allow individuals to remain independent. With
independence, seniors do not have to rely on others to feel happy,
healthy, and fulfilled.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      The
Benefits of Social Living for Seniors
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Socialization
is actually quite important for seniors. For one, social manners and
behaviors can be lost with time if they are not used. Involvement in
the community is an investment that keeps the brain healthy.
Intellectual stimulation is important in the senior years, and
independent living communities often offer book clubs, art classes,
and even lectures that will keep the mind active in addition to the
body.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    A
rich social life provides a sense of safety and comfort. Seniors feel
surrounded by support and as if they can continue living life as
normal.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Isolation
and lack of social life can also lead to depression. A social life
involves feeling a sense of purpose and belonging. When people have
friends they can see each day, they feel like a real part of the
community, as if they are needed.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Additionally,
seniors without friends might stay at home more often than others,
which makes it much easier to dwell on sad parts of life. For
individuals who have lost loved ones, a social life is necessary
through the grief.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    An
active social life may be beneficial for individuals with dementia
because socialization promotes 
    
                    &#xD;
    &lt;a href="https://www.verywellhealth.com/activities-are-important-for-people-with-dementia-97704"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        cognitive
development
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
     and
stimulation.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Seniors
who lose self-confidence may also struggle with feelings of anxiety
and depression. As a result, they may have a more negative outlook.
This could have an impact on physical health issues in addition to
mental health concerns.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Independent
Living Is Available
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Living
in independent housing is one of the best things you can do for
yourself if you are seeking an enriching environment with social
opportunity. The good news is that many different types of housing
situations are available no matter your needs.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        Robert
Cottingham Company
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
     is
available to help you find housing that meets your needs or the needs
of your loved one. Call today to set up an appointment with a
professional who can help you find a new home in a social environment
if you are interested in independent living for yourself or your
loved one.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/12.jpg" length="92883" type="image/jpeg" />
      <pubDate>Wed, 09 Jan 2019 19:42:15 GMT</pubDate>
      <guid>https://www.rcpmco.com/social-benefits-of-independent-living-robert-cottingham-company</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/12.jpg">
        <media:description>thumbnail</media:description>
      </media:content>
    </item>
    <item>
      <title>Holiday Safety for Seniors</title>
      <link>https://www.rcpmco.com/holiday-safety-for-seniors</link>
      <description>If you're a senior, make sure that you have a safe and enjoyable holiday season by following these simple tips.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Holiday-Safety-for-Seniors.jpg" alt="" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    
The
holidays are a time when many seniors like to spend time with family,
decorate their apartment, have joyous celebrations, and eat good
food. The holidays are a busy and exciting time. For seniors, this is
also an important time to focus on safety and health. Holiday-related
accidents are common at this time of year.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Seniors
can protect themselves by coordinating with family and making smart
decisions. Here's what you need to know.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h3&gt;&#xD;
  
                  
  Decorate Safely

                &#xD;
&lt;/h3&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
      Many people want to decorate their apartment for the holidays. Keep decorations simple. Easy-to-assemble decorations that are light and 
    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
      nonbreakable
    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
       are best.
    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
       Put up a wreath on your wall or door. If you want to use candles, use battery-powered candles instead of traditional wax candles.
    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If you celebrate Christmas and want a Christmas tree, keep it small. Artificial trees are best because they require no watering. Ask a loved one to help you assemble your tree.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Keep the tree near the wall where it's plugged in, and install an easy-to-reach switch that will enable you to turn it on and off without bending down. Do not put the tree far from an outlet. The farther the tree is from an outlet, the more cords will be stretched around the floor. This is a tripping hazard.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h3&gt;&#xD;
  
                  
  Use Twinkle Lights in Addition to Regular Lights

                &#xD;
&lt;/h3&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;                          Maintain good lighting in your apartment. Do not rely solely upon light from your twinkle lights or Christmas tree when walking around your apartment. If large holiday decorations like your Christmas tree is blocking an 
  
                    &#xD;
    &lt;!--StartFragment--&gt;    &lt;span&gt;&#xD;
      
                      
    overhead light, move the decoration 
  
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
    to ensure that shadows are not cast around your apartment.
  
