Anyone who is 62 years and older or 18 & over with a disability may apply for residence at Villa Ridge I. The building was constructed under an agreement with the U.S. Department of Housing and Urban Development (HUD) and USDA specifically designed for low-income residents. Low-income means the family's income must be at or below 50% of the area median income. Your rent will be approximately thirty percent (30%) of the adjusted monthly income of all residents in the unit.