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;!--EndFragment--&gt;    &lt;!--EndFragment--&gt;  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h3&gt;&#xD;
  
                  
  Keep Plans Flexible

                &#xD;
&lt;/h3&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;    &lt;span&gt;&#xD;
      
                      
    Weather can get hazardous around the holidays. Snow, sleet and ice are common at this time of year. When making holiday plans with people from outside your facility, keep them f
  
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
    lexible to allow for changes in weather and problems relating to transportation safety. Watch the weather closely and be ready to make a change when a storm is approaching.
  
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;!--EndFragment--&gt;  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h3&gt;&#xD;
  
                  
  Hold Small Events at Your Apartment

                &#xD;
&lt;/h3&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
      Traveling from your home to relatives can be ch
    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
      allenging and even dangerous at this time of year. Instead of going out, hold small family events in your apartment and invite loved ones to come to you. Work with your 
    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
      facility to ensure that loved ones will have parking and know where to 
    
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
      go.
    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
      If you're unable to cook in your apartment, you can still serve cookies and treats and may even encourage loved ones to bring food for a potluck.
    
                    &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h3&gt;&#xD;
  
                  
  Get a Ride When Leaving

                &#xD;
&lt;/h3&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;    &lt;span&gt;&#xD;
      
                      
    If you must leave your apartment to go to someone else's home, get a ride. Driving
  
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      
                      
     at this time of year can be especially difficult, and many seniors do not feel safe driving themselves under these conditions. Make arrangements for a family member to pick you up and take you back to your apartment when the event is over.
  
                    &#xD;
    &lt;/span&gt;&#xD;
    &lt;!--EndFragment--&gt;  &lt;/p&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;h3&gt;&#xD;
  
                  
  Enjoy Community Events

                &#xD;
&lt;/h3&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
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    Many facilities will hold community events during the holidays. These events are designed to be safe and enjoyable for seniors, so take advantage of them. Going to these events is a wonderful way to enjoy the holidays in a safe, senior-friendly env
  
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    ironment.
  
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  Coordinate with Caregivers

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    If you have a caregiver who comes to your apartment regularly, this is a time of year when your caregiver might need scheduling flexibility. Your caregiver may have family events to attend. Find out in advance what your
  
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     caregiver's schedule will be.
    
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      If your caregiver takes you to your doctor or runs errands with you, you'll have to do these things when your caregiver is available. If you have scheduling needs, tell your caregiver as soon as you become aware. This will he
    
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      lp your caregiver make appointments that won't conflict with your schedule.
    
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  Touch Base With Your Physician

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    The holidays are a time when people eat too much and overexert themselves. Touch base with your doctor this December to ensure that the holidays aren
  
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    't getting in the way of your health. Your doctor may make dietary recommendations or may give stress relief tips to help you get through this busy time. Follow your doctor's advice to stay healthy.
  
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  Maintain a Routine

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    Routines reduce anxiety, make sleep easier, and help you maintain good health at the holidays. Continue to go to sleep at the same time every day. Avoid eating foods that are very different from the foods you normally eat. Eat meals at the same time. This may mean leaving some holiday events early or turning down certain invitations that would be too disruptive.
  
                  &#xD;
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  &lt;p&gt;&#xD;
    
                    
    Talk to your family and loved ones about your daily routine so that family events can be planned around your routine.
  
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  &lt;p&gt;&#xD;
    
                    
    For more information about holiday events at your facility, contact Robert Cottingham Company. We'll be happy to help. 
    
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&lt;/div&gt;</content:encoded>
      <enclosure url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Holiday-Safety-for-Seniors.jpg" length="80600" type="image/jpeg" />
      <pubDate>Tue, 20 Nov 2018 01:24:23 GMT</pubDate>
      <guid>https://www.rcpmco.com/holiday-safety-for-seniors</guid>
      <g-custom:tags type="string" />
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    <item>
      <title>Help Your Elderly Parent Move to a Senior Housing Facility</title>
      <link>https://www.rcpmco.com/moving-to-a-senior-home</link>
      <description>It's hard to help an elderly parent move to a senior housing facility. Follow these tips as you help your loved one make the move.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-RCPMCO.jpg" alt="" title=""/&gt;&#xD;
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  &lt;p&gt;&#xD;
    
                    
    It's
hard to help an elderly parent move to a senior housing facility.
Often, seniors have limited physical capability and are reluctant to
leave behind their old home. This makes moving a challenge. If you're
a relative of a senior who is making the transition from a house to a
senior home, you may find yourself helping your relative quite a bit.
These tips can help you and your relative through the moving
process.  
  
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      Scout
the Place Out
    
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    Your
senior relative's transition to the new home will be easier if the
facility is well-suited for your relative's needs. Before they sign a
lease, spend time exploring the facility thoroughly. If the house has
grounds outside which include activity rooms, or other amenities, pay
a visit to each one. Interview the property manager or supervisor to
find out whether the facility is well-managed.
  
                  &#xD;
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  &lt;p&gt;&#xD;
    
                    
    Find
out details about visiting hours, how often rates are raised, the
minimum age to live in the facility, whether or not utilities are
included, if the facility has access to public transportation, and
where the laundry facility is located. Ensure that your senior
relative has all of these details before they make a final decision.
  
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      Help
With the Downsizing
    
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    &lt;/b&gt;&#xD;
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  &lt;p&gt;&#xD;
    
                    
    Many
seniors need to downsize when they move into a senior living
facility. If your relative is going to have to downsize, get started
on this project well in advance. If your relative is physically
unable to lift boxes in storage or if they need help getting items
down from the attic, set up a time to do these tasks together.
  
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  &lt;p&gt;&#xD;
    
                    
    Once
everything has been sorted, you can help your relative get rid of
each item in the most appropriate way. Some things can be sold in a
garage sale, others may be given away to charity, and yet others can
be thrown away in the garbage.
  
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      Making
it Your Home
    
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  &lt;p&gt;&#xD;
    
                    
    Once
a lease has been signed, your relative may want to personalize the
unit to make it better suited to their tastes. Making the space feel
more like home can help your senior relative adjust to the change
after moving into the house.
  
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Invite your relative
to help if they're up to the challenge, as this may help your
relative take ownership of the new home.
  
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  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Hire
a Moving Company
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Since
you're helping your loved one through this major transition, you've
probably got enough on your plate. Hiring a moving company makes the
move easier for both of you. Depending on your relative's ability to
interview candidates and select a company for services, you may need
to be present when your relative meets with moving companies.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If
your loved one wants to make the arrangements on their own, keep
in mind that seniors are a vulnerable population and are sometimes
subject to scams. Stay involved with this part of the process, even
if you aren't present for the interviews and mover selection process.
Ask questions about the rates, contracts, and other details from each
mover.
  
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  &lt;p&gt;&#xD;
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      Take
Your Time
    
                    &#xD;
    &lt;/b&gt;&#xD;
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  &lt;p&gt;&#xD;
    
                    
    Moving
can take a lot out of a person. This is especially true when you're
moving in a hurry. Give yourself and your loved one time to pack
without being rushed. Packing and downsizing can take months. If this
means that you need to start packing and downsizing in advance of
signing a lease, then work these details out with your relative.
Coordinate your schedules to ensure that you both have the time for
the moving process. 
  
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      Have
a House-Warming Party
    
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  &lt;p&gt;&#xD;
    
                    
    If
your senior relative has lived at their old address for a very long
time, then they may have a hard time adjusting to life in a new
place. Plan to throw a house-warming party for your relative soon
after the move into the senior living facility. Invite your
relative's friends and loved ones to attend the party so that your
relative will know that they haven't been forgotten just because
they've left for a new home. 
  
                  &#xD;
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  &lt;p&gt;&#xD;
    
                    
    If
you've met any of your relative's new neighbors, invite them as well.
This may get the ball rolling and help your loved one develop new
relationships.
  
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  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Work
With the Housing Facility
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Representatives
from your relative’s new housing facility can help you through the
moving and transition process. Before moving day, contact people from
the senior housing facility to find out details like where the moving
truck should park, where empty boxes can be discarded, and if there
is a specific window of time when the moving company should arrive. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If
you have a loved one who is thinking about moving to a senior housing
facility in the Peoria area, 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        contact
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
     Robert
Cottingham Property Management today. We'll be happy to answer your
questions!
  
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  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-RCPMCO.jpg" length="37251" type="image/jpeg" />
      <pubDate>Wed, 31 Oct 2018 16:16:50 GMT</pubDate>
      <guid>https://www.rcpmco.com/moving-to-a-senior-home</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/blog-RCPMCO.jpg">
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    <item>
      <title>Live Independently With a Physical Disability | Robert Cottingham</title>
      <link>https://www.rcpmco.com/tips-for-living-independently-with-a-physical-disability</link>
      <description>If you have a physical disability, finding a new home that meets your needs can be hard. Follow these tips as you hunt for and settle into your new home.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/Live-Independently-With-a-Physical-Disability.jpg" alt="Physical Disability" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Finding
the right apartment for the right price, packing, and saying goodbye
to your old neighborhood can be difficult. However, if you have a
physical disability, the process can be even more difficult. From
finding the amenities you require to creating a home that is both
comfortable and safe, it is possible to live alone with a disability.
  
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  &lt;p&gt;&#xD;
    
                    
    The
following are a few simple tips to help you live safely and happily
in your new apartment.
  
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  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Hunting
for Your Ideal Apartment
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Finding
the ideal apartment that meets both your budget and your needs can be
tricky. The following tips will make your hunt for your new apartment
less stressful and more efficient:
  
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      &lt;i&gt;&#xD;
        
                        
        Create a
	budget.
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
       When
	creating a household budget, set aside around 25 to 30 percent of
	your monthly income for rent. If you cannot find a
	handicap-accessible unit in your price range, ask your local
	Department of Disability Resources about rental assistance or
	affordable housing options in your area.
    
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    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;i&gt;&#xD;
        
                        
        Consider the
	location.
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
       Find
	an apartment that is close to your job, shopping, restaurants,
	grocery stores, and friends and family, as well as a convenient
	distance away from your doctors and physical or occupational
	therapists.
    
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    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;i&gt;&#xD;
        
                        
        Ask about
	amenities.
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
       Is
	the laundry service in the apartment building handicap-accessible?
	Can you easily access the mailboxes? Ask questions about the
	amenities to determine if you can easily enjoy them.
    
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  &lt;/ul&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;i&gt;&#xD;
        
                        
        Ask to speak to
	another tenant.
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
       Locate
	another tenant in the building and ask them about the apartment, the
	area, and how living independently has helped them gain confidence.
      
                      &#xD;
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  &lt;p&gt;&#xD;
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  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Look
for an apartment that is specifically handicap-accessible and, if
necessary, low income. At the very least, the apartment should
feature wide doors, ramps, stairway lifts or elevators, grab bars
next to the toilet and shower, flooring that is easy to maneuver
over, and easily-accessible light switches and thermostat.  Some
apartment complexes claim to be handicap-friendly but are not
compliant with state or federal standards or your needs.
  
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  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Making
Your Kitchen More Handicap Accessible
    
                    &#xD;
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  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Between
entertaining friends and family and making yourself a quiet dinner on
a Sunday afternoon, you will be spending plenty of time in your new
apartment's kitchen. Here are a few suggestions you can follow that
will help you live more easily in your new kitchen:
  
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        Ask about any
	modifications you can make. 
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
      Removing
	cabinet doors from below the sink can make it more accessible.
	Removing upper cabinet doors can also make it easier for you to see
	what is inside. Before making any changes, ask property management
	if this is allowed.
    
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  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;i&gt;&#xD;
        
                        
        Keep commonly
	used items front and center. 
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
      This
	will help you access the items you need the most quickly and easily.
    
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    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;i&gt;&#xD;
        
                        
        Purchase smaller
	furniture. 
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
      Invest
	in a smaller dining table and a couple of chairs. If you need a
	microwave cart, choose one that is smaller and shorter. This will
	provide you with more space for mobility.
    
                    &#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;i&gt;&#xD;
        
                        
        Invest in lazy
	Susan's. 
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
      Lazy
	Susan's are circular shelves you can rotate. These can be placed in
	your cupboards or refrigerator to make accessing items much easier.
    
                    &#xD;
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  &lt;/ul&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;i&gt;&#xD;
        
                        
        Purchase clear
	shelving. 
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
      Clear
	shelves will allow you to see what is stored on them with greater
	ease.
      
                      &#xD;
      &lt;br/&gt;&#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Invest
in a few claw grabbers, which can be used to grab items that are out
of reach. This will allow you to access higher shelving, which
increases your storage options.
  
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  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Making
Your Bathroom More Handicap Accessible
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Approximately 
    
                    &#xD;
    &lt;a href="https://www.nytimes.com/2011/08/16/health/research/16stats.html"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        235,000
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
     Americans
over the age of 15 visit the emergency room each year after suffering
an accident in the bathroom. In addition to having safety bars
installed anywhere in the bathroom you need to sit down, including
the bathtub, there are several other things you can do to make your
bathroom safer.
  
                  &#xD;
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  &lt;p&gt;&#xD;
    
                    
    For
example, if you have limited mobility, you can install non-slip rugs
inside the tub and on your bathroom floor. If you have trouble
accessing your medicine cabinet, purchase a shower chair and lower
shelving. For individuals who have trouble getting on and off the
toilet — which can happen if it is lower to the ground — invest
in an elevated toilet seat with safety bars.
  
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    &lt;b&gt;&#xD;
      
                      
      Making
Your Bedroom and Living Room More Handicap Accessible
    
                    &#xD;
    &lt;/b&gt;&#xD;
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  &lt;p&gt;&#xD;
    
                    
    The
easiest, most cost-effective way to make your living room and bedroom
easier to get around in and to prevent any unnecessary spills and
accidents is to leave as much open floor space as possible. This
could mean anything from investing in a smaller couch to purchasing a
smaller stand for the television in your living room.
  
                  &#xD;
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  &lt;p&gt;&#xD;
    
                    
    A
lower-profile bed will make getting in and out easier and will take
up less space. Keep your furniture in the bedroom to a minimum, as
well. Ask the property management company if you can install safety
bars near the bed to help you get in and out with less risk of
falling.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Finding
the ideal apartment when you are living with a physical disability
can be challenging. With a little extra research and some minor
upgrades, you can make your apartment work better for you. If you
need help finding housing, contact 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        Robert
Cottingham Property Management
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
    .
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Thu, 23 Aug 2018 22:58:00 GMT</pubDate>
      <guid>https://www.rcpmco.com/tips-for-living-independently-with-a-physical-disability</guid>
      <g-custom:tags type="string" />
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    <item>
      <title>What to Ask While Considering Your Senior Housing Options</title>
      <link>https://www.rcpmco.com/what-to-ask-while-considering-your-senior-housing-options</link>
      <description>Looking for the perfect senior housing community is no small task. Ask yourself these questions when considering your senior housing options.</description>
      <content:encoded>&lt;div&gt;&#xD;
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&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Looking
for the perfect senior housing community is no small task. It doesn't
have to be a complicated chore, though. It can be an exciting
opportunity to discover your ideal next home. The right home is not
only a place to live but also your own haven from the outside world.
Ask yourself these questions when considering your senior housing
options.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Where
Do You Most Want to Live?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Location
is a prime consideration. Whether you want to live close to good
restaurants or need to be closer to your grown children, where a
housing structure is located can help you come to a decision. The
location of a place can also reveal other things about it such as how
safe you'll feel in your home and how difficult it may be to get to
the airport if you travel often.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      What
Are Your Personal Priorities?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Before
you check out your housing options in person, take a few days or even
weeks to consider what you most need to find in a home. Think about
the things that you wouldn't want to live without and what aspects of
a home will most improve your quality of life.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Some
things that may be important to you in a senior home include:
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;p&gt;&#xD;
        
                        
        
	Onsite property
	manager who is helpful
      
                      &#xD;
      &lt;/p&gt;&#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;p&gt;&#xD;
        
                        
        
	Swimming pool
      
                      &#xD;
      &lt;/p&gt;&#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;p&gt;&#xD;
        
                        
        
	Free parking
      
                      &#xD;
      &lt;/p&gt;&#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;p&gt;&#xD;
        
                        
        
	Onsite laundry
	facilities
      
                      &#xD;
      &lt;/p&gt;&#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;p&gt;&#xD;
        
                        
        
	24-hour maintenance
      
                      &#xD;
      &lt;/p&gt;&#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Next,
set aside time to write down your priorities, so you can refer to the
list when you go to open houses or showings of senior homes.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      What
is the History of the Living Community?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Don't
be afraid to ask about the history of a home you're considering. You
can tell a lot from a senior living community that has a long history
of helping residents live fulfilling lives with a high standard of
living. On the other hand, a new community may have a lot of modern
amenities that older buildings lack. Either way, knowing the history
can impact your choice.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      What
Are the Overall Costs?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Find
out what your total monthly costs will be. If different apartment
types are available, find out what the price differences are. Ask
about which utilities, if any, are included. Even if utilities aren't
included, the property manager may be able to give you a general idea
of how much more utilities will be for the month. Ask about any other
fees or charges.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      How
Will You Be Able to Get Around?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Consider
how easy it will be to get around town from your new home. If you
will need public transportation, it may be extremely important to
find a place that's close to bus stops or other public transportation
options. Even if you don't have any mobility problems, consider the
future if you plan to stay in your new home for many years to come.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Which
Amenities Are Available to the Community?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Special
amenities can add a lot to your quality of life. For example, if a
housing community has an onsite, complimentary fitness room, it can
be a lot easier to exercise and stay in shape. If the place has a
common area where you can socialize with other residents, you may
more easily make new friends. Carefully consider how any amenities at
each place can enrich your life.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Who
Are the Neighbors?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    You
won't exactly have the chance to get to know your neighbors when you
are checking out your housing options. However, you may be able to
meet a couple of residents while you're there. You may even ask the
property manager about the neighbors. Talking to other people in the
community can help you gain insights into what it's like to live
there.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Are
There Any Community Rules You Would Have Trouble Following?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Always
get information about the community rules when you're checking out a
home. If there are any community rules that would be difficult for
you to follow, it might be better to move on. The rules of a home are
typically made for very good reasons and are intended to help all the
residents live in harmony. Resisting them can just make you and
others miserable.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      What
Are the Specifics of the Contract?
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    It's
okay to talk about the contract in the early stages of considering a
home. Knowing what will be expected can help you discern whether
you're prepared to sign a contract and live in the housing community.
For example, if you only plan to stay in a place for six months, a
contract that requires you to live in the home for a year will
probably be an instant deal-breaker.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Finally,
make a list of your own questions and concerns before going to check
out senior living homes. Contact 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        Robert
Cottingham Property Management Company
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
     to
see economically efficient apartment options. We offer high-quality,
affordable senior housing to fit a variety of lifestyles and budgets.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
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      <pubDate>Fri, 20 Jul 2018 09:46:37 GMT</pubDate>
      <guid>https://www.rcpmco.com/what-to-ask-while-considering-your-senior-housing-options</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/dfdsf33.jpg">
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    <item>
      <title>Tips for Seniors Downsizing Into a Smaller Space</title>
      <link>https://www.rcpmco.com/tips-for-seniors-downsizing-into-a-smaller-space</link>
      <description>If you're a senior who would like to downsize into a smaller apartment sometime in the next few years, get help through the process with a few tips.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/IMG02.jpg" alt="" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    The
downsizing process is time-consuming and challenging. This is
especially true for seniors, who often have a lifetime of possessions
and who often face physical challenges that make sorting and removing
items hard to do. If you're a senior who would like to downsize into
a smaller apartment sometime in the next few years, these tips can
help you through the process. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Start
Early
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    The
downsizing process can take months or years, depending on how much
stuff you need to downsize and how dedicated you are to the task of
finishing in a certain period of time. Start early to take off some
of the pressure and make the task more manageable. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If
you're a homeowner who knows that you would like to move into a
smaller home sometime in the next year or two, start downsizing as
soon as possible. Begin slowly, going through old items that have
been put into storage. Once this is done, then you can start going
through items stashed in common areas of the house. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Get
Rid of Clutter
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    One
of the most important parts of downsizing is the removal of clutter.
Clutter can take many forms. Loose papers, bills, magazines, and
knick-knacks are just some of the types of clutter typically found in
a home.  Basically, anything that fills the shelves of your home
takes up most of the space in your closets and fills up your storage
space may be called clutter.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    In
your new home, where ever that is, you're unlikely to have as much
storage space as you have in your current home. Get rid of the
clutter to help ensure that you'll have space to store what you
really need. Sort through all of your closets, shelves, drawers, and
storage spaces to get rid of extra items you no longer need. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Measure
Storage Space
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Once
you know how much storage space can be found in your new home, you
can more easily determine how much stuff you currently own that you
can no longer keep.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Once
you've signed a lease, ask permission from the management company to
measure the length and width of each closet. Multiply the length by
the width of each closet. This will tell you the square footage of
each closet. Add each total together to find out the total square
footage of your new home. Once this is done, follow the same process
at your current home.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Once
you know how much bigger the storage space is in your current home
compared to the home that you'll be moving into, this can help you
decide exactly how much stuff you'll need to get rid of during the
downsizing process. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Get
Help 
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    In
any downsizing or moving process, help is always appreciated. Help is
especially important for seniors who have a medical condition that
could prevent them from downsizing safely. Work with a friend or a
relative to help prevent injury.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Seniors
who feel like they don't have someone they could ask to help with
downsizing can get help from a moving company. Either way, make sure
you have someone who is strong enough to move heavy items out of
storage and put them where ever it is that they need to go.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Find
Creative Ways to Get Rid of Things
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Not
everything needs to be thrown away. When you're downsizing, you
can get rid of old items in a number of different ways, including:
    
                    &#xD;
    &lt;br/&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;i&gt;&#xD;
        
                        
        Garage sale
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
      . Hold a garage sale to sell items that people might want (clothes, books, and so on).
      
                      &#xD;
      &lt;br/&gt;&#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;i&gt;&#xD;
        
                        
        Charity
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
      . Give away useful items (sheets, towels, clothes) that can't be sold.
      
                      &#xD;
      &lt;br/&gt;&#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;i&gt;&#xD;
        
                        
        Recycle
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
      . Recycle everything you can of the items that you can't give away or sell. 
      
                      &#xD;
      &lt;br/&gt;&#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;i&gt;&#xD;
        
                        
        Landfill
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
      . When all else fails, throw away what's left.
      
                      &#xD;
      &lt;br/&gt;&#xD;
    &lt;/li&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;i&gt;&#xD;
        
                        
        Give away to family
      
                      &#xD;
      &lt;/i&gt;&#xD;
      
                      
      . If you have sentimental items that you don't want to throw away or sell, consider giving it away to family. 
    
                    &#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    When
throwing away things in the landfill, remember that certain things
can't be legally thrown away. Old tires, electronics, batteries, and
paints are common examples of items that are not supposed to go in
the landfill. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Have
a Plan
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Make
sure you have a downsizing plan to help the process go more
smoothly. Make yourself a timeline to decide when you'll be going
through every room of your house. If you plan to have a garage sale,
write that into the plan and give yourself several months in advance
to prepare.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Once
you know where you'll be moving and how much storage space you'll
have, you can make firmer plans to eliminate enough stuff to move
into your new home. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Contact
Us for More Information
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Are
you thinking about moving into an apartment? Do you need to downsize?
At Robert Cottingham Company, we're happy to answer your
questions and give you more information about downsizing and
moving into a senior living apartment. To find out more, 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        contact
us today
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
    .
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;br/&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/IMG02.jpg" length="20047" type="image/jpeg" />
      <pubDate>Thu, 28 Jun 2018 01:37:01 GMT</pubDate>
      <guid>https://www.rcpmco.com/tips-for-seniors-downsizing-into-a-smaller-space</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/IMG02.jpg">
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    <item>
      <title>Should You Move? Consider the Benefits of Senior Living Communities</title>
      <link>https://www.rcpmco.com/should-you-move-consider-the-benefits-of-senior-living-communities</link>
      <description>If you're thinking about moving, consider the benefits of moving to a senior living community. To learn more, call Robert Cottingham Property Management Co.</description>
      <content:encoded>&lt;div&gt;&#xD;
  &lt;img src="https://cdn.website.thryv.com/64989d169ce3410992ab268b8da42980/dms3rep/multi/IMG01.jpg" alt="" title=""/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    As
you enter the age of retirement, you might find your current home no
longer fits your needs. Many seniors grow out of their homes for a
number of reasons. You might find that you don't enjoy cleaning a
large house, or you may not like maintaining a yard, or living
farther away from health care centers or community amenities. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    However,
the idea of moving from a home that you've lived in for many years
may also seem daunting. Should you move? Consider some of the
benefits that can come from moving to a senior living community as
you make your decision. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Reduced
Labor
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If
you are the type of person who enjoys working in your yard, then you
might be happy to continue mowing lawns and trimming bushes around
your family home. However, if you are not as able to complete yard
work, our senior communities provide grounds services so you don't
have to worry about doing it yourself.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    This
doesn't mean that you won't have green spaces to enjoy. Our
communities have planned recreation areas, walking trails, and grassy
places for all residents to enjoy. If you like to garden, then you
may even be able to join a local community garden nearby that
provides water and raised beds to make it more comfortable for you to
tend your plants. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Other
aspects of home labor are also included in community living. For
example, layouts are usually a single story, so you don't need to go
up and down stairs. In addition, you won't have to vacuum stairs,
wash exterior windows, or make roof repairs that require standing on
a ladder. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Increased
Accessibility
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Most
of our Senior apartments are built with accessibility in mind. You
might not need a fully accessible design right now, but planning
ahead can make a transition smoother.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Other
features that improve accessibility in a senior apartment include
consistent flooring, grab bars and walk-in tubs, ramps for getting in
and out, and room to accommodate live-in medical equipment, such as a
bed with a lift. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Budget
Friendly
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    A
paid-off family home may seem like the best financial option, but
staying in a family home instead of downsizing to live in a senior
community can have hidden costs. For example, you'll still need to
pay property taxes and utility costs, and utilities for a family home
will be much higher than a small energy efficient apartment. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    In
addition to taxes and utilities, you'll still need to pay for
insurance and maintenance for your home. Some larger home
emergencies, such as a plumbing or HVAC failure, can pulverize your
retirement budget, especially if you must live on a fixed income. You
also will need to pay to adapt your home as your medical needs
change. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If
you’re still paying on your home’s mortgage, then moving might be
the best financial option. Our senior living situations rent for a
fixed percentage of your income, making them more affordable than
other rentals. Utilities and other costs, such as home maintenance,
can often be included in the rent.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Increased
Social Experiences
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Social
experiences are very important for your health as you get older.
Loneliness is a major health concern for seniors, which is why rich
social experiences can be an essential part of your lifestyle as you
start your retirement.
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If
you do not have visiting family close by, then you can join in with
senior living community events. Many communities have weekly game
nights, book clubs, group exercise, and church groups. Some may have
potlucks and dancing with other residents, allowing you to make
friends and share experiences together. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
                      
      Senior-Specific
Amenities
    
                    &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Finally,
our senior communities offer amenities that other living locations
might not offer. For example, some places provide transportation so
you don't have to worry about getting to the doctor, the local
recreation center, or the farmer's market if you don't have the means
to drive. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    Your
community might also give grocery buying and food preparation
assistance, and the property management will be able to connect you
with city, state, and federal resources for assistance, including
medical care and housing subsidies. 
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    
                    
    If
you are uncertain about whether or not a senior community is right
for you, then schedule a visit to several different facilities in
your area. This can help you decide. For more information, contact us
at 
    
                    &#xD;
    &lt;a href="https://www.rcpmco.com/"&gt;&#xD;
      &lt;u&gt;&#xD;
        
                        
        Robert
Cottingham Property Management Co
      
                      &#xD;
      &lt;/u&gt;&#xD;
    &lt;/a&gt;&#xD;
    
                    
    .
  
                  &#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
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      <pubDate>Thu, 28 Jun 2018 01:30:02 GMT</pubDate>
